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  1. 🏠
  2. Medicare Advantage Plans
  3. Wisconsin
  4. Adams County

2026 Medicare Advantage Plans in Adams County, WI

Last update: September 2, 2026.

For 2026, Adams County, WI includes 26 Medicare Advantage plans. Enrollment across these plans totals approximately 2,476, with 16 $0 premium options and 58% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Adams County, WI are summarized separately. Visit Medicare Options in Adams County, WI to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $32.38/mo
  • $0 Premium Plans: 16
  • Average MOOP: $5,416 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 58% · 3 Stars: 42% · Below 3: 0%
  • Average Part D Deductible: $457.19
  • Total MA/MAPD Enrollment: 2,476
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Esteem Rx (HMO-POS) — 429 enrollees
    2. AARP Medicare Advantage from UHC WI-0014 (HMO-POS) — 300 enrollees
    3. AARP Medicare Advantage from UHC WI-0002 (PPO) — 268 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
15
Average Monthly Premium
$26.00/mo
Total PPO Enrollment
1,025
$0 Premium PPO Plans
9
Average MOOP
$6,033
Top PPO by Enrollment
AARP Medicare Advantage from UHC WI-0002 (PPO) — 268 enrollees
PPO Plans Without Drug Coverage
7

2026 PPO Medicare Advantage plans in Adams County, Wisconsin (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Premier
☆☆☆☆☆
$27 $5,200 $615 H5521-388-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H5521-289-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice H7617-007
☆☆☆☆☆
$47 $9,250 $615 H7617-007-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$68 $4,500 $275 H4036-008-0
AARP Medicare Advantage from UHC WI-0002
☆☆☆☆☆
$95 $6,700 $600 H0294-004-0
AARP Medicare Advantage from UHC WI-6
☆☆☆☆☆
$50 $6,700 $600 H0294-015-0
AARP Medicare Advantage Patriot No Rx WI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-014-0
Aspirus Health Plan Elite
☆☆☆☆☆
$0 $3,200 N/A H6874-003-0
Aspirus Health Plan Essential Rx
☆☆☆☆☆
$0 $5,500 $350 H6874-001-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0

What is the average monthly premium for PPO plans in Adams?

PPO plans in Adams cost $26.00 per month on average.

Which PPO plan has the highest enrollment in Adams?

The most popular PPO plan in Adams is AARP Medicare Advantage from UHC WI-0002 (PPO), with 268 enrollees.

How many PPO plans in Adams do not include prescription drug coverage?

7 PPO plans in Adams do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 0
  • $0 Premium HMO Plans 1
  • Average MOOP $6,000
  • Top HMO by Enrollment — 0 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Adams County, Wisconsin (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Cooperative Medicare Advantage
☆☆☆☆☆
$0 $6,000 $275 H7598-004-0
What is the top HMO by enrollment in Adams?

is the top HMO in Adams, with 0 enrollees.

What is the number of HMO plans without Part D coverage in Adams?

0 HMO plans in Adams do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
8
Average Monthly Premium
$51.88/mo
Total HMO-POS Enrollment
1,200
$0 Premium HMO-POS Plans
5
Average MOOP
$4,013
Top HMO-POS by Enrollment
Esteem Rx (HMO-POS) — 429 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Adams County, Wisconsin (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Security Health Plan of Wisconsin, Inc. Compass
☆☆☆☆☆
$0 $3,400 N/A H5211-003-0
Essence Rx
☆☆☆☆☆
$87 $3,800 $330 H5211-002-0
Esteem Rx
☆☆☆☆☆
$0 $5,000 $250 H5211-012-0
Legacy Rx
☆☆☆☆☆
$269 $2,200 $0 H5211-004-0
Security Health Plan of Wisconsin, Inc. Spirit
☆☆☆☆☆
$0 $1,500 N/A H5211-001-0
AARP Medicare Advantage CareFlex from UHC WI-18
☆☆☆☆☆
$0 $6,700 $600 H5253-198-0
AARP Medicare Advantage from UHC WI-0011
☆☆☆☆☆
$59 $4,100 $440 H5253-011-0
AARP Medicare Advantage from UHC WI-0014
☆☆☆☆☆
$0 $5,400 $520 H5253-034-0

What is the typical premium for HMO-POS plans in Adams?

HMO-POS plans in Adams cost $51.88 per month on average.

Which HMO-POS plan has the most members in Adams?

The most popular HMO-POS plan in Adams is Esteem Rx (HMO-POS), with 429 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Adams?

There are 2 HMO-POS plans in Adams without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Beneficiaries Enrolled
235
$0 Premium PFFS
0
Average MOOP
$6,800
PFFS with the Highest Enrollment
Humana Gold Choice H8145-006 (PFFS) with 235 enrollees
PFFS Without Drug Coverage
0

2026 PFFS Medicare Advantage plans in Adams County, Wisconsin (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
What is the total number of PFFS plans in Adams?

In 2026, Adams has 1 PFFS plans with 235 enrollees.

How much do PFFS plans cost in Adams?

The typical PFFS premium in Adams is $37.00, and 0 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Adams County, WI (2026) are summarized below.

Medicare Advantage Plan Ratings in Adams County, WI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 14 58%
3 Stars 10 42%
Below 3 Stars 0 0%
Not Rated 2 8%
Average Rating 3.96

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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