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  1. 🏠
  2. Medicare Advantage Plans
  3. West Virginia
  4. Pendleton County

2026 Medicare Advantage Plans in Pendleton County, WV

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Pendleton County, WV, there are 34 Medicare Advantage plans available for 2026. Of these, 23 offer a $0 monthly premium, and about 3% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Pendleton County, WV. Or explore all Medicare Options available in Pendleton County, WV.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$22.26/mo
Plans with $0 Premium
23
Average MOOP Limit
$7,000 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 3% · 3 Stars: 97% · Below 3: 0%
Average Part D Deductible
$426.73
Total MA/MAPD Enrollment
582
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Humana USAA Honor Giveback with Rx (PPO) — 182 enrollees
2. Humana USAA Honor Giveback with Rx (PPO) — 63 enrollees
3. Complete Blue PPO Signature (PPO) — 54 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 27
  • Average Monthly Premium $28.04/mo
  • Total PPO Enrollment 484
  • $0 Premium PPO Plans 16
  • Average MOOP $6,961
  • Top PPO by Enrollment Humana USAA Honor Giveback with Rx (PPO) — 182 enrollees
  • PPO Plans Without Drug Coverage 6

Comparison table of 2026 PPO Medicare Advantage Plans available in Pendleton County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,850 $615 H7617-072-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
$29 $6,750 $615 H1608-027-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $7,500 $615 H1608-040-0
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
$0 $9,250 $615 H1608-031-0
Aetna Medicare Premier
☆☆☆☆☆
$101 $7,500 $615 H1608-085-0
Complete Blue PPO Distinct
☆☆☆☆☆
$54 $6,750 $615 H5106-036-0
Complete Blue PPO Merit
☆☆☆☆☆
$0 $8,300 $615 H5106-037-0
Complete Blue PPO Signature
☆☆☆☆☆
$0 $7,550 $615 H5106-035-0
Freedom Blue PPO Standard
☆☆☆☆☆
$154 $6,500 $0 H5106-034-2
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H5106-038-0
Humana Full Access H5216-124
☆☆☆☆☆
$118 $6,550 $300 H5216-124-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,000 N/A H5216-105-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,850 $615 H5216-391-0
HumanaChoice H5216-019
☆☆☆☆☆
$24 $6,550 $200 H5216-019-0
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,500 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$52 $6,700 $615 R0110-008-0
Peak Advantage Summit
☆☆☆☆☆
$16 $5,700 $0 H8947-002-1
Peak Advantage Vista
☆☆☆☆☆
$0 $7,000 $0 H8947-001-1
The Health Plan SecureChoice - Option II
☆☆☆☆☆
$109 $6,700 $275 H8604-011-0
The Health Plan SecureChoice Optimum
☆☆☆☆☆
$0 $6,500 $150 H8604-014-2
The Health Plan SecureChoice Reliance
☆☆☆☆☆
$43 $5,300 $150 H8604-015-0
AARP Medicare Advantage from UHC WV-0001
☆☆☆☆☆
$57 $6,700 $600 H8211-001-0
AARP Medicare Advantage from UHC WV-0003
☆☆☆☆☆
$0 $6,700 $520 H8211-006-0
AARP Medicare Advantage from UHC WV-0004
☆☆☆☆☆
$0 $6,700 $600 H8211-011-0
AARP Medicare Advantage Patriot No Rx WV-MA01
☆☆☆☆☆
$0 $8,900 N/A H8211-005-0
What is the total number of PPO plans offered in Pendleton?

There are 27 PPO plans in 2026, covering 484 beneficiaries.

How much do PPO plans cost in Pendleton?

The average PPO premium in Pendleton is $28.04 per month, with 16 plans offering $0 premiums.

What is the most popular PPO plan in Pendleton?

Humana USAA Honor Giveback with Rx (PPO) is the top PPO in Pendleton, with 182 enrollees.

What is the number of PPO plans without Part D coverage in Pendleton?

There are 6 PPO plans in Pendleton without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
28
$0 Premium HMO Plans
4
Average MOOP
$6,850
Top HMO by Enrollment
Aetna Medicare Advantra Signature (HMO) — 28 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2026 HMO Medicare Advantage Plans available in Pendleton County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $6,900 N/A H1692-006-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $6,900 $615 H1692-002-0
The Health Plan SecureCare - Option II
☆☆☆☆☆
$0 $6,700 $395 H3672-020-0
The Health Plan SecureCare Integrity Plan 1
☆☆☆☆☆
$0 $6,900 N/A H3672-021-0

What is the average monthly premium for HMO plans?

HMO plans in Pendleton cost $0.00 per month on average.

Which HMO plan is most popular in Pendleton?

The most popular HMO plan in Pendleton is Aetna Medicare Advantra Signature (HMO), with 28 enrollees.

How many HMO plans in Pendleton do not include drug coverage?

There are 2 HMO plans in Pendleton without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
2
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
23
$0 Premium HMO-POS Plans
2
Average MOOP
$7,775
Top HMO-POS by Enrollment
Humana Gold Plus H5619-113 (HMO-POS) — 23 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Pendleton County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H5619-113
☆☆☆☆☆
$0 $8,050 $250 H5619-113-0
Wellpoint Medicare Advantage
☆☆☆☆☆
$0 $7,500 $275 H1212-003-0
What is the leading HMO-POS plan in Pendleton?

Humana Gold Plus H5619-113 (HMO-POS) is the top HMO-POS in Pendleton, with 23 enrollees.

What is the number of HMO-POS plans without Part D coverage in Pendleton?

0 HMO-POS plans in Pendleton do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
47
$0 Premium PFFS Plans
1
Average MOOP
$7,100
Top PFFS by Enrollment
Humana Gold Choice H8145-052 (PFFS) — 47 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2026 PFFS Medicare Advantage Plans available in Pendleton County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-052
☆☆☆☆☆
$0 $7,100 $615 H8145-052-0

What is the typical premium for PFFS plans in Pendleton?

PFFS plans in Pendleton cost $0.00 per month on average.

Which PFFS plan has the most enrollment in Pendleton?

The most popular PFFS plan in Pendleton is Humana Gold Choice H8145-052 (PFFS), with 47 enrollees.

How many PFFS options are available without prescription drug coverage in Pendleton?

There are 0 PFFS plans in Pendleton without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Pendleton County, WV for 2026.

CMS Star Ratings for Medicare Advantage Plans in Pendleton County, WV (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 1 3%
3 Stars 32 97%
Below 3 Stars 0 0%
Not Rated 1 3%
Average Rating 3.45

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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