2026 Medicare Advantage Plans in Ritchie County, WV
Last update: . Enrollment data updated: June 13, 2026
For 2026, Ritchie County, WV includes 34 Medicare Advantage plans. Enrollment across these plans totals approximately 753, with 23 $0 premium options and 6% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Ritchie County, WV are summarized separately. Visit Medicare Options in Ritchie County, WV to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 28
- Average Monthly Premium
- $26.29/mo
- Total PPO Enrollment
- 679
- $0 Premium PPO Plans
- 17
- Average MOOP
- $7,100
- Top PPO by Enrollment
- Humana USAA Honor Giveback with Rx (PPO) — 92 enrollees
- PPO Plans Without Drug Coverage
- 6
- What is the average monthly premium for PPO plans in Ritchie?
- PPO plans in Ritchie cost $26.29 per month on average.
- Which PPO plan has the highest enrollment in Ritchie?
- The most popular PPO plan in Ritchie is Humana USAA Honor Giveback with Rx (PPO), with 92 enrollees.
- How many PPO plans in Ritchie do not include prescription drug coverage?
- 6 PPO plans in Ritchie do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Aetna Medicare Advantra Eagle Plus | $0 | $6,900 | N/A | H1692-006-0 | |
| The Health Plan SecureCare - Option II | $0 | $6,700 | $395 | H3672-020-0 | |
| The Health Plan SecureCare Integrity Plan 1 | $0 | $6,900 | N/A | H3672-021-0 |
What is the total number of HMO plans offered in Ritchie?
There are 3 HMO plans in 2026, covering 13 enrollees.
How much do HMO plans cost in Ritchie?
The average HMO premium in Ritchie is $0.00 per month, with 3 plans offering $0 premiums.
What is the top HMO by enrollment in Ritchie?
Aetna Medicare Advantra Eagle Plus (HMO) is the top HMO in Ritchie, with 13 enrollees.
What is the number of HMO plans without Part D coverage in Ritchie?
2 HMO plans in Ritchie do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 2
- Average Monthly Premium
- $0.00/mo
- Total HMO-POS Enrollment
- 48
- $0 Premium HMO-POS Plans
- 2
- Average MOOP
- $7,775
- Top HMO-POS by Enrollment
- Humana Gold Plus H5619-113 (HMO-POS) — 48 enrollees
- HMO-POS Plans Without Drug Coverage
- 0
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana Gold Plus H5619-113 | $0 | $8,050 | $250 | H5619-113-0 | |
| Wellpoint Medicare Advantage | $0 | $7,500 | $275 | H1212-003-0 |
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Ritchie cost $0.00 per month on average.
Which HMO-POS plan is most popular in Ritchie?
The most popular HMO-POS plan in Ritchie is Humana Gold Plus H5619-113 (HMO-POS), with 48 enrollees.
How many HMO-POS plans in Ritchie do not include drug coverage?
There are 0 HMO-POS plans in Ritchie without prescription drug coverage.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.
- Total PFFS Plans 1
- Average Monthly Premium $0.00/mo
- Total PFFS Enrollment 13
- $0 Premium PFFS Plans 1
- Average MOOP $7,100
- Top PFFS by Enrollment Humana Gold Choice H8145-052 (PFFS) — 13 enrollees
- PFFS Plans Without Drug Coverage 0
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-052 | $0 | $7,100 | $615 | H8145-052-0 |
What is the top PFFS plan in Ritchie?
Humana Gold Choice H8145-052 (PFFS) is the top PFFS in Ritchie, with 13 enrollees.
What is the number of PFFS plans without Part D coverage in Ritchie?
0 PFFS plans in Ritchie do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Ritchie County, WV (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 2 | 6% |
| 3 Stars | 31 | 94% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 1 | 3% |
| Average Rating | 3.48 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.