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  1. 🏠
  2. Medicare Advantage Plans
  3. West Virginia
  4. Hardy County

2027 Medicare Advantage Plans in Hardy County, WV

Last update: October 4, 2026.

In Hardy County, WV, there are 27 Medicare Advantage plans available for 2027. Of these, 17 offer a $0 monthly premium, and about (2027 Star Ratings Coming Soon) are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Hardy County, WV. Or explore all Medicare Options available in Hardy County, WV.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$25.11/mo
Plans with $0 Premium
17
Average MOOP Limit
$7,702 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
(2027 Star Ratings Coming Soon)
Average Part D Deductible
$531.75
Total MA/MAPD Enrollment
709
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Essentials Plus Giveback (PPO) — 121 enrollees
2. HumanaChoice H5216-425 (PPO) — 95 enrollees
3. Humana Value Choice (PPO) — 76 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
20
Average Monthly Premium
$33.25/mo
Total PPO Enrollment
667
$0 Premium PPO Plans
11
Average MOOP
$7,398
Top PPO by Enrollment
Humana Essentials Plus Giveback (PPO) — 121 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Hardy County, West Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC WV-0001
☆☆☆☆☆
$85 $7,150 $685 H8211-001-0
AARP Medicare Advantage from UHC WV-0003
☆☆☆☆☆
$0 $7,150 $685 H8211-006-0
AARP Medicare Advantage from UHC WV-0004
☆☆☆☆☆
$51 $7,150 $685 H8211-011-0
AARP Medicare Advantage Patriot No Rx WV-MA01
☆☆☆☆☆
$0 $9,850 N/A H8211-005-0
Complete Blue PPO Distinct
☆☆☆☆☆
$60 $6,750 $700 H5106-029-3
Complete Blue PPO Signature
☆☆☆☆☆
$0 $7,150 $700 H5106-030-3
Freedom Blue PPO Standard
☆☆☆☆☆
$152 $6,500 $700 H5106-034-1
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H5106-038-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H7617-065-0
Humana Full Access
☆☆☆☆☆
$121 $7,150 $700 H5216-124-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana Value Choice
☆☆☆☆☆
$0 $9,850 $500 H5216-327-0
HumanaChoice H5216-425
☆☆☆☆☆
$29 $7,600 $700 H5216-425-0
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,750 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$75 $7,150 $700 R0110-008-0
Peak Advantage Summit
☆☆☆☆☆
$25 $6,750 $0 H8947-002-4
Peak Advantage Vista
☆☆☆☆☆
$0 $7,500 $0 H8947-001-4
The Health Plan SecureChoice Optimum
☆☆☆☆☆
$0 $7,000 $425 H8604-014-2
The Health Plan SecureChoice Reliance
☆☆☆☆☆
$67 $7,000 $300 H8604-015-0
What is the total number of PPO plans offered in Hardy?

Hardy County has 20 PPO plans for 2027, with 667 enrolled.

How much do PPO plans cost in Hardy?

The typical PPO premium in Hardy is $33.25, and 11 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$6.50/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
1
Average MOOP
$7,500
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Hardy County, West Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
The Health Plan SecureCare - Option II
☆☆☆☆☆
$13 $7,500 $395 H3672-020-0
The Health Plan SecureCare Integrity Plan 1
☆☆☆☆☆
$0 $7,500 N/A H3672-021-0
What is the average monthly premium for HMO plans?
HMO plans in Hardy cost $6.50 per month on average.
Which HMO plan is most popular in Hardy?
The most popular HMO plan in Hardy is , with 0 enrollees.
How many HMO plans in Hardy do not include drug coverage?
There are 1 HMO plans in Hardy without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 4
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 29
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $8,788
  • Top HMO-POS by Enrollment Humana Gold Plus H5619-113 (HMO-POS) — 29 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Hardy County, West Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC WV-6
☆☆☆☆☆
$0 $8,500 $685 H4604-034-0
AARP Medicare Advantage Patriot No Rx WV-MA2
☆☆☆☆☆
$0 $9,300 N/A H4604-036-0
Humana Gold Plus H5619-113
☆☆☆☆☆
$0 $8,100 $350 H5619-113-0
Wellpoint Medicare Advantage
☆☆☆☆☆
$0 $9,250 $325 H1212-003-0
What is the total number of HMO-POS plans in Hardy?

There are 4 HMO-POS plans in 2027, covering 29 enrollees.

How much do HMO-POS plans cost in Hardy?

The average HMO-POS premium in Hardy is $0.00 per month, with 4 plans offering $0 premiums.

What is the leading HMO-POS plan in Hardy?

Humana Gold Plus H5619-113 (HMO-POS) is the top HMO-POS in Hardy, with 29 enrollees.

What is the number of HMO-POS plans without Part D coverage in Hardy?

1 HMO-POS plans in Hardy do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
13
$0 Premium PFFS Plans
1
Average MOOP
$9,850
Top PFFS by Enrollment
Humana Gold Choice H8145-052 (PFFS) — 13 enrollees
PFFS Plans Without Drug Coverage
0

PFFS Medicare Advantage plan comparison – Hardy County, West Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-052
☆☆☆☆☆
$0 $9,850 $700 H8145-052-0

What is the average monthly premium for PFFS plans?

PFFS plans in Hardy cost $0.00 per month on average.

Which PFFS plan is most popular in Hardy?

The most popular PFFS plan in Hardy is Humana Gold Choice H8145-052 (PFFS), with 13 enrollees.

How many PFFS plans in Hardy do not include drug coverage?

There are 0 PFFS plans in Hardy without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Hardy County, WV for 2027.

CMS Star Ratings for Medicare Advantage Plans in Hardy County, WV (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Compare types of Medicare Advantage Plans 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
AARP.org The Big Choice: Original Medicare vs. Medicare Advantage 25 May, 2025

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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