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2027 Medicare Advantage Plans in Nicholas County, WV

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In Nicholas County, WV, there are 28 Medicare Advantage plans available for 2027. Of these, 17 offer a $0 monthly premium, and about 48% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$25.43/mo
Plans with $0 Premium
17
Average MOOP Limit
$7,670 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 48% · 3 Stars: 52% · Below 3: 0%
Average Part D Deductible
$539.76
Total MA/MAPD Enrollment
1,538
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Essentials Plus Giveback (PPO) — 192 enrollees
2. Peak Advantage Summit (PPO) — 143 enrollees
3. Humana Value Choice (PPO) — 139 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Nicholas County, WV. Or explore all Medicare Options available in Nicholas County, WV. To understand how local plans fit into the broader market, visit our West Virginia Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 22
  • Average Monthly Premium $31.77/mo
  • Total PPO Enrollment 1,448
  • $0 Premium PPO Plans 12
  • Average MOOP $7,482
  • Top PPO by Enrollment Humana Essentials Plus Giveback (PPO) — 192 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2027 PPO Medicare Advantage Plans available in Nicholas County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Peak Advantage Summit
☆☆☆☆☆
 $25 $6,750 $0 H8947-002-1
Peak Advantage Vista
☆☆☆☆☆
 $0 $7,500 $0 H8947-001-1
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-065-0
Humana Full Access
☆☆☆☆☆
 $121 $7,150 $700 H5216-124-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-442-0
Humana Value Choice
☆☆☆☆☆
 $0 $9,850 $500 H5216-327-0
HumanaChoice Giveback H5216-328
☆☆☆☆☆
 $0 $9,850 $700 H5216-328-0
HumanaChoice H5216-019
☆☆☆☆☆
 $34 $6,800 $700 H5216-019-0
HumanaChoice H5216-425
☆☆☆☆☆
 $29 $7,600 $700 H5216-425-0
Complete Blue PPO Distinct
☆☆☆☆☆
 $60 $6,750 $700 H5106-029-3
Complete Blue PPO Signature
☆☆☆☆☆
 $0 $7,150 $700 H5106-030-3
Freedom Blue PPO Standard
☆☆☆☆☆
 $152 $6,500 $700 H5106-034-1
Freedom Blue PPO Valor
☆☆☆☆☆
 $0 $6,000 N/A H5106-038-0
HumanaChoice R0110-007
☆☆☆☆☆
 $0 $4,750 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
 $75 $7,150 $700 R0110-008-0
AARP Medicare Advantage from UHC WV-0001
☆☆☆☆☆
 $85 $7,150 $685 H8211-001-0
AARP Medicare Advantage from UHC WV-0003
☆☆☆☆☆
 $0 $7,150 $685 H8211-006-0
AARP Medicare Advantage from UHC WV-0004
☆☆☆☆☆
 $51 $7,150 $685 H8211-011-0
AARP Medicare Advantage Patriot No Rx WV-MA01
☆☆☆☆☆
 $0 $9,850 N/A H8211-005-0
The Health Plan SecureChoice Optimum
☆☆☆☆☆
 $0 $7,000 $425 H8604-014-2
The Health Plan SecureChoice Reliance
☆☆☆☆☆
 $67 $7,000 $300 H8604-015-0
What is the total number of PPO plans offered in Nicholas?

There are 22 PPO plans in 2027, covering 1,448 beneficiaries.

How much do PPO plans cost in Nicholas?

The average PPO premium in Nicholas is $31.77 per month, with 12 plans offering $0 premiums.

What is the most popular PPO plan in Nicholas?

Humana Essentials Plus Giveback (PPO) is the top PPO in Nicholas, with 192 enrollees.

What is the number of PPO plans without Part D coverage in Nicholas?

There are 5 PPO plans in Nicholas without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$6.50/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
1
Average MOOP
$7,500
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Nicholas County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
The Health Plan SecureCare - Option II
☆☆☆☆☆
 $13 $7,500 $395 H3672-020-0
The Health Plan SecureCare Integrity Plan 1
☆☆☆☆☆
 $0 $7,500 N/A H3672-021-0

What is the average monthly premium for HMO plans?

HMO plans in Nicholas cost $6.50 per month on average.

Which HMO plan is most popular in Nicholas?

The most popular HMO plan in Nicholas is , with 0 enrollees.

How many HMO plans in Nicholas do not include drug coverage?

There are 1 HMO plans in Nicholas without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
4
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
90
$0 Premium HMO-POS Plans
4
Average MOOP
$8,788
Top HMO-POS by Enrollment
Humana Gold Plus H5619-113 (HMO-POS) — 90 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Nicholas County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC WV-6
☆☆☆☆☆
 $0 $8,500 $685 H4604-034-0
AARP Medicare Advantage Patriot No Rx WV-MA2
☆☆☆☆☆
 $0 $9,300 N/A H4604-036-0
Humana Gold Plus H5619-113
☆☆☆☆☆
 $0 $8,100 $350 H5619-113-0
Wellpoint Medicare Advantage
☆☆☆☆☆
 $0 $9,250 $325 H1212-003-0
What is the leading HMO-POS plan in Nicholas?

Humana Gold Plus H5619-113 (HMO-POS) is the top HMO-POS in Nicholas, with 90 enrollees.

What is the number of HMO-POS plans without Part D coverage in Nicholas?

1 HMO-POS plans in Nicholas do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Nicholas County, WV for 2027.

CMS Star Ratings for Medicare Advantage Plans in Nicholas County, WV (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 2 7%
4 Stars (includes 5 Stars) 13 48%
3 Stars 14 52%
Below 3 Stars 0 0%
Not Rated 1 4%
Average Rating 3.72

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Nicholas County, West Virginia, including communities such as Craigsville, Richwood, Summersville, Mount Nebo, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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