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  1. 🏠
  2. Medicare Advantage Plans
  3. West Virginia
  4. Pocahontas County

2026 Medicare Advantage Plans in Pocahontas County, WV

Last update: June 11, 2026. Enrollment data updated: June 13, 2026

In Pocahontas County, WV, there are 32 Medicare Advantage plans available for 2026. Of these, 22 offer a $0 monthly premium, and about 6% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Pocahontas County, WV. Or explore all Medicare Options available in Pocahontas County, WV.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$22.03/mo
Plans with $0 Premium
22
Average MOOP Limit
$7,142 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 6% · 3 Stars: 94% · Below 3: 0%
Average Part D Deductible
$404.17
Total MA/MAPD Enrollment
607
Plans with the Highest Enrollment
(as of June 13, 2026)
1. Aetna Medicare Advantra Enhanced (PPO) — 153 enrollees
2. Humana USAA Honor Giveback with Rx (PPO) — 76 enrollees
3. HumanaChoice Giveback H7617-065 (PPO) — 60 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
26
Average Monthly Premium
$27.12/mo
Total PPO Enrollment
522
$0 Premium PPO Plans
16
Average MOOP
$7,138
Top PPO by Enrollment
Aetna Medicare Advantra Enhanced (PPO) — 153 enrollees
PPO Plans Without Drug Coverage
6

PPO Medicare Advantage plan comparison – Pocahontas County, West Virginia, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,850 $615 H7617-072-0
HumanaChoice Giveback H7617-065
☆☆☆☆☆
$0 $9,250 $325 H7617-065-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
$29 $6,750 $615 H1608-027-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $7,500 $615 H1608-040-0
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
$0 $9,250 $615 H1608-031-0
Aetna Medicare Premier
☆☆☆☆☆
$101 $7,500 $615 H1608-085-0
Freedom Blue PPO Standard
☆☆☆☆☆
$154 $6,500 $0 H5106-034-2
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H5106-038-0
Humana Full Access H5216-124
☆☆☆☆☆
$118 $6,550 $300 H5216-124-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,000 N/A H5216-105-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $8,850 $615 H5216-391-0
HumanaChoice Giveback H5216-328
☆☆☆☆☆
$0 $9,250 $325 H5216-328-0
HumanaChoice H5525-005
☆☆☆☆☆
$26 $8,300 $615 H5525-005-0
HumanaChoice R0110-007
☆☆☆☆☆
$0 $4,500 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
$52 $6,700 $615 R0110-008-0
Peak Advantage Summit
☆☆☆☆☆
$16 $5,700 $0 H8947-002-1
Peak Advantage Vista
☆☆☆☆☆
$0 $7,000 $0 H8947-001-1
The Health Plan SecureChoice - Option II
☆☆☆☆☆
$109 $6,700 $275 H8604-011-0
The Health Plan SecureChoice Optimum
☆☆☆☆☆
$0 $6,500 $150 H8604-014-2
The Health Plan SecureChoice Reliance
☆☆☆☆☆
$43 $5,300 $150 H8604-015-0
AARP Medicare Advantage from UHC WV-0001
☆☆☆☆☆
$57 $6,700 $600 H8211-001-0
AARP Medicare Advantage from UHC WV-0003
☆☆☆☆☆
$0 $6,700 $520 H8211-006-0
AARP Medicare Advantage from UHC WV-0004
☆☆☆☆☆
$0 $6,700 $600 H8211-011-0
AARP Medicare Advantage Patriot No Rx WV-MA01
☆☆☆☆☆
$0 $8,900 N/A H8211-005-0
What is the total number of PPO plans offered in Pocahontas?

Pocahontas County has 26 PPO plans for 2026, with 522 enrolled.

How much do PPO plans cost in Pocahontas?

The typical PPO premium in Pocahontas is $27.12, and 16 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
55
$0 Premium HMO Plans
4
Average MOOP
$6,850
Top HMO by Enrollment
Aetna Medicare Advantra Signature (HMO) — 55 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Pocahontas County, West Virginia, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $6,900 N/A H1692-006-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $6,900 $615 H1692-002-0
The Health Plan SecureCare - Option II
☆☆☆☆☆
$0 $6,700 $395 H3672-020-0
The Health Plan SecureCare Integrity Plan 1
☆☆☆☆☆
$0 $6,900 N/A H3672-021-0
What is the average monthly premium for HMO plans?
HMO plans in Pocahontas cost $0.00 per month on average.
Which HMO plan is most popular in Pocahontas?
The most popular HMO plan in Pocahontas is Aetna Medicare Advantra Signature (HMO), with 55 enrollees.
How many HMO plans in Pocahontas do not include drug coverage?
There are 2 HMO plans in Pocahontas without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 30
  • $0 Premium HMO-POS Plans 2
  • Average MOOP $7,775
  • Top HMO-POS by Enrollment Humana Gold Plus H5619-113 (HMO-POS) — 30 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Pocahontas County, West Virginia, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H5619-113
☆☆☆☆☆
$0 $8,050 $250 H5619-113-0
Wellpoint Medicare Advantage
☆☆☆☆☆
$0 $7,500 $275 H1212-003-0
What is the total number of HMO-POS plans in Pocahontas?

There are 2 HMO-POS plans in 2026, covering 30 enrollees.

How much do HMO-POS plans cost in Pocahontas?

The average HMO-POS premium in Pocahontas is $0.00 per month, with 2 plans offering $0 premiums.

What is the leading HMO-POS plan in Pocahontas?

Humana Gold Plus H5619-113 (HMO-POS) is the top HMO-POS in Pocahontas, with 30 enrollees.

What is the number of HMO-POS plans without Part D coverage in Pocahontas?

0 HMO-POS plans in Pocahontas do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Pocahontas County, WV for 2026.

CMS Star Ratings for Medicare Advantage Plans in Pocahontas County, WV (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 2 6%
3 Stars 29 94%
Below 3 Stars 0 0%
Not Rated 1 3%
Average Rating 3.48

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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