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  1. 🏠
  2. Medicare Advantage Plans
  3. Wisconsin
  4. Iron County

2026 Medicare Advantage Plans in Iron County, WI

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Iron County, WI includes 17 Medicare Advantage plans. Enrollment across these plans totals approximately 919, with 12 $0 premium options and 53% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Iron County, WI are provided separately. Or you can discover all Medicare Options in Iron County, WI.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $33.76/mo
  • $0 Premium Plans: 12
  • Average MOOP: $5,188 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 53% · 3 Stars: 47% · Below 3: 0%
  • Average Part D Deductible: $338.75
  • Total MA/MAPD Enrollment: 919
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. Esteem Rx (HMO-POS) — 335 enrollees
    2. Essence Rx (HMO-POS) — 275 enrollees
    3. Compass (HMO-POS) — 123 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
10
Average Monthly Premium
$21.80/mo
Total PPO Enrollment
154
$0 Premium PPO Plans
7
Average MOOP
$6,110
Top PPO by Enrollment
Aspirus Health Plan Essential Rx (PPO) — 49 enrollees
PPO Plans Without Drug Coverage
6

2026 PPO Medicare Advantage plans in Iron County, Wisconsin (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice H7617-007
☆☆☆☆☆
$47 $9,250 $615 H7617-007-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$68 $4,500 $275 H4036-008-0
AARP Medicare Advantage Patriot No Rx WI-MA01
☆☆☆☆☆
$0 $6,700 N/A H0294-014-0
Aspirus Health Plan Elite
☆☆☆☆☆
$0 $3,200 N/A H6874-003-0
Aspirus Health Plan Essential Rx
☆☆☆☆☆
$0 $5,500 $350 H6874-001-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0

What is the typical premium for PPO plans available in Iron?

PPO plans in Iron cost $21.80 per month on average.

Which PPO plan do most beneficiaries choose in Iron?

The most popular PPO plan in Iron is Aspirus Health Plan Essential Rx (PPO), with 49 enrollees.

How many PPO options are offered without drug coverage in Iron?

6 PPO plans in Iron do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 0
  • $0 Premium HMO Plans 1
  • Average MOOP $6,000
  • Top HMO by Enrollment — 0 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Iron County, Wisconsin (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Cooperative Medicare Advantage
☆☆☆☆☆
$0 $6,000 $275 H7598-004-0
What is the total number of HMO plans offered in Iron?

In 2026, Iron County has 1 HMO plans with 0 enrollees.

How much do HMO plans cost in Iron?

The typical HMO premium in Iron is $0.00, and 1 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$71.20/mo
Total HMO-POS Enrollment
765
$0 Premium HMO-POS Plans
3
Average MOOP
$3,180
Top HMO-POS by Enrollment
Esteem Rx (HMO-POS) — 335 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Iron County, Wisconsin (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Security Health Plan of Wisconsin, Inc. Compass
☆☆☆☆☆
$0 $3,400 N/A H5211-003-0
Essence Rx
☆☆☆☆☆
$87 $3,800 $330 H5211-002-0
Esteem Rx
☆☆☆☆☆
$0 $5,000 $250 H5211-012-0
Legacy Rx
☆☆☆☆☆
$269 $2,200 $0 H5211-004-0
Security Health Plan of Wisconsin, Inc. Spirit
☆☆☆☆☆
$0 $1,500 N/A H5211-001-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Iron cost $71.20 per month on average.
Which HMO-POS plan is most popular in Iron?
The most popular HMO-POS plan in Iron is Esteem Rx (HMO-POS), with 335 enrollees.
How many HMO-POS plans in Iron do not include drug coverage?
There are 2 HMO-POS plans in Iron without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Iron County, WI (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Iron County, WI (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 53%
3 Stars 7 47%
Below 3 Stars 0 0%
Not Rated 2 12%
Average Rating 3.93

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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