2026 Medigap Plans in South Carolina: Costs, Carriers, and Plan Options
Medicare Supplement (Medigap) plans in South Carolina offer standardized benefits, but pricing differs across carriers. Based on sample data from 10 insurers, monthly premiums can range from approximately $31 to $704, depending on plan type and pricing model. Variations in rating methods and available discounts contribute to these differences.
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Key Takeaways
- Plan G and Plan N are among the most frequently chosen Medigap plans in South Carolina.
- Identical plan coverage can have different premiums depending on the insurer.
- Pricing models and available discounts play a key role in cost differences.
- Carriers with similar premiums may differ in financial strength ratings.
- All Medigap plans follow standardized benefits, but pricing structures are not standardized.
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Typical Medigap Pricing in South Carolina
In South Carolina, observed Medigap premiums generally fall between $31 and $704 per month based on plan type and insurer. Plans with greater cost-sharing, such as Plan K, tend to have lower premiums, while broader coverage options like Plan G are typically priced higher.
How Plan G and Plan N Compare
Plan G offers the most comprehensive coverage available to new Medicare beneficiaries, covering nearly all out-of-pocket costs except the Part B deductible. Plan N typically has lower premiums but includes copays for certain services, making it a common alternative for cost-conscious enrollees.
Sample Plan G Pricing in South Carolina
Plan G typically ranges from $99 to $704.
| Carrier | Plan | Low | High |
|---|---|---|---|
| AARP - UnitedHealthcare | G | $124 | $583 |
| Aetna | G | $128 | $406 |
| Allstate | G | $117 | $406 |
Sample Plan N Pricing in South Carolina
Plan N typically ranges from $72 to $514.
| Carrier | Plan | Low | High |
|---|---|---|---|
| AARP - UnitedHealthcare | N | $86 | $514 |
| Aetna | N | $84 | $281 |
| Allstate | N | $89 | $309 |
Sample Plan F Pricing in South Carolina
Plan F typically ranges from $72 to $514.
| Carrier | Plan | Low | High |
|---|---|---|---|
| AARP - UnitedHealthcare | F | $161 | $634 |
| Aetna | F | $155 | $492 |
| Allstate | F | $146 | $504 |
Why Medigap Prices Differ by Carrier
Although Medigap benefits are standardized, premiums are set by each insurer. Variations in cost are often influenced by pricing methods, household discounts, and differences in long-term rate trends.
Why Medicare Supplement Prices Vary in South Carolina
- Age-based pricing models (issue-age vs attained-age)
- Household discounts offered by some carriers
- Tobacco rating differences
- Regional variation within Arizona
- Carrier-specific pricing strategies
Bottom Line
Comparing Medigap plans in South Carolina requires separating standardized coverage from carrier-specific pricing. Sample data provides a useful reference point, but actual premiums will vary based on rating factors and the insurer selected.
MedicarePlans.com is an independent informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard. See our Data sources and methodology documentation for more information.
- Medicare.gov, Find a Medigap policy that works for you — Last accessed May 4, 2026
- NCOA.org, "What Is Medigap and How Does It Work?" — Last accessed May 5, 2026
- NCOA.org, "How Medigap Works: A Guide for Older Adults" — Last accessed May 5, 2026
MedicarePlans.com is an independent informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard. See our Data sources and methodology documentation for more information.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.