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2027 Medicare Advantage Plans in Mercer County, WV

Last update: .

In Mercer County, WV, there are 36 Medicare Advantage plans available for 2027. Of these, 21 offer a $0 monthly premium, and about (2027 Star Ratings Coming Soon) are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Mercer County, WV. Or explore all Medicare Options available in Mercer County, WV.

At a Glance

Average Monthly Premium
$27.56/mo
Plans with $0 Premium
21
Average MOOP Limit
$7,842 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
(2027 Star Ratings Coming Soon)
Average Part D Deductible
$541.43
Total MA/MAPD Enrollment
4,504
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Complete Blue PPO Distinct (PPO) — 547 enrollees
2. Humana Essentials Plus Giveback (PPO) — 480 enrollees
3. Aetna Medicare Advantra Enhanced Classic (PPO) — 438 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
29
Average Monthly Premium
$33.76/mo
Total PPO Enrollment
3,983
$0 Premium PPO Plans
15
Average MOOP
$7,826
Top PPO by Enrollment
Complete Blue PPO Distinct (PPO) — 547 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Mercer County, West Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC WV-0001
☆☆☆☆☆
 $85 $7,150 $685 H8211-001-0
AARP Medicare Advantage from UHC WV-0003
☆☆☆☆☆
 $0 $7,150 $685 H8211-006-0
AARP Medicare Advantage from UHC WV-0004
☆☆☆☆☆
 $51 $7,150 $685 H8211-011-0
AARP Medicare Advantage Patriot No Rx WV-MA01
☆☆☆☆☆
 $0 $9,850 N/A H8211-005-0
Aetna Medicare Advantra Classic Giveback
☆☆☆☆☆
 $0 $9,250 $400 H1608-031-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
 $31 $7,150 $700 H5521-727-0
Aetna Medicare Advantra Enhanced Classic
☆☆☆☆☆
 $31 $7,150 $700 H1608-027-0
Aetna Medicare Advantra Signature Classic
☆☆☆☆☆
 $0 $9,850 $400 H1608-040-0
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
 $0 $9,250 $400 H5521-729-0
Aetna Medicare Premier
☆☆☆☆☆
 $109 $9,850 $400 H5521-728-0
Aetna Medicare Premier Classic
☆☆☆☆☆
 $109 $9,850 $400 H1608-085-0
Complete Blue PPO Distinct
☆☆☆☆☆
 $60 $6,750 $700 H5106-029-3
Complete Blue PPO Signature
☆☆☆☆☆
 $0 $7,150 $700 H5106-030-3
Freedom Blue PPO Standard
☆☆☆☆☆
 $152 $6,500 $700 H5106-034-1
Freedom Blue PPO Valor
☆☆☆☆☆
 $0 $6,000 N/A H5106-038-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-065-0
Humana Full Access
☆☆☆☆☆
 $121 $7,150 $700 H5216-124-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-442-0
Humana Value Choice
☆☆☆☆☆
 $0 $9,850 $500 H5216-327-0
HumanaChoice Giveback H5216-328
☆☆☆☆☆
 $0 $9,850 $700 H5216-328-0
HumanaChoice H5216-019
☆☆☆☆☆
 $34 $6,800 $700 H5216-019-0
HumanaChoice H5216-425
☆☆☆☆☆
 $29 $7,600 $700 H5216-425-0
HumanaChoice R0110-007
☆☆☆☆☆
 $0 $4,750 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
 $75 $7,150 $700 R0110-008-0
Peak Advantage Summit
☆☆☆☆☆
 $25 $6,750 $0 H8947-002-1
Peak Advantage Vista
☆☆☆☆☆
 $0 $7,500 $0 H8947-001-1
The Health Plan SecureChoice Optimum
☆☆☆☆☆
 $0 $7,000 $425 H8604-014-2
The Health Plan SecureChoice Reliance
☆☆☆☆☆
 $67 $7,000 $300 H8604-015-0
What is the total number of PPO plans offered in Mercer?

Mercer County has 29 PPO plans for 2027, with 3,983 enrolled.

How much do PPO plans cost in Mercer?

The typical PPO premium in Mercer is $33.76, and 15 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$3.25/mo
Total HMO Enrollment
437
$0 Premium HMO Plans
3
Average MOOP
$7,263
Top HMO by Enrollment
Aetna Medicare Advantra Signature (HMO) — 395 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Mercer County, West Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
 $0 $6,900 N/A H1692-006-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
 $0 $7,150 $400 H1692-002-0
The Health Plan SecureCare - Option II
☆☆☆☆☆
 $13 $7,500 $395 H3672-020-0
The Health Plan SecureCare Integrity Plan 1
☆☆☆☆☆
 $0 $7,500 N/A H3672-021-0
What is the average monthly premium for HMO plans?
HMO plans in Mercer cost $3.25 per month on average.
Which HMO plan is most popular in Mercer?
The most popular HMO plan in Mercer is Aetna Medicare Advantra Signature (HMO), with 395 enrollees.
How many HMO plans in Mercer do not include drug coverage?
There are 2 HMO plans in Mercer without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 0
  • $0 Premium HMO-POS Plans 2
  • Average MOOP $8,225
  • Top HMO-POS by Enrollment — 0 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Mercer County, West Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC WV-5
☆☆☆☆☆
 $0 $7,150 $685 H4604-033-0
AARP Medicare Advantage Patriot No Rx WV-MA2
☆☆☆☆☆
 $0 $9,300 N/A H4604-036-0
What is the total number of HMO-POS plans in Mercer?

There are 2 HMO-POS plans in 2027, covering 0 enrollees.

How much do HMO-POS plans cost in Mercer?

The average HMO-POS premium in Mercer is $0.00 per month, with 2 plans offering $0 premiums.

What is the leading HMO-POS plan in Mercer?

is the top HMO-POS in Mercer, with 0 enrollees.

What is the number of HMO-POS plans without Part D coverage in Mercer?

1 HMO-POS plans in Mercer do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
84
$0 Premium PFFS Plans
1
Average MOOP
$9,850
Top PFFS by Enrollment
Humana Gold Choice H8145-052 (PFFS) — 84 enrollees
PFFS Plans Without Drug Coverage
0

PFFS Medicare Advantage plan comparison – Mercer County, West Virginia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-052
☆☆☆☆☆
 $0 $9,850 $700 H8145-052-0

What is the average monthly premium for PFFS plans?

PFFS plans in Mercer cost $0.00 per month on average.

Which PFFS plan is most popular in Mercer?

The most popular PFFS plan in Mercer is Humana Gold Choice H8145-052 (PFFS), with 84 enrollees.

How many PFFS plans in Mercer do not include drug coverage?

There are 0 PFFS plans in Mercer without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Mercer County, WV for 2027.

CMS Star Ratings for Medicare Advantage Plans in Mercer County, WV (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Compare types of Medicare Advantage Plans 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
AARP.org The Big Choice: Original Medicare vs. Medicare Advantage 25 May, 2025

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .