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  1. 🏠
  2. Medicare Advantage Plans
  3. Wisconsin
  4. Forest County

2026 Medicare Advantage Plans in Forest County, WI

Last update: September 2, 2026.

For 2026, Forest County, WI includes 36 Medicare Advantage plans. Enrollment across these plans totals approximately 1,123, with 24 $0 premium options and 59% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Forest County, WI are summarized separately. Visit Medicare Options in Forest County, WI to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $31.34/mo
  • $0 Premium Plans: 24
  • Average MOOP: $5,131 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 59% · 3 Stars: 41% · Below 3: 0%
  • Average Part D Deductible: $464.40
  • Total MA/MAPD Enrollment: 1,123
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. AARP Medicare Advantage from UHC WI-0014 (HMO-POS) — 136 enrollees
    2. Esteem Rx (HMO-POS) — 110 enrollees
    3. Essence Rx (HMO-POS) — 104 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
24
Average Monthly Premium
$28.17/mo
Total PPO Enrollment
542
$0 Premium PPO Plans
16
Average MOOP
$5,333
Top PPO by Enrollment
Humana Full Access H7617-020 (PPO) — 91 enrollees
PPO Plans Without Drug Coverage
7

2026 PPO Medicare Advantage plans in Forest County, Wisconsin (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Premier
☆☆☆☆☆
$27 $5,200 $615 H5521-388-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H5521-289-0
Humana Full Access H7617-020
☆☆☆☆☆
$0 $5,000 $400 H7617-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-011
☆☆☆☆☆
$0 $5,000 $615 H7617-011-0
Network Health Armor
☆☆☆☆☆
$0 $4,900 N/A H5215-013-0
Network Health Choice
☆☆☆☆☆
$0 $4,700 $300 H5215-011-0
Network Health PlusRx
☆☆☆☆☆
$73 $3,400 $340 H5215-002-0
Network Health PremierRx
☆☆☆☆☆
$226 $3,400 $340 H5215-005-0
Network Health Select
☆☆☆☆☆
$0 $3,900 $330 H5215-008-0
AARP Medicare Advantage from UHC WI-0002
☆☆☆☆☆
$95 $6,700 $600 H0294-004-0
AARP Medicare Advantage from UHC WI-6
☆☆☆☆☆
$50 $6,700 $600 H0294-015-0
Aspirus Health Plan Elite
☆☆☆☆☆
$0 $3,200 N/A H6874-003-0
Aspirus Health Plan Essential Rx
☆☆☆☆☆
$0 $5,500 $350 H6874-001-0
Humana Full Access H5216-410
☆☆☆☆☆
$0 $5,000 $400 H5216-410-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
Humana Value Plus H5216-173
☆☆☆☆☆
$21 $9,250 $615 H5216-173-0
HumanaChoice Giveback H5216-252
☆☆☆☆☆
$0 $5,000 $615 H5216-252-0
HumanaChoice H5216-001
☆☆☆☆☆
$81 $4,200 $615 H5216-001-0
HumanaChoice H5216-253
☆☆☆☆☆
$0 $4,200 $615 H5216-253-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
What is the average monthly premium for PPO plans in Forest?
PPO plans in Forest cost $28.17 per month on average.
Which PPO plan has the highest enrollment in Forest?
The most popular PPO plan in Forest is Humana Full Access H7617-020 (PPO), with 91 enrollees.
How many PPO plans in Forest do not include prescription drug coverage?
7 PPO plans in Forest do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
1
Average MOOP
$6,000
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

2026 HMO Medicare Advantage plans in Forest County, Wisconsin (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Cooperative Medicare Advantage
☆☆☆☆☆
$0 $6,000 $275 H7598-004-0
What is the total number of HMO plans offered in Forest?

There are 1 HMO plans in 2026, covering 0 enrollees.

How much do HMO plans cost in Forest?

The average HMO premium in Forest is $0.00 per month, with 1 plans offering $0 premiums.

What is the top HMO by enrollment in Forest?

is the top HMO in Forest, with 0 enrollees.

What is the number of HMO plans without Part D coverage in Forest?

0 HMO plans in Forest do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
9
Average Monthly Premium
$46.11/mo
Total HMO-POS Enrollment
581
$0 Premium HMO-POS Plans
6
Average MOOP
$4,311
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC WI-0014 (HMO-POS) — 136 enrollees
HMO-POS Plans Without Drug Coverage
3

2026 HMO-POS Medicare Advantage plans in Forest County, Wisconsin (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Security Health Plan of Wisconsin, Inc. Compass
☆☆☆☆☆
$0 $3,400 N/A H5211-003-0
Essence Rx
☆☆☆☆☆
$87 $3,800 $330 H5211-002-0
Esteem Rx
☆☆☆☆☆
$0 $5,000 $250 H5211-012-0
Legacy Rx
☆☆☆☆☆
$269 $2,200 $0 H5211-004-0
Security Health Plan of Wisconsin, Inc. Spirit
☆☆☆☆☆
$0 $1,500 N/A H5211-001-0
AARP Medicare Advantage CareFlex from UHC WI-18
☆☆☆☆☆
$0 $6,700 $600 H5253-198-0
AARP Medicare Advantage from UHC WI-0011
☆☆☆☆☆
$59 $4,100 $440 H5253-011-0
AARP Medicare Advantage from UHC WI-0014
☆☆☆☆☆
$0 $5,400 $520 H5253-034-0
AARP Medicare Advantage Patriot No Rx WI-MA02
☆☆☆☆☆
$0 $6,700 N/A H5253-021-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Forest cost $46.11 per month on average.

Which HMO-POS plan is most popular in Forest?

The most popular HMO-POS plan in Forest is AARP Medicare Advantage from UHC WI-0014 (HMO-POS), with 136 enrollees.

How many HMO-POS plans in Forest do not include drug coverage?

There are 3 HMO-POS plans in Forest without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $37.00/mo
  • Total PFFS Enrollment 0
  • $0 Premium PFFS Plans 0
  • Average MOOP $6,800
  • Top PFFS by Enrollment — 0 enrollees
  • PFFS Plans Without Drug Coverage 0

2026 PFFS Medicare Advantage plans in Forest County, Wisconsin (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
What is the top PFFS plan in Forest?

is the top PFFS in Forest, with 0 enrollees.

What is the number of PFFS plans without Part D coverage in Forest?

0 PFFS plans in Forest do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Forest County, WI (2026) are summarized below.

Medicare Advantage Plan Ratings in Forest County, WI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 20 59%
3 Stars 14 41%
Below 3 Stars 0 0%
Not Rated 2 6%
Average Rating 4

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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