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2027 Medicare Advantage Plans in Putnam County, WV

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In Putnam County, WV, there are 38 Medicare Advantage plans available for 2027. Of these, 23 offer a $0 monthly premium, and about 57% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$25.92/mo
Plans with $0 Premium
23
Average MOOP Limit
$7,879 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 57% · 3 Stars: 43% · Below 3: 0%
Average Part D Deductible
$527.83
Total MA/MAPD Enrollment
3,981
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Aetna Medicare Advantra Enhanced Classic (PPO) — 717 enrollees
2. Humana Gold Plus H5619-113 (HMO-POS) — 423 enrollees
3. Complete Blue PPO Distinct (PPO) — 364 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Putnam County, WV. Or explore all Medicare Options available in Putnam County, WV. To understand how local plans fit into the broader market, visit our West Virginia Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 29
  • Average Monthly Premium $33.52/mo
  • Total PPO Enrollment 3,186
  • $0 Premium PPO Plans 15
  • Average MOOP $7,817
  • Top PPO by Enrollment Aetna Medicare Advantra Enhanced Classic (PPO) — 717 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2027 PPO Medicare Advantage Plans available in Putnam County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Peak Advantage Summit
☆☆☆☆☆
 $25 $6,750 $0 H8947-002-2
Peak Advantage Vista
☆☆☆☆☆
 $0 $7,500 $0 H8947-001-2
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-065-0
Aetna Medicare Advantra Classic Giveback
☆☆☆☆☆
 $0 $9,250 $400 H1608-031-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
 $31 $7,150 $700 H5521-727-0
Aetna Medicare Advantra Enhanced Classic
☆☆☆☆☆
 $31 $7,150 $700 H1608-027-0
Aetna Medicare Advantra Signature Classic
☆☆☆☆☆
 $0 $9,850 $400 H1608-040-0
Aetna Medicare Advantra Signature Giveback
☆☆☆☆☆
 $0 $9,250 $400 H5521-729-0
Aetna Medicare Premier
☆☆☆☆☆
 $109 $9,850 $400 H5521-728-0
Aetna Medicare Premier Classic
☆☆☆☆☆
 $109 $9,850 $400 H1608-085-0
Humana Full Access
☆☆☆☆☆
 $121 $7,150 $700 H5216-124-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,500 N/A H5216-225-0
Humana Value Choice
☆☆☆☆☆
 $0 $9,850 $500 H5216-327-0
HumanaChoice Giveback H5216-328
☆☆☆☆☆
 $0 $9,850 $700 H5216-328-0
HumanaChoice H5216-019
☆☆☆☆☆
 $34 $6,800 $700 H5216-019-0
HumanaChoice H5216-425
☆☆☆☆☆
 $29 $7,600 $700 H5216-425-0
Complete Blue PPO Distinct
☆☆☆☆☆
 $53 $6,500 $700 H5106-029-2
Complete Blue PPO Signature
☆☆☆☆☆
 $0 $7,150 $700 H5106-030-2
Freedom Blue PPO Standard
☆☆☆☆☆
 $152 $6,500 $700 H5106-034-1
Freedom Blue PPO Valor
☆☆☆☆☆
 $0 $6,000 N/A H5106-038-0
HumanaChoice R0110-007
☆☆☆☆☆
 $0 $4,750 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
 $75 $7,150 $700 R0110-008-0
AARP Medicare Advantage from UHC WV-0001
☆☆☆☆☆
 $85 $7,150 $685 H8211-001-0
AARP Medicare Advantage from UHC WV-0003
☆☆☆☆☆
 $0 $7,150 $685 H8211-006-0
AARP Medicare Advantage from UHC WV-0004
☆☆☆☆☆
 $51 $7,150 $685 H8211-011-0
AARP Medicare Advantage Patriot No Rx WV-MA01
☆☆☆☆☆
 $0 $9,850 N/A H8211-005-0
The Health Plan SecureChoice Optimum
☆☆☆☆☆
 $0 $7,000 $425 H8604-014-2
The Health Plan SecureChoice Reliance
☆☆☆☆☆
 $67 $7,000 $300 H8604-015-0
What is the total number of PPO plans offered in Putnam?

