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  1. 🏠
  2. Medicare Advantage Plans
  3. Wisconsin
  4. Douglas County

2026 Medicare Advantage Plans in Douglas County, WI

Last update: September 1, 2026.

In Douglas County, WI, there are 16 Medicare Advantage plans available for 2026. Of these, 10 offer a $0 monthly premium, and about 50% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Douglas County, WI. Or explore all Medicare Options available in Douglas County, WI.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$33.57/mo
Plans with $0 Premium
10
Average MOOP Limit
$5,663 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
Average Part D Deductible
$414.38
Total MA/MAPD Enrollment
1,862
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Esteem Rx (HMO-POS) — 1,058 enrollees
2. HumanaChoice H7617-007 (PPO) — 158 enrollees
3. Essence Rx (HMO-POS) — 131 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
9
Average Monthly Premium
$20.12/mo
Total PPO Enrollment
495
$0 Premium PPO Plans
5
Average MOOP
$7,006
Top PPO by Enrollment
HumanaChoice H7617-007 (PPO) — 158 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Douglas County, Wisconsin, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice H7617-007
☆☆☆☆☆
$47 $9,250 $615 H7617-007-0
AARP Medicare Advantage Patriot No Rx WI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-014-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
Humana Value Plus H5216-173
☆☆☆☆☆
$21 $9,250 $615 H5216-173-0
HumanaChoice H5216-359
☆☆☆☆☆
$10 $5,900 $615 H5216-359-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
What is the total number of PPO plans offered in Douglas?

Douglas County has 9 PPO plans for 2026, with 495 enrolled.

How much do PPO plans cost in Douglas?

The typical PPO premium in Douglas is $20.12, and 5 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
32
$0 Premium HMO Plans
1
Average MOOP
$6,000
Top HMO by Enrollment
Cooperative Medicare Advantage (HMO) — 32 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Douglas County, Wisconsin, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Cooperative Medicare Advantage
☆☆☆☆☆
$0 $6,000 $275 H7598-004-0
What is the average monthly premium for HMO plans?
HMO plans in Douglas cost $0.00 per month on average.
Which HMO plan is most popular in Douglas?
The most popular HMO plan in Douglas is Cooperative Medicare Advantage (HMO), with 32 enrollees.
How many HMO plans in Douglas do not include drug coverage?
There are 0 HMO plans in Douglas without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 5
  • Average Monthly Premium $71.20/mo
  • Total HMO-POS Enrollment 1,322
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $3,180
  • Top HMO-POS by Enrollment Esteem Rx (HMO-POS) — 1,058 enrollees
  • HMO-POS Plans Without Drug Coverage 2

HMO-POS Medicare Advantage plan comparison – Douglas County, Wisconsin, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Security Health Plan of Wisconsin, Inc. Compass
☆☆☆☆☆
$0 $3,400 N/A H5211-003-0
Essence Rx
☆☆☆☆☆
$87 $3,800 $330 H5211-002-0
Esteem Rx
☆☆☆☆☆
$0 $5,000 $250 H5211-012-0
Legacy Rx
☆☆☆☆☆
$269 $2,200 $0 H5211-004-0
Security Health Plan of Wisconsin, Inc. Spirit
☆☆☆☆☆
$0 $1,500 N/A H5211-001-0
What is the total number of HMO-POS plans in Douglas?

There are 5 HMO-POS plans in 2026, covering 1,322 enrollees.

How much do HMO-POS plans cost in Douglas?

The average HMO-POS premium in Douglas is $71.20 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Douglas?

Esteem Rx (HMO-POS) is the top HMO-POS in Douglas, with 1,058 enrollees.

What is the number of HMO-POS plans without Part D coverage in Douglas?

2 HMO-POS plans in Douglas do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Douglas County, WI for 2026.

CMS Star Ratings for Medicare Advantage Plans in Douglas County, WI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 7 50%
3 Stars 7 50%
Below 3 Stars 0 0%
Not Rated 2 13%
Average Rating 3.93

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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