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2027 Medicare Advantage Plans in Lincoln County, WV

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In Lincoln County, WV, there are 30 Medicare Advantage plans available for 2027. Of these, 19 offer a $0 monthly premium, and about 45% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Lincoln County, WV. Or explore all Medicare Options available in Lincoln County, WV.

At a Glance

Average Monthly Premium
$23.50/mo
Plans with $0 Premium
19
Average MOOP Limit
$7,573 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 45% · 3 Stars: 55% · Below 3: 0%
Average Part D Deductible
$533.41
Total MA/MAPD Enrollment
1,487
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Peak Advantage Summit (PPO) — 271 enrollees
2. Humana Gold Plus H5619-113 (HMO-POS) — 219 enrollees
3. Humana Essentials Plus Giveback (PPO) — 161 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
22
Average Monthly Premium
$31.45/mo
Total PPO Enrollment
1,122
$0 Premium PPO Plans
12
Average MOOP
$7,470
Top PPO by Enrollment
Peak Advantage Summit (PPO) — 271 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Lincoln County, West Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Peak Advantage Summit
☆☆☆☆☆
 $25 $6,750 $0 H8947-002-2
Peak Advantage Vista
☆☆☆☆☆
 $0 $7,500 $0 H8947-001-2
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-065-0
Humana Full Access
☆☆☆☆☆
 $121 $7,150 $700 H5216-124-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,500 N/A H5216-225-0
Humana Value Choice
☆☆☆☆☆
 $0 $9,850 $500 H5216-327-0
HumanaChoice Giveback H5216-328
☆☆☆☆☆
 $0 $9,850 $700 H5216-328-0
HumanaChoice H5216-019
☆☆☆☆☆
 $34 $6,800 $700 H5216-019-0
HumanaChoice H5216-425
☆☆☆☆☆
 $29 $7,600 $700 H5216-425-0
Complete Blue PPO Distinct
☆☆☆☆☆
 $53 $6,500 $700 H5106-029-2
Complete Blue PPO Signature
☆☆☆☆☆
 $0 $7,150 $700 H5106-030-2
Freedom Blue PPO Standard
☆☆☆☆☆
 $152 $6,500 $700 H5106-034-1
Freedom Blue PPO Valor
☆☆☆☆☆
 $0 $6,000 N/A H5106-038-0
HumanaChoice R0110-007
☆☆☆☆☆
 $0 $4,750 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
 $75 $7,150 $700 R0110-008-0
AARP Medicare Advantage from UHC WV-0001
☆☆☆☆☆
 $85 $7,150 $685 H8211-001-0
AARP Medicare Advantage from UHC WV-0003
☆☆☆☆☆
 $0 $7,150 $685 H8211-006-0
AARP Medicare Advantage from UHC WV-0004
☆☆☆☆☆
 $51 $7,150 $685 H8211-011-0
AARP Medicare Advantage Patriot No Rx WV-MA01
☆☆☆☆☆
 $0 $9,850 N/A H8211-005-0
The Health Plan SecureChoice Optimum
☆☆☆☆☆
 $0 $7,000 $425 H8604-014-2
The Health Plan SecureChoice Reliance
☆☆☆☆☆
 $67 $7,000 $300 H8604-015-0
What is the total number of PPO plans offered in Lincoln?

Lincoln County has 22 PPO plans for 2027, with 1,122 enrolled.

How much do PPO plans cost in Lincoln?

The typical PPO premium in Lincoln is $31.45, and 12 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$3.25/mo
Total HMO Enrollment
146
$0 Premium HMO Plans
3
Average MOOP
$7,263
Top HMO by Enrollment
Aetna Medicare Advantra Signature (HMO) — 128 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Lincoln County, West Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
 $0 $6,900 N/A H1692-006-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
 $0 $7,150 $400 H1692-002-0
The Health Plan SecureCare - Option II
☆☆☆☆☆
 $13 $7,500 $395 H3672-020-0
The Health Plan SecureCare Integrity Plan 1
☆☆☆☆☆
 $0 $7,500 N/A H3672-021-0
What is the average monthly premium for HMO plans?
HMO plans in Lincoln cost $3.25 per month on average.
Which HMO plan is most popular in Lincoln?
The most popular HMO plan in Lincoln is Aetna Medicare Advantra Signature (HMO), with 128 enrollees.
How many HMO plans in Lincoln do not include drug coverage?
There are 2 HMO plans in Lincoln without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 4
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 219
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $8,450
  • Top HMO-POS by Enrollment Humana Gold Plus H5619-113 (HMO-POS) — 219 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Lincoln County, West Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC WV-5
☆☆☆☆☆
 $0 $7,150 $685 H4604-033-0
AARP Medicare Advantage Patriot No Rx WV-MA2
☆☆☆☆☆
 $0 $9,300 N/A H4604-036-0
Humana Gold Plus H5619-113
☆☆☆☆☆
 $0 $8,100 $350 H5619-113-0
Wellpoint Medicare Advantage
☆☆☆☆☆
 $0 $9,250 $325 H1212-003-0
What is the total number of HMO-POS plans in Lincoln?

There are 4 HMO-POS plans in 2027, covering 219 enrollees.

How much do HMO-POS plans cost in Lincoln?

The average HMO-POS premium in Lincoln is $0.00 per month, with 4 plans offering $0 premiums.

What is the leading HMO-POS plan in Lincoln?

Humana Gold Plus H5619-113 (HMO-POS) is the top HMO-POS in Lincoln, with 219 enrollees.

What is the number of HMO-POS plans without Part D coverage in Lincoln?

1 HMO-POS plans in Lincoln do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Lincoln County, WV for 2027.

CMS Star Ratings for Medicare Advantage Plans in Lincoln County, WV (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 2 7%
4 Stars (includes 5 Stars) 13 45%
3 Stars 16 55%
Below 3 Stars 0 0%
Not Rated 1 3%
Average Rating 3.71

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Compare types of Medicare Advantage Plans 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
AARP.org The Big Choice: Original Medicare vs. Medicare Advantage 25 May, 2025

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .