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  1. 🏠
  2. Medicare Advantage Plans
  3. West Virginia
  4. Monroe County

2026 Medicare Advantage Plans in Monroe County, WV

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Monroe County, WV, there are 31 Medicare Advantage plans available for 2026. Of these, 21 offer a $0 monthly premium, and about 7% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Monroe County, WV. Or explore all Medicare Options available in Monroe County, WV.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$23.45/mo
Plans with $0 Premium
21
Average MOOP Limit
$7,135 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 7% · 3 Stars: 93% · Below 3: 0%
Average Part D Deductible
$423.26
Total MA/MAPD Enrollment
1,059
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Complete Blue PPO Signature (PPO) — 192 enrollees
2. HumanaChoice Giveback H7617-065 (PPO) — 133 enrollees
3. Humana USAA Honor Giveback with Rx (PPO) — 91 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
26
Average Monthly Premium
$27.96/mo
Total PPO Enrollment
1,041
$0 Premium PPO Plans
16
Average MOOP
$7,158
Top PPO by Enrollment
Complete Blue PPO Signature (PPO) — 192 enrollees
PPO Plans Without Drug Coverage
6

PPO Medicare Advantage plan comparison – Monroe County, West Virginia, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,850 $615 H7617-072-0
HumanaChoice Giveback H7617-065
☆☆☆☆☆
$0 $9,250 $325 H7617-065-0
Aetna Medicare Premier
☆☆☆☆☆
$101 $7,500 $615 H1608-085-0
Complete Blue PPO Distinct
☆☆☆☆☆
$54 $6,750 $615 H5106-036-0
Complete Blue PPO Merit
☆☆☆☆☆
$0 $8,300 $615 H5106-037-0
Complete Blue PPO Signature
☆☆☆☆☆
$0 $7,550 $615 H5106-035-0
Freedom Blue PPO Standard
☆☆☆☆☆
$154 $6,500 $0 H5106-034-2
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H5106-038-0
Humana Full Access H5216-124
☆☆☆☆☆
$118 $6,550 $300 H5216-124-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,000 N/A H5216-105-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,850 $615 H5216-391-0
HumanaChoice Giveback H5216-328
☆☆☆☆☆
$0 $9,250 $325 H5216-328-0
HumanaChoice H5216-019
☆☆☆☆☆
$24 $6,550 $200 H5216-019-0
HumanaChoice H5216-327
☆☆☆☆☆
$0 $8,500 $400 H5216-327-0
HumanaChoice H5216-425
☆☆☆☆☆
$15 $7,350 $300 H5216-425-0
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,500 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$52 $6,700 $615 R0110-008-0
The Health Plan SecureChoice - Option II
☆☆☆☆☆
$109 $6,700 $275 H8604-011-0
The Health Plan SecureChoice Optimum
☆☆☆☆☆
$0 $6,500 $150 H8604-014-2
The Health Plan SecureChoice Reliance
☆☆☆☆☆
$43 $5,300 $150 H8604-015-0
AARP Medicare Advantage from UHC WV-0001
☆☆☆☆☆
$57 $6,700 $600 H8211-001-0
AARP Medicare Advantage from UHC WV-0003
☆☆☆☆☆
$0 $6,700 $520 H8211-006-0
AARP Medicare Advantage from UHC WV-0004
☆☆☆☆☆
$0 $6,700 $600 H8211-011-0
AARP Medicare Advantage Patriot No Rx WV-MA01
☆☆☆☆☆
$0 $8,900 N/A H8211-005-0
What is the total number of PPO plans offered in Monroe?

Monroe County has 26 PPO plans for 2026, with 1,041 enrolled.

How much do PPO plans cost in Monroe?

The typical PPO premium in Monroe is $27.96, and 16 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
3
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
3
Average MOOP
$6,833
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Monroe County, West Virginia, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $6,900 N/A H1692-006-0
The Health Plan SecureCare - Option II
☆☆☆☆☆
$0 $6,700 $395 H3672-020-0
The Health Plan SecureCare Integrity Plan 1
☆☆☆☆☆
$0 $6,900 N/A H3672-021-0
What is the average monthly premium for HMO plans?
HMO plans in Monroe cost $0.00 per month on average.
Which HMO plan is most popular in Monroe?
The most popular HMO plan in Monroe is , with 0 enrollees.
How many HMO plans in Monroe do not include drug coverage?
There are 2 HMO plans in Monroe without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 0
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $7,500
  • Top HMO-POS by Enrollment — 0 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Monroe County, West Virginia, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellpoint Medicare Advantage
☆☆☆☆☆
$0 $7,500 $275 H1212-003-0
What is the total number of HMO-POS plans in Monroe?

There are 1 HMO-POS plans in 2026, covering 0 enrollees.

How much do HMO-POS plans cost in Monroe?

The average HMO-POS premium in Monroe is $0.00 per month, with 1 plans offering $0 premiums.

What is the leading HMO-POS plan in Monroe?

is the top HMO-POS in Monroe, with 0 enrollees.

What is the number of HMO-POS plans without Part D coverage in Monroe?

0 HMO-POS plans in Monroe do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
18
$0 Premium PFFS Plans
1
Average MOOP
$7,100
Top PFFS by Enrollment
Humana Gold Choice H8145-052 (PFFS) — 18 enrollees
PFFS Plans Without Drug Coverage
0

PFFS Medicare Advantage plan comparison – Monroe County, West Virginia, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-052
☆☆☆☆☆
$0 $7,100 $615 H8145-052-0

What is the average monthly premium for PFFS plans?

PFFS plans in Monroe cost $0.00 per month on average.

Which PFFS plan is most popular in Monroe?

The most popular PFFS plan in Monroe is Humana Gold Choice H8145-052 (PFFS), with 18 enrollees.

How many PFFS plans in Monroe do not include drug coverage?

There are 0 PFFS plans in Monroe without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Monroe County, WV for 2026.

CMS Star Ratings for Medicare Advantage Plans in Monroe County, WV (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 2 7%
3 Stars 28 93%
Below 3 Stars 0 0%
Not Rated 1 3%
Average Rating 3.5

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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