There are 29 PPO plans in 2027, covering 3,186 beneficiaries.

How much do PPO plans cost in Putnam?

The average PPO premium in Putnam is $33.52 per month, with 15 plans offering $0 premiums.

What is the most popular PPO plan in Putnam?

Aetna Medicare Advantra Enhanced Classic (PPO) is the top PPO in Putnam, with 717 enrollees.

What is the number of PPO plans without Part D coverage in Putnam?

There are 5 PPO plans in Putnam without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$3.25/mo
Total HMO Enrollment
314
$0 Premium HMO Plans
3
Average MOOP
$7,263
Top HMO by Enrollment
Aetna Medicare Advantra Signature (HMO) — 285 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2027 HMO Medicare Advantage Plans available in Putnam County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
 $0 $6,900 N/A H1692-006-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
 $0 $7,150 $400 H1692-002-0
The Health Plan SecureCare - Option II
☆☆☆☆☆
 $13 $7,500 $395 H3672-020-0
The Health Plan SecureCare Integrity Plan 1
☆☆☆☆☆
 $0 $7,500 N/A H3672-021-0

What is the average monthly premium for HMO plans?

HMO plans in Putnam cost $3.25 per month on average.

Which HMO plan is most popular in Putnam?

The most popular HMO plan in Putnam is Aetna Medicare Advantra Signature (HMO), with 285 enrollees.

How many HMO plans in Putnam do not include drug coverage?

There are 2 HMO plans in Putnam without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
4
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
423
$0 Premium HMO-POS Plans
4
Average MOOP
$8,450
Top HMO-POS by Enrollment
Humana Gold Plus H5619-113 (HMO-POS) — 423 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Putnam County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC WV-5
☆☆☆☆☆
 $0 $7,150 $685 H4604-033-0
AARP Medicare Advantage Patriot No Rx WV-MA2
☆☆☆☆☆
 $0 $9,300 N/A H4604-036-0
Humana Gold Plus H5619-113
☆☆☆☆☆
 $0 $8,100 $350 H5619-113-0
Wellpoint Medicare Advantage
☆☆☆☆☆
 $0 $9,250 $325 H1212-003-0
What is the leading HMO-POS plan in Putnam?

Humana Gold Plus H5619-113 (HMO-POS) is the top HMO-POS in Putnam, with 423 enrollees.

What is the number of HMO-POS plans without Part D coverage in Putnam?

1 HMO-POS plans in Putnam do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
58
$0 Premium PFFS Plans
1
Average MOOP
$9,850
Top PFFS by Enrollment
Humana Gold Choice H8145-052 (PFFS) — 58 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2027 PFFS Medicare Advantage Plans available in Putnam County, West Virginia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-052
☆☆☆☆☆
 $0 $9,850 $700 H8145-052-0

What is the typical premium for PFFS plans in Putnam?

PFFS plans in Putnam cost $0.00 per month on average.

Which PFFS plan has the most enrollment in Putnam?

The most popular PFFS plan in Putnam is Humana Gold Choice H8145-052 (PFFS), with 58 enrollees.

How many PFFS options are available without prescription drug coverage in Putnam?

There are 0 PFFS plans in Putnam without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Putnam County, WV for 2027.

CMS Star Ratings for Medicare Advantage Plans in Putnam County, WV (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 2 5%
4 Stars (includes 5 Stars) 21 57%
3 Stars 16 43%
Below 3 Stars 0 0%
Not Rated 1 3%
Average Rating 3.77

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Putnam County, West Virginia, including communities such as Buffalo, Eleanor, Fraziers Bottom, Poca, Red House, Winfield, Hurricane, Scott Depot, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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