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2027 Medicare Advantage Plans in Lincoln County, WI

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In Lincoln County, WI, there are 14 Medicare Advantage plans available for 2027. Of these, 7 offer a $0 monthly premium, and about 75% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$52.93/mo
Plans with $0 Premium
7
Average MOOP Limit
$6,412 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 75% · 3 Stars: 25% · Below 3: 0%
Average Part D Deductible
$446.25
Total MA/MAPD Enrollment
2,408
Plans with the Highest Enrollment
(as of November 10, 2026)
1. Esteem Rx (HMO) — 1,124 enrollees
2. Compass (HMO) — 439 enrollees
3. Humana USAA Honor Giveback (PPO) — 272 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Lincoln County, WI. Or explore all Medicare Options available in Lincoln County, WI. To understand how local plans fit into the broader market, visit our Wisconsin Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
7
Average Monthly Premium
$33.00/mo
Total PPO Enrollment
663
$0 Premium PPO Plans
4
Average MOOP
$7,143
Top PPO by Enrollment
Humana USAA Honor Giveback (PPO) — 272 enrollees
PPO Plans Without Drug Coverage
4

PPO Medicare Advantage plan comparison – Lincoln County, Wisconsin, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage 3
☆☆☆☆☆
 $84 $7,150 $595 H4036-008-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,000 N/A H7617-022-0
HumanaChoice H7617-007
☆☆☆☆☆
 $60 $9,250 $700 H7617-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
 $87 $7,700 $700 R5361-002-0
AARP Medicare Advantage Patriot No Rx WI-MA01
☆☆☆☆☆
 $0 $7,150 N/A H0294-014-0
What is the total number of PPO plans offered in Lincoln?

Lincoln County has 7 PPO plans for 2027, with 663 enrolled.

How much do PPO plans cost in Lincoln?

The typical PPO premium in Lincoln is $33.00, and 4 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
3
Average Monthly Premium
$6.67/mo
Total HMO Enrollment
1,563
$0 Premium HMO Plans
2
Average MOOP
$6,283
Top HMO by Enrollment
Esteem Rx (HMO) — 1,124 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Lincoln County, Wisconsin, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Security Health Plan of Wisconsin, Inc. Compass
☆☆☆☆☆
 $0 $5,000 N/A H5211-003-0
Esteem Rx
☆☆☆☆☆
 $20 $7,150 $550 H5211-012-0
Cooperative Medicare Advantage
☆☆☆☆☆
 $0 $6,700 $275 H7598-004-0
What is the average monthly premium for HMO plans?
HMO plans in Lincoln cost $6.67 per month on average.
Which HMO plan is most popular in Lincoln?
The most popular HMO plan in Lincoln is Esteem Rx (HMO), with 1,124 enrollees.
How many HMO plans in Lincoln do not include drug coverage?
There are 1 HMO plans in Lincoln without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 3
  • Average Monthly Premium $163.33/mo
  • Total HMO-POS Enrollment 182
  • $0 Premium HMO-POS Plans 0
  • Average MOOP $4,833
  • Top HMO-POS by Enrollment Legacy Rx (HMO-POS) — 182 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Lincoln County, Wisconsin, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Esteem Rx Gold
☆☆☆☆☆
 $125 $5,000 $300 H5211-015-0
Esteem Rx Silver
☆☆☆☆☆
 $65 $6,500 $450 H5211-014-0
Legacy Rx
☆☆☆☆☆
 $300 $3,000 $0 H5211-004-0
What is the total number of HMO-POS plans in Lincoln?

There are 3 HMO-POS plans in 2027, covering 182 enrollees.

How much do HMO-POS plans cost in Lincoln?

The average HMO-POS premium in Lincoln is $163.33 per month, with 0 plans offering $0 premiums.

What is the leading HMO-POS plan in Lincoln?

Legacy Rx (HMO-POS) is the top HMO-POS in Lincoln, with 182 enrollees.

What is the number of HMO-POS plans without Part D coverage in Lincoln?

0 HMO-POS plans in Lincoln do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Lincoln County, WI for 2027.

CMS Star Ratings for Medicare Advantage Plans in Lincoln County, WI (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 75%
3 Stars 3 25%
Below 3 Stars 0 0%
Not Rated 2 14%
Average Rating 3.96

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Lincoln County, Wisconsin, including communities such as Gleason, Merrill, Tomahawk, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .