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  1. 🏠
  2. Medicare Advantage Plans
  3. Wisconsin
  4. Ashland County

2026 Medicare Advantage Plans in Ashland County, WI

Last update: September 1, 2026.

In Ashland County, WI, there are 11 Medicare Advantage plans available for 2026. Of these, 7 offer a $0 monthly premium, and about 67% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Ashland County, WI. Or explore all Medicare Options available in Ashland County, WI.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$47.91/mo
Plans with $0 Premium
7
Average MOOP Limit
$4,705 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
Average Part D Deductible
$290.83
Total MA/MAPD Enrollment
1,095
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Esteem Rx (HMO-POS) — 440 enrollees
2. Essence Rx (HMO-POS) — 240 enrollees
3. Compass (HMO-POS) — 200 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 4
  • Average Monthly Premium $42.75/mo
  • Total PPO Enrollment 166
  • $0 Premium PPO Plans 2
  • Average MOOP $6,288
  • Top PPO by Enrollment Humana USAA Honor Giveback (Regional PPO) — 52 enrollees
  • PPO Plans Without Drug Coverage 2

Comparison table of 2026 PPO Medicare Advantage Plans available in Ashland County, Wisconsin
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage 3
☆☆☆☆☆
$68 $4,500 $275 H4036-008-0
AARP Medicare Advantage Patriot No Rx WI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-014-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
What is the total number of PPO plans offered in Ashland?

There are 4 PPO plans in 2026, covering 166 beneficiaries.

How much do PPO plans cost in Ashland?

The average PPO premium in Ashland is $42.75 per month, with 2 plans offering $0 premiums.

What is the most popular PPO plan in Ashland?

Humana USAA Honor Giveback (Regional PPO) is the top PPO in Ashland, with 52 enrollees.

What is the number of PPO plans without Part D coverage in Ashland?

There are 2 PPO plans in Ashland without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
1
Average MOOP
$6,000
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Ashland County, Wisconsin
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Cooperative Medicare Advantage
☆☆☆☆☆
$0 $6,000 $275 H7598-004-0

What is the average monthly premium for HMO plans?

HMO plans in Ashland cost $0.00 per month on average.

Which HMO plan is most popular in Ashland?

The most popular HMO plan in Ashland is , with 0 enrollees.

How many HMO plans in Ashland do not include drug coverage?

There are 0 HMO plans in Ashland without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
5
Average Monthly Premium
$71.20/mo
Total HMO-POS Enrollment
929
$0 Premium HMO-POS Plans
3
Average MOOP
$3,180
Top HMO-POS by Enrollment
Esteem Rx (HMO-POS) — 440 enrollees
HMO-POS Plans Without Drug Coverage
2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Ashland County, Wisconsin
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Security Health Plan of Wisconsin, Inc. Compass
☆☆☆☆☆
$0 $3,400 N/A H5211-003-0
Essence Rx
☆☆☆☆☆
$87 $3,800 $330 H5211-002-0
Esteem Rx
☆☆☆☆☆
$0 $5,000 $250 H5211-012-0
Legacy Rx
☆☆☆☆☆
$269 $2,200 $0 H5211-004-0
Security Health Plan of Wisconsin, Inc. Spirit
☆☆☆☆☆
$0 $1,500 N/A H5211-001-0
What is the leading HMO-POS plan in Ashland?

Esteem Rx (HMO-POS) is the top HMO-POS in Ashland, with 440 enrollees.

What is the number of HMO-POS plans without Part D coverage in Ashland?

2 HMO-POS plans in Ashland do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Ashland County, WI for 2026.

CMS Star Ratings for Medicare Advantage Plans in Ashland County, WI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 6 67%
3 Stars 3 33%
Below 3 Stars 0 0%
Not Rated 2 18%
Average Rating 4

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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