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2027 Medicare Advantage Plans in Ritchie County, WV

Last update: .

For 2027, Ritchie County, WV includes 27 Medicare Advantage plans. Enrollment across these plans totals approximately 498, with 17 $0 premium options and 46% rated 4 stars or higher.

At a Glance

  • Average Monthly Premium: $25.11/mo
  • $0 Premium Plans: 17
  • Average MOOP: $7,702 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 46% · 3 Stars: 54% · Below 3: 0%
  • Average Part D Deductible: $531.75
  • Total MA/MAPD Enrollment: 498
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Humana Essentials Plus Giveback (PPO) — 96 enrollees
    2. HumanaChoice H5216-425 (PPO) — 65 enrollees
    3. Peak Advantage Summit (PPO) — 58 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Ritchie County, WV are provided separately. Or you can discover all Medicare Options in Ritchie County, WV. For a statewide view, browse Medicare Advantage plans in West Virginia to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
20
Average Monthly Premium
$33.25/mo
Total PPO Enrollment
437
$0 Premium PPO Plans
11
Average MOOP
$7,398
Top PPO by Enrollment
Humana Essentials Plus Giveback (PPO) — 96 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Ritchie County, West Virginia (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Peak Advantage Summit
☆☆☆☆☆
 $25 $6,750 $0 H8947-002-1
Peak Advantage Vista
☆☆☆☆☆
 $0 $7,500 $0 H8947-001-1
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-065-0
Humana Full Access
☆☆☆☆☆
 $121 $7,150 $700 H5216-124-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-442-0
Humana Value Choice
☆☆☆☆☆
 $0 $9,850 $500 H5216-327-0
HumanaChoice H5216-425
☆☆☆☆☆
 $29 $7,600 $700 H5216-425-0
Complete Blue PPO Distinct
☆☆☆☆☆
 $60 $6,750 $700 H5106-029-3
Complete Blue PPO Signature
☆☆☆☆☆
 $0 $7,150 $700 H5106-030-3
Freedom Blue PPO Standard
☆☆☆☆☆
 $152 $6,500 $700 H5106-034-1
Freedom Blue PPO Valor
☆☆☆☆☆
 $0 $6,000 N/A H5106-038-0
HumanaChoice R0110-007
☆☆☆☆☆
 $0 $4,750 N/A R0110-007-0
HumanaChoice R0110-008
☆☆☆☆☆
 $75 $7,150 $700 R0110-008-0
AARP Medicare Advantage from UHC WV-0001
☆☆☆☆☆
 $85 $7,150 $685 H8211-001-0
AARP Medicare Advantage from UHC WV-0003
☆☆☆☆☆
 $0 $7,150 $685 H8211-006-0
AARP Medicare Advantage from UHC WV-0004
☆☆☆☆☆
 $51 $7,150 $685 H8211-011-0
AARP Medicare Advantage Patriot No Rx WV-MA01
☆☆☆☆☆
 $0 $9,850 N/A H8211-005-0
The Health Plan SecureChoice Optimum
☆☆☆☆☆
 $0 $7,000 $425 H8604-014-2
The Health Plan SecureChoice Reliance
☆☆☆☆☆
 $67 $7,000 $300 H8604-015-0

What is the typical premium for PPO plans available in Ritchie?

PPO plans in Ritchie cost $33.25 per month on average.

Which PPO plan do most beneficiaries choose in Ritchie?

The most popular PPO plan in Ritchie is Humana Essentials Plus Giveback (PPO), with 96 enrollees.

How many PPO options are offered without drug coverage in Ritchie?

5 PPO plans in Ritchie do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 2
  • Average Monthly Premium $6.50/mo
  • Total HMO Enrollment 0
  • $0 Premium HMO Plans 1
  • Average MOOP $7,500
  • Top HMO by Enrollment — 0 enrollees
  • HMO Plans Without Drug Coverage 1

2027 HMO Medicare Advantage plans in Ritchie County, West Virginia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
The Health Plan SecureCare - Option II
☆☆☆☆☆
 $13 $7,500 $395 H3672-020-0
The Health Plan SecureCare Integrity Plan 1
☆☆☆☆☆
 $0 $7,500 N/A H3672-021-0
What is the total number of HMO plans offered in Ritchie?

In 2027, Ritchie County has 2 HMO plans with 0 enrollees.

How much do HMO plans cost in Ritchie?

The typical HMO premium in Ritchie is $6.50, and 1 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
4
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
44
$0 Premium HMO-POS Plans
4
Average MOOP
$8,788
Top HMO-POS by Enrollment
Humana Gold Plus H5619-113 (HMO-POS) — 44 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Ritchie County, West Virginia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC WV-6
☆☆☆☆☆
 $0 $8,500 $685 H4604-034-0
AARP Medicare Advantage Patriot No Rx WV-MA2
☆☆☆☆☆
 $0 $9,300 N/A H4604-036-0
Humana Gold Plus H5619-113
☆☆☆☆☆
 $0 $8,100 $350 H5619-113-0
Wellpoint Medicare Advantage
☆☆☆☆☆
 $0 $9,250 $325 H1212-003-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Ritchie cost $0.00 per month on average.
Which HMO-POS plan is most popular in Ritchie?
The most popular HMO-POS plan in Ritchie is Humana Gold Plus H5619-113 (HMO-POS), with 44 enrollees.
How many HMO-POS plans in Ritchie do not include drug coverage?
There are 1 HMO-POS plans in Ritchie without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total PFFS Enrollment 17
  • $0 Premium PFFS Plans 1
  • Average MOOP $9,850
  • Top PFFS by Enrollment Humana Gold Choice H8145-052 (PFFS) — 17 enrollees
  • PFFS Plans Without Drug Coverage 0

2027 PFFS Medicare Advantage plans in Ritchie County, West Virginia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-052
☆☆☆☆☆
 $0 $9,850 $700 H8145-052-0
What is the total number of PFFS plans in Ritchie?

There are 1 PFFS plans in 2027, covering 17 enrollees.

How much do PFFS plans cost in Ritchie?

The average PFFS premium in Ritchie is $0.00 per month, with 1 plans offering $0 premiums.

What is the top PFFS plan in Ritchie?

Humana Gold Choice H8145-052 (PFFS) is the top PFFS in Ritchie, with 17 enrollees.

What is the number of PFFS plans without Part D coverage in Ritchie?

0 PFFS plans in Ritchie do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Ritchie County, WV (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Ritchie County, WV (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 2 8%
4 Stars (includes 5 Stars) 12 46%
3 Stars 14 54%
Below 3 Stars 0 0%
Not Rated 1 4%
Average Rating 3.71

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Ritchie County, West Virginia, including communities such as Harrisville, Pennsboro, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .