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  1. 🏠
  2. Medicare Advantage Plans
  3. Wisconsin
  4. Forest County

2026 Medicare Advantage Plans in Forest County, WI

Last update: May 3, 2026. Enrollment data updated: May 2, 2026

Forest County, WI has 36 Medicare Advantage plans available in 2026. These include 24 plans with no monthly premium, and roughly 59% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Forest County, WI. Or explore all Medicare Options available in Forest County, WI.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $31.34/mo
$0 Premium Plans: 24
Average MOOP: $5,131 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 59% · 3 Stars: 41% · Below 3: 0%
Average Part D Deductible: $464.40
Total MA/MAPD Enrollment: 1,112
Plans with the Highest Enrollment
(as of May 2, 2026)
1. AARP Medicare Advantage from UHC WI-0014 (HMO-POS) — 132 enrollees
2. Essence Rx (HMO-POS) — 109 enrollees
3. Esteem Rx (HMO-POS) — 108 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 24
  • Average Monthly Premium $28.17/mo
  • Total PPO Enrollment 524
  • $0 Premium PPO Plans 16
  • Average MOOP $5,333
  • Top PPO by Enrollment Humana Full Access H7617-020 (PPO) — 82 enrollees
  • PPO Plans Without Drug Coverage 7

Comparison table of 2026 PPO Medicare Advantage Plans available in Forest County, Wisconsin
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Premier
☆☆☆☆☆
$27 $5,200 $615 H5521-388-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H5521-289-0
Humana Full Access H7617-020
☆☆☆☆☆
$0 $5,000 $400 H7617-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-011
☆☆☆☆☆
$0 $5,000 $615 H7617-011-0
Network Health Armor
☆☆☆☆☆
$0 $4,900 N/A H5215-013-0
Network Health Choice
☆☆☆☆☆
$0 $4,700 $300 H5215-011-0
Network Health PlusRx
☆☆☆☆☆
$73 $3,400 $340 H5215-002-0
Network Health PremierRx
☆☆☆☆☆
$226 $3,400 $340 H5215-005-0
Network Health Select
☆☆☆☆☆
$0 $3,900 $330 H5215-008-0
AARP Medicare Advantage from UHC WI-0002
☆☆☆☆☆
$95 $6,700 $600 H0294-004-0
AARP Medicare Advantage from UHC WI-6
☆☆☆☆☆
$50 $6,700 $600 H0294-015-0
Aspirus Health Plan Elite
☆☆☆☆☆
$0 $3,200 N/A H6874-003-0
Aspirus Health Plan Essential Rx
☆☆☆☆☆
$0 $5,500 $350 H6874-001-0
Humana Full Access H5216-410
☆☆☆☆☆
$0 $5,000 $400 H5216-410-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
Humana Value Plus H5216-173
☆☆☆☆☆
$21 $9,250 $615 H5216-173-0
HumanaChoice Giveback H5216-252
☆☆☆☆☆
$0 $5,000 $615 H5216-252-0
HumanaChoice H5216-001
☆☆☆☆☆
$81 $4,200 $615 H5216-001-0
HumanaChoice H5216-253
☆☆☆☆☆
$0 $4,200 $615 H5216-253-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
What is the most popular PPO plan in Forest?

Humana Full Access H7617-020 (PPO) is the top PPO in Forest, with 82 enrollees.

What is the number of PPO plans without Part D coverage in Forest?

There are 7 PPO plans in Forest without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
1
Average MOOP
$6,000
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Forest County, Wisconsin
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Cooperative Medicare Advantage
☆☆☆☆☆
$0 $6,000 $275 H7598-004-0

What is the typical premium for HMO plans in Forest?

HMO plans in Forest cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Forest?

The most popular HMO plan in Forest is , with 0 enrollees.

How many HMO options are offered without prescription drug coverage in Forest?

There are 0 HMO plans in Forest without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $46.11/mo
  • Total HMO-POS Enrollment 588
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $4,311
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC WI-0014 (HMO-POS) — 132 enrollees
  • HMO-POS Plans Without Drug Coverage 3

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Forest County, Wisconsin
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Security Health Plan of Wisconsin, Inc. Compass
☆☆☆☆☆
$0 $3,400 N/A H5211-003-0
Essence Rx
☆☆☆☆☆
$87 $3,800 $330 H5211-002-0
Esteem Rx
☆☆☆☆☆
$0 $5,000 $250 H5211-012-0
Legacy Rx
☆☆☆☆☆
$269 $2,200 $0 H5211-004-0
Security Health Plan of Wisconsin, Inc. Spirit
☆☆☆☆☆
$0 $1,500 N/A H5211-001-0
AARP Medicare Advantage CareFlex from UHC WI-18
☆☆☆☆☆
$0 $6,700 $600 H5253-198-0
AARP Medicare Advantage from UHC WI-0011
☆☆☆☆☆
$59 $4,100 $440 H5253-011-0
AARP Medicare Advantage from UHC WI-0014
☆☆☆☆☆
$0 $5,400 $520 H5253-034-0
AARP Medicare Advantage Patriot No Rx WI-MA02
☆☆☆☆☆
$0 $6,700 N/A H5253-021-0
What is the total number of HMO-POS plans in Forest?

In 2026, Forest has 9 HMO-POS plans with 588 enrollees.

How much do HMO-POS plans cost in Forest?

The typical HMO-POS premium in Forest is $46.11, and 6 plans have no monthly premium.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
0
Average MOOP
$6,800
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2026 PFFS Medicare Advantage Plans available in Forest County, Wisconsin
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
What is the average monthly premium for PFFS plans?
PFFS plans in Forest cost $37.00 per month on average.
Which PFFS plan is most popular in Forest?
The most popular PFFS plan in Forest is , with 0 enrollees.
How many PFFS plans in Forest do not include drug coverage?
There are 0 PFFS plans in Forest without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Forest County, WI for 2026.

CMS Star Ratings for Medicare Advantage Plans in Forest County, WI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 20 59%
3 Stars 14 41%
Below 3 Stars 0 0%
Not Rated 2 6%
Average Rating 4

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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