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  1. 🏠
  2. Medicare Advantage Plans
  3. Washington
  4. Pierce County

2026 Medicare Advantage Plans in Pierce County, WA

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Pierce County, WA, there are 40 Medicare Advantage plans available for 2026. Of these, 25 offer a $0 monthly premium, and about 44% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Pierce County, WA. Or explore all Medicare Options available in Pierce County, WA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$41.97/mo
Plans with $0 Premium
25
Average MOOP Limit
$6,346 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 44% · 3 Stars: 53% · Below 3: 3%
Average Part D Deductible
$461.77
Total MA/MAPD Enrollment
57,671
Plans with the Highest Enrollment
(as of May 2, 2026)
1. AARP Medicare Advantage Extras from UHC WA-14 (HMO-POS) — 14,255 enrollees
2. AARP Medicare Advantage Essentials from UHC WA-7 (HMO-POS) — 9,317 enrollees
3. Kaiser Permanente Medicare Advantage Essential Pce (HMO) — 4,266 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 21
  • Average Monthly Premium $47.05/mo
  • Total PPO Enrollment 15,026
  • $0 Premium PPO Plans 13
  • Average MOOP $6,557
  • Top PPO by Enrollment Aetna Medicare Signature Extra (PPO) — 3,195 enrollees
  • PPO Plans Without Drug Coverage 6

Comparison table of 2026 PPO Medicare Advantage Plans available in Pierce County, Washington
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Access from UHC WA-11
☆☆☆☆☆
$354 $3,000 $600 H2001-138-0
AARP Medicare Advantage from UHC WA-12
☆☆☆☆☆
$0 $6,700 $600 H2001-087-0
AARP Medicare Advantage from UHC WA-16
☆☆☆☆☆
$56 $6,700 $600 H2001-136-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H5521-330-0
Aetna Medicare Enhanced
☆☆☆☆☆
$48 $6,900 $500 H5521-687-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $6,900 $615 H5521-431-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H7617-021-0
HumanaChoice H7617-016
☆☆☆☆☆
$87 $6,750 $615 H7617-016-0
HumanaChoice H7617-019
☆☆☆☆☆
$0 $7,050 $350 H7617-019-0
AARP Medicare Advantage from UHC WA-0003
☆☆☆☆☆
$42 $6,700 $600 H1278-030-0
AARP Medicare Advantage Patriot No Rx WA-MA01
☆☆☆☆☆
$0 $6,700 N/A H1278-031-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-427-1
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,100 N/A H5216-455-0
HumanaChoice H5216-048
☆☆☆☆☆
$87 $6,750 $615 H5216-048-0
HumanaChoice H5216-426
☆☆☆☆☆
$0 $7,050 $350 H5216-426-0
HumanaChoice H5216-428
☆☆☆☆☆
$0 $5,800 $615 H5216-428-1
Regence MedAdvantage + Rx Enhanced
☆☆☆☆☆
$214 $5,900 $200 H5009-002-0
Regence MedAdvantage + Rx Primary
☆☆☆☆☆
$100 $6,700 $615 H5009-011-2
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $5,700 N/A H5965-003-0
DEVOTED CHOICE 001 WA
☆☆☆☆☆
$0 $6,750 $370 H8917-001-0
DEVOTED CHOICE GIVEBACK 002 WA
☆☆☆☆☆
$0 $6,750 $605 H8917-002-0
What is the total number of PPO plans offered in Pierce?

There are 21 PPO plans in 2026, covering 15,026 beneficiaries.

How much do PPO plans cost in Pierce?

The average PPO premium in Pierce is $47.05 per month, with 13 plans offering $0 premiums.

What is the most popular PPO plan in Pierce?

Aetna Medicare Signature Extra (PPO) is the top PPO in Pierce, with 3,195 enrollees.

What is the number of PPO plans without Part D coverage in Pierce?

There are 6 PPO plans in Pierce without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
10
Average Monthly Premium
$49.00/mo
Total HMO Enrollment
14,032
$0 Premium HMO Plans
7
Average MOOP
$5,800
Top HMO by Enrollment
Kaiser Permanente Medicare Advantage Essential Pce (HMO) — 4,266 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Pierce County, Washington
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus Giveback H1036-319
☆☆☆☆☆
$0 $8,800 $615 H1036-319-0
Humana Gold Plus H1036-321
☆☆☆☆☆
$0 $5,900 $615 H1036-321-0
Kaiser Permanente Medicare Advantage Basic
☆☆☆☆☆
$0 $4,200 N/A H5050-001-0
Kaiser Permanente Medicare Advantage Essential Pce
☆☆☆☆☆
$69 $4,950 $0 H5050-025-0
Kaiser Permanente Medicare Advantage Key Pierce
☆☆☆☆☆
$0 $6,750 $0 H5050-029-0
Kaiser Permanente Medicare Advantage Optimal
☆☆☆☆☆
$358 $3,150 $0 H5050-004-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3748-003-0
Aetna Medicare Signature Advantage
☆☆☆☆☆
$0 $6,750 $615 H3931-126-0
Humana Gold Plus H5619-061
☆☆☆☆☆
$63 $4,200 $615 H5619-061-0
Humana Gold Plus H5619-133
☆☆☆☆☆
$0 $6,550 $300 H5619-133-0

What is the average monthly premium for HMO plans?

HMO plans in Pierce cost $49.00 per month on average.

Which HMO plan is most popular in Pierce?

The most popular HMO plan in Pierce is Kaiser Permanente Medicare Advantage Essential Pce (HMO), with 4,266 enrollees.

How many HMO plans in Pierce do not include drug coverage?

There are 1 HMO plans in Pierce without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
7
Average Monthly Premium
$16.71/mo
Total HMO-POS Enrollment
28,613
$0 Premium HMO-POS Plans
5
Average MOOP
$6,493
Top HMO-POS by Enrollment
AARP Medicare Advantage Extras from UHC WA-14 (HMO-POS) — 14,255 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Pierce County, Washington
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC WA-6
☆☆☆☆☆
$0 $6,300 $355 H3805-017-0
AARP Medicare Advantage Essentials from UHC WA-7
☆☆☆☆☆
$0 $5,900 $355 H3805-032-0
AARP Medicare Advantage Extras from UHC WA-14
☆☆☆☆☆
$0 $6,700 $440 H3805-044-0
AARP Medicare Advantage from UHC WA-0005
☆☆☆☆☆
$38 $5,900 $355 H3805-015-0
AARP Medicare Advantage from UHC WA-0010
☆☆☆☆☆
$79 $4,900 $355 H3805-037-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,250 $615 H0029-009-0
Wellcare Simple
☆☆☆☆☆
$0 $6,500 $615 H0029-011-0
What is the leading HMO-POS plan in Pierce?

AARP Medicare Advantage Extras from UHC WA-14 (HMO-POS) is the top HMO-POS in Pierce, with 14,255 enrollees.

What is the number of HMO-POS plans without Part D coverage in Pierce?

0 HMO-POS plans in Pierce do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Pierce County, WA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Pierce County, WA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 15 44%
3 Stars 18 53%
Below 3 Stars 1 3%
Not Rated 4 11%
Average Rating 3.76

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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