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  1. 🏠
  2. Medicare Advantage Plans
  3. West Virginia
  4. Monongalia County

2026 Medicare Advantage Plans in Monongalia County, WV

Last update: June 12, 2026. Enrollment data updated: June 13, 2026

For 2026, Monongalia County, WV includes 31 Medicare Advantage plans. Enrollment across these plans totals approximately 3,923, with 20 $0 premium options and 3% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Monongalia County, WV are summarized separately. Visit Medicare Options in Monongalia County, WV to see more options.

  • PPO Plans
  • HMO Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $23.74/mo
  • $0 Premium Plans: 20
  • Average MOOP: $7,098 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 3% · 3 Stars: 97% · Below 3: 0%
  • Average Part D Deductible: $427.83
  • Total MA/MAPD Enrollment: 3,923
  • Plans with the Highest Enrollment
    (as of June 13, 2026)
    1. Humana USAA Honor Giveback with Rx (PPO) — 683 enrollees
    2. Peak Advantage Summit (PPO) — 558 enrollees
    3. Humana USAA Honor Giveback with Rx (PPO) — 327 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
26
Average Monthly Premium
$28.31/mo
Total PPO Enrollment
3,587
$0 Premium PPO Plans
15
Average MOOP
$6,963
Top PPO by Enrollment
Humana USAA Honor Giveback with Rx (PPO) — 683 enrollees
PPO Plans Without Drug Coverage
6

2026 PPO Medicare Advantage plans in Monongalia County, West Virginia (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,850 $615 H7617-072-0
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
$0 $9,250 $615 H1608-031-0
Aetna Medicare Premier
☆☆☆☆☆
$101 $7,500 $615 H1608-085-0
Complete Blue PPO Distinct
☆☆☆☆☆
$54 $6,750 $615 H5106-036-0
Complete Blue PPO Merit
☆☆☆☆☆
$0 $8,300 $615 H5106-037-0
Complete Blue PPO Signature
☆☆☆☆☆
$0 $7,550 $615 H5106-035-0
Freedom Blue PPO Standard
☆☆☆☆☆
$154 $6,500 $0 H5106-034-2
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H5106-038-0
Humana Full Access H5216-124
☆☆☆☆☆
$118 $6,550 $300 H5216-124-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,000 N/A H5216-105-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,850 $615 H5216-391-0
HumanaChoice H5216-395
☆☆☆☆☆
$17 $6,550 $400 H5216-395-0
HumanaChoice H5216-425
☆☆☆☆☆
$15 $7,350 $300 H5216-425-0
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,500 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$52 $6,700 $615 R0110-008-0
Peak Advantage Summit
☆☆☆☆☆
$16 $5,700 $0 H8947-002-1
Peak Advantage Vista
☆☆☆☆☆
$0 $7,000 $0 H8947-001-1
The Health Plan SecureChoice - Option II
☆☆☆☆☆
$109 $6,700 $275 H8604-011-0
The Health Plan SecureChoice Optimum
☆☆☆☆☆
$0 $6,500 $150 H8604-014-2
The Health Plan SecureChoice Reliance
☆☆☆☆☆
$43 $5,300 $150 H8604-015-0
AARP Medicare Advantage from UHC WV-0001
☆☆☆☆☆
$57 $6,700 $600 H8211-001-0
AARP Medicare Advantage from UHC WV-0003
☆☆☆☆☆
$0 $6,700 $520 H8211-006-0
AARP Medicare Advantage from UHC WV-0004
☆☆☆☆☆
$0 $6,700 $600 H8211-011-0
AARP Medicare Advantage Patriot No Rx WV-MA01
☆☆☆☆☆
$0 $8,900 N/A H8211-005-0
What is the average monthly premium for PPO plans in Monongalia?
PPO plans in Monongalia cost $28.31 per month on average.
Which PPO plan has the highest enrollment in Monongalia?
The most popular PPO plan in Monongalia is Humana USAA Honor Giveback with Rx (PPO), with 683 enrollees.
How many PPO plans in Monongalia do not include prescription drug coverage?
6 PPO plans in Monongalia do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
5
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
336
$0 Premium HMO Plans
5
Average MOOP
$7,800
Top HMO by Enrollment
Aetna Medicare Signature (HMO) — 127 enrollees
HMO Plans Without Drug Coverage
2

2026 HMO Medicare Advantage plans in Monongalia County, West Virginia (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $6,900 N/A H1692-006-0
Aetna Medicare Advantra Elite
☆☆☆☆☆
$0 $9,250 $615 H1692-003-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $9,250 $615 H1692-007-0
The Health Plan SecureCare - Option II
☆☆☆☆☆
$0 $6,700 $395 H3672-020-0
The Health Plan SecureCare Integrity Plan 1
☆☆☆☆☆
$0 $6,900 N/A H3672-021-0
What is the total number of HMO plans offered in Monongalia?

There are 5 HMO plans in 2026, covering 336 enrollees.

How much do HMO plans cost in Monongalia?

The average HMO premium in Monongalia is $0.00 per month, with 5 plans offering $0 premiums.

What is the top HMO by enrollment in Monongalia?

Aetna Medicare Signature (HMO) is the top HMO in Monongalia, with 127 enrollees.

What is the number of HMO plans without Part D coverage in Monongalia?

2 HMO plans in Monongalia do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Monongalia County, WV (2026) are summarized below.

Medicare Advantage Plan Ratings in Monongalia County, WV (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 1 3%
3 Stars 30 97%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.47

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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