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  1. 🏠
  2. Medicare Advantage Plans
  3. Washington
  4. Pierce County

2027 Medicare Advantage Plans in Pierce County, WA

Last update: November 7, 2026.

In Pierce County, WA, there are 35 Medicare Advantage plans available for 2027. Of these, 19 offer a $0 monthly premium, and about 74% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$38.34/mo
Plans with $0 Premium
19
Average MOOP Limit
$6,812 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 74% · 3 Stars: 26% · Below 3: 0%
Average Part D Deductible
$559.38
Total MA/MAPD Enrollment
47,651
Plans with the Highest Enrollment
(as of November 10, 2026)
1. AARP Medicare Advantage from UHC WA-14 (HMO-POS) — 14,743 enrollees
2. AARP Medicare Advantage from UHC WA-7 (HMO-POS) — 9,293 enrollees
3. Kaiser Permanente Medicare Advantage Essential Pce (HMO) — 4,288 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Pierce County, WA. Or explore all Medicare Options available in Pierce County, WA. To understand how local plans fit into the broader market, visit our Washington Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
14
Average Monthly Premium
$34.36/mo
Total PPO Enrollment
9,074
$0 Premium PPO Plans
9
Average MOOP
$7,539
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 3,149 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Pierce County, Washington, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC WA-18
☆☆☆☆☆
$10 $7,150 $685 H2001-146-0
AARP Medicare Advantage Patriot No RX WA-MA3
☆☆☆☆☆
$0 $7,150 N/A H2001-148-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H7617-021-0
HumanaChoice H7617-016
☆☆☆☆☆
$110 $7,000 $700 H7617-016-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $7,150 N/A H5521-330-0
Aetna Medicare Enhanced
☆☆☆☆☆
$63 $7,500 $700 H5521-687-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $8,900 $700 H5521-431-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-427-1
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,100 N/A H5216-455-0
Humana Value Choice
☆☆☆☆☆
$0 $6,050 $700 H5216-428-1
HumanaChoice H5216-048
☆☆☆☆☆
$97 $7,000 $700 H5216-048-0
Regence MedAdvantage + Rx Enhanced
☆☆☆☆☆
$201 $6,900 $700 H5009-002-0
DEVOTED CHOICE 001 WA
☆☆☆☆☆
$0 $7,500 $461 H8917-001-0
DEVOTED CHOICE GIVEBACK 002 WA
☆☆☆☆☆
$0 $9,850 $461 H8917-002-0
What is the total number of PPO plans offered in Pierce?

Pierce County has 14 PPO plans for 2027, with 9,074 enrolled.

How much do PPO plans cost in Pierce?

The typical PPO premium in Pierce is $34.36, and 9 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
10
Average Monthly Premium
$54.10/mo
Total HMO Enrollment
11,769
$0 Premium HMO Plans
7
Average MOOP
$5,716
Top HMO by Enrollment
Kaiser Permanente Medicare Advantage Essential Pce (HMO) — 4,288 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Pierce County, Washington, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,050 $700 H1036-319-0
Humana Gold Plus H1036-321
☆☆☆☆☆
$0 $5,900 $700 H1036-321-0
Kaiser Permanente Medicare Advantage Basic
☆☆☆☆☆
$0 $4,200 N/A H5050-001-0
Kaiser Permanente Medicare Advantage Essential Pce
☆☆☆☆☆
$82 $4,950 $0 H5050-025-0
Kaiser Permanente Medicare Advantage Key Pierce
☆☆☆☆☆
$0 $6,750 $0 H5050-029-0
Kaiser Permanente Medicare Advantage Optimal
☆☆☆☆☆
$373 $3,150 $0 H5050-004-0
Humana Gold Plus H5619-061
☆☆☆☆☆
$86 $4,200 $700 H5619-061-0
Humana Total Complete
☆☆☆☆☆
$0 $6,310 $400 H5619-133-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H3748-019-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $7,150 $700 H3748-003-0
What is the average monthly premium for HMO plans?
HMO plans in Pierce cost $54.10 per month on average.
Which HMO plan is most popular in Pierce?
The most popular HMO plan in Pierce is Kaiser Permanente Medicare Advantage Essential Pce (HMO), with 4,288 enrollees.
How many HMO plans in Pierce do not include drug coverage?
There are 2 HMO plans in Pierce without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 5
  • Average Monthly Premium $18.00/mo
  • Total HMO-POS Enrollment 26,808
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $6,970
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC WA-14 (HMO-POS) — 14,743 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Pierce County, Washington, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC WA-0005
☆☆☆☆☆
$55 $6,700 $685 H3805-015-0
AARP Medicare Advantage from UHC WA-14
☆☆☆☆☆
$35 $7,150 $685 H3805-044-0
AARP Medicare Advantage from UHC WA-6
☆☆☆☆☆
$0 $7,150 $685 H3805-017-0
AARP Medicare Advantage from UHC WA-7
☆☆☆☆☆
$0 $6,700 $685 H3805-032-0
AARP Medicare Advantage Patriot No Rx WA-MA02
☆☆☆☆☆
$0 $7,150 N/A H3805-035-0
What is the total number of HMO-POS plans in Pierce?

There are 5 HMO-POS plans in 2027, covering 26,808 enrollees.

How much do HMO-POS plans cost in Pierce?

The average HMO-POS premium in Pierce is $18.00 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Pierce?

AARP Medicare Advantage from UHC WA-14 (HMO-POS) is the top HMO-POS in Pierce, with 14,743 enrollees.

What is the number of HMO-POS plans without Part D coverage in Pierce?

1 HMO-POS plans in Pierce do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Pierce County, WA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Pierce County, WA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 20 74%
3 Stars 7 26%
Below 3 Stars 0 0%
Not Rated 2 7%
Average Rating 4.06

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Pierce County, Washington, including communities such as Buckley, Dupont, Eatonville, Gig Harbor, Fox Island, Graham, Lakebay, Milton, Orting, Puyallup, Spanaway, Steilacoom, Sumner, Bonney Lake, Tacoma, Fife, Lakewood, University Place, Roy, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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