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2026 Medicare Advantage Plans in Lincoln County, WA

Last update: .

Lincoln County, WA has 6 Medicare Advantage plans available in 2026. These include 3 plans with no monthly premium, and roughly 33% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Lincoln County, WA. Or explore all Medicare Options available in Lincoln County, WA.

At a Glance

Average Monthly Premium: $39.50/mo
$0 Premium Plans: 3
Average MOOP: $6,850 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 33% · 3 Stars: 67% · Below 3: 0%
Average Part D Deductible: $615.00
Total MA/MAPD Enrollment: 209
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Humana Gold Plus H5619-061 (HMO) — 142 enrollees
2. HumanaChoice H7617-016 (PPO) — 30 enrollees
3. Humana USAA Honor Giveback (PPO) — 14 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 5
  • Average Monthly Premium $34.80/mo
  • Total PPO Enrollment 67
  • $0 Premium PPO Plans 3
  • Average MOOP $7,380
  • Top PPO by Enrollment HumanaChoice H7617-016 (PPO) — 30 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Lincoln County, Washington
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H7617-021-0
HumanaChoice H7617-016
☆☆☆☆☆
 $87 $6,750 $615 H7617-016-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $5,100 N/A H5216-455-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-427-1
HumanaChoice H5216-048
☆☆☆☆☆
 $87 $6,750 $615 H5216-048-0
What is the most popular PPO plan in Lincoln?

HumanaChoice H7617-016 (PPO) is the top PPO in Lincoln, with 30 enrollees.

What is the number of PPO plans without Part D coverage in Lincoln?

There are 3 PPO plans in Lincoln without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$63.00/mo
Total HMO Enrollment
142
$0 Premium HMO Plans
0
Average MOOP
$4,200
Top HMO by Enrollment
Humana Gold Plus H5619-061 (HMO) — 142 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Lincoln County, Washington
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H5619-061
☆☆☆☆☆
 $63 $4,200 $615 H5619-061-0

What is the typical premium for HMO plans in Lincoln?

HMO plans in Lincoln cost $63.00 per month on average.

Which HMO plan do most beneficiaries choose in Lincoln?

The most popular HMO plan in Lincoln is Humana Gold Plus H5619-061 (HMO), with 142 enrollees.

How many HMO options are offered without prescription drug coverage in Lincoln?

There are 0 HMO plans in Lincoln without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Lincoln County, WA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Lincoln County, WA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 2 33%
3 Stars 4 67%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.75

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .