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  1. 🏠
  2. Medicare Advantage Plans
  3. West Virginia
  4. Nicholas County

2026 Medicare Advantage Plans in Nicholas County, WV

Last update: May 11, 2026. Enrollment data updated: May 2, 2026

Nicholas County, WV has 37 Medicare Advantage plans available in 2026. These include 25 plans with no monthly premium, and roughly 6% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Nicholas County, WV. Or explore all Medicare Options available in Nicholas County, WV.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $19.51/mo
$0 Premium Plans: 25
Average MOOP: $7,169 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 6% · 3 Stars: 94% · Below 3: 0%
Average Part D Deductible: $407.93
Total MA/MAPD Enrollment: 2,483
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Aetna Medicare Advantra Signature (HMO) — 282 enrollees
2. Humana USAA Honor Giveback with Rx (PPO) — 242 enrollees
3. Aetna Medicare Advantra Enhanced (PPO) — 235 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 31
  • Average Monthly Premium $23.29/mo
  • Total PPO Enrollment 2,081
  • $0 Premium PPO Plans 19
  • Average MOOP $7,171
  • Top PPO by Enrollment Humana USAA Honor Giveback with Rx (PPO) — 242 enrollees
  • PPO Plans Without Drug Coverage 6

Comparison table of 2026 PPO Medicare Advantage Plans available in Nicholas County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,850 $615 H7617-072-0
HumanaChoice Giveback H7617-065
☆☆☆☆☆
$0 $9,250 $325 H7617-065-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
$29 $6,750 $615 H1608-027-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $7,500 $615 H1608-040-0
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
$0 $9,250 $615 H1608-031-0
Aetna Medicare Premier
☆☆☆☆☆
$101 $7,500 $615 H1608-085-0
Complete Blue PPO Distinct
☆☆☆☆☆
$24 $6,750 $615 H5106-029-3
Complete Blue PPO Merit
☆☆☆☆☆
$0 $8,300 $615 H5106-037-0
Complete Blue PPO Signature
☆☆☆☆☆
$0 $7,550 $615 H5106-030-3
Freedom Blue PPO Standard
☆☆☆☆☆
$134 $6,500 $0 H5106-034-1
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H5106-038-0
Humana Full Access H5216-124
☆☆☆☆☆
$118 $6,550 $300 H5216-124-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,000 N/A H5216-105-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,850 $615 H5216-391-0
HumanaChoice Giveback H5216-328
☆☆☆☆☆
$0 $9,250 $325 H5216-328-0
HumanaChoice H5216-019
☆☆☆☆☆
$24 $6,550 $200 H5216-019-0
HumanaChoice H5216-327
☆☆☆☆☆
$0 $8,500 $400 H5216-327-0
HumanaChoice H5216-425
☆☆☆☆☆
$15 $7,350 $300 H5216-425-0
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,500 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$52 $6,700 $615 R0110-008-0
Peak Advantage Summit
☆☆☆☆☆
$16 $5,700 $0 H8947-002-1
Peak Advantage Vista
☆☆☆☆☆
$0 $7,000 $0 H8947-001-1
The Health Plan SecureChoice - Option II
☆☆☆☆☆
$109 $6,700 $275 H8604-011-0
The Health Plan SecureChoice Optimum
☆☆☆☆☆
$0 $6,500 $150 H8604-014-2
The Health Plan SecureChoice Reliance
☆☆☆☆☆
$43 $5,300 $150 H8604-015-0
AARP Medicare Advantage from UHC WV-0001
☆☆☆☆☆
$57 $6,700 $600 H8211-001-0
AARP Medicare Advantage from UHC WV-0003
☆☆☆☆☆
$0 $6,700 $520 H8211-006-0
AARP Medicare Advantage from UHC WV-0004
☆☆☆☆☆
$0 $6,700 $600 H8211-011-0
AARP Medicare Advantage Patriot No Rx WV-MA01
☆☆☆☆☆
$0 $8,900 N/A H8211-005-0
What is the most popular PPO plan in Nicholas?

Humana USAA Honor Giveback with Rx (PPO) is the top PPO in Nicholas, with 242 enrollees.

What is the number of PPO plans without Part D coverage in Nicholas?

There are 6 PPO plans in Nicholas without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
307
$0 Premium HMO Plans
4
Average MOOP
$6,850
Top HMO by Enrollment
Aetna Medicare Advantra Signature (HMO) — 282 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2026 HMO Medicare Advantage Plans available in Nicholas County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $6,900 N/A H1692-006-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $6,900 $615 H1692-002-0
The Health Plan SecureCare - Option II
☆☆☆☆☆
$0 $6,700 $395 H3672-020-0
The Health Plan SecureCare Integrity Plan 1
☆☆☆☆☆
$0 $6,900 N/A H3672-021-0

What is the typical premium for HMO plans in Nicholas?

HMO plans in Nicholas cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Nicholas?

The most popular HMO plan in Nicholas is Aetna Medicare Advantra Signature (HMO), with 282 enrollees.

How many HMO options are offered without prescription drug coverage in Nicholas?

There are 2 HMO plans in Nicholas without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 95
  • $0 Premium HMO-POS Plans 2
  • Average MOOP $7,775
  • Top HMO-POS by Enrollment Humana Gold Plus H5619-113 (HMO-POS) — 95 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Nicholas County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H5619-113
☆☆☆☆☆
$0 $8,050 $250 H5619-113-0
Wellpoint Medicare Advantage
☆☆☆☆☆
$0 $7,500 $275 H1212-003-0
What is the total number of HMO-POS plans in Nicholas?

In 2026, Nicholas has 2 HMO-POS plans with 95 enrollees.

How much do HMO-POS plans cost in Nicholas?

The typical HMO-POS premium in Nicholas is $0.00, and 2 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Nicholas County, WV for 2026.

CMS Star Ratings for Medicare Advantage Plans in Nicholas County, WV (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 2 6%
3 Stars 34 94%
Below 3 Stars 0 0%
Not Rated 1 3%
Average Rating 3.49

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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