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  1. 🏠
  2. Medicare Advantage Plans
  3. Wisconsin
  4. Chippewa County

2026 Medicare Advantage Plans in Chippewa County, WI

Last update: September 2, 2026.

For 2026, Chippewa County, WI includes 15 Medicare Advantage plans. Enrollment across these plans totals approximately 5,362, with 11 $0 premium options and 69% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Chippewa County, WI are summarized separately. Visit Medicare Options in Chippewa County, WI to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $33.73/mo
  • $0 Premium Plans: 11
  • Average MOOP: $5,514 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 69% · 3 Stars: 31% · Below 3: 0%
  • Average Part D Deductible: $372.14
  • Total MA/MAPD Enrollment: 5,362
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Esteem Rx (HMO-POS) — 2,203 enrollees
    2. Essence Rx (HMO-POS) — 1,177 enrollees
    3. Compass (HMO-POS) — 1,117 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
6
Average Monthly Premium
$25.00/mo
Total PPO Enrollment
445
$0 Premium PPO Plans
4
Average MOOP
$6,983
Top PPO by Enrollment
HumanaChoice H7617-007 (PPO) — 153 enrollees
PPO Plans Without Drug Coverage
4

2026 PPO Medicare Advantage plans in Chippewa County, Wisconsin (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice H7617-007
☆☆☆☆☆
$47 $9,250 $615 H7617-007-0
AARP Medicare Advantage Patriot No Rx WI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-014-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
What is the average monthly premium for PPO plans in Chippewa?
PPO plans in Chippewa cost $25.00 per month on average.
Which PPO plan has the highest enrollment in Chippewa?
The most popular PPO plan in Chippewa is HumanaChoice H7617-007 (PPO), with 153 enrollees.
How many PPO plans in Chippewa do not include prescription drug coverage?
4 PPO plans in Chippewa do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
20
$0 Premium HMO Plans
1
Average MOOP
$6,000
Top HMO by Enrollment
Cooperative Medicare Advantage (HMO) — 20 enrollees
HMO Plans Without Drug Coverage
0

2026 HMO Medicare Advantage plans in Chippewa County, Wisconsin (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Cooperative Medicare Advantage
☆☆☆☆☆
$0 $6,000 $275 H7598-004-0
What is the total number of HMO plans offered in Chippewa?

There are 1 HMO plans in 2026, covering 20 enrollees.

How much do HMO plans cost in Chippewa?

The average HMO premium in Chippewa is $0.00 per month, with 1 plans offering $0 premiums.

What is the top HMO by enrollment in Chippewa?

Cooperative Medicare Advantage (HMO) is the top HMO in Chippewa, with 20 enrollees.

What is the number of HMO plans without Part D coverage in Chippewa?

0 HMO plans in Chippewa do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
7
Average Monthly Premium
$50.86/mo
Total HMO-POS Enrollment
4,897
$0 Premium HMO-POS Plans
5
Average MOOP
$4,186
Top HMO-POS by Enrollment
Esteem Rx (HMO-POS) — 2,203 enrollees
HMO-POS Plans Without Drug Coverage
3

2026 HMO-POS Medicare Advantage plans in Chippewa County, Wisconsin (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Security Health Plan of Wisconsin, Inc. Compass
☆☆☆☆☆
$0 $3,400 N/A H5211-003-0
Essence Rx
☆☆☆☆☆
$87 $3,800 $330 H5211-002-0
Esteem Rx
☆☆☆☆☆
$0 $5,000 $250 H5211-012-0
Legacy Rx
☆☆☆☆☆
$269 $2,200 $0 H5211-004-0
Security Health Plan of Wisconsin, Inc. Spirit
☆☆☆☆☆
$0 $1,500 N/A H5211-001-0
AARP Medicare Advantage from UHC WI-0015
☆☆☆☆☆
$0 $6,700 $520 H5253-072-0
AARP Medicare Advantage Patriot No Rx WI-MA02
☆☆☆☆☆
$0 $6,700 N/A H5253-021-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Chippewa cost $50.86 per month on average.

Which HMO-POS plan is most popular in Chippewa?

The most popular HMO-POS plan in Chippewa is Esteem Rx (HMO-POS), with 2,203 enrollees.

How many HMO-POS plans in Chippewa do not include drug coverage?

There are 3 HMO-POS plans in Chippewa without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Chippewa County, WI (2026) are summarized below.

Medicare Advantage Plan Ratings in Chippewa County, WI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 69%
3 Stars 4 31%
Below 3 Stars 0 0%
Not Rated 2 13%
Average Rating 4.04

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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