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  1. 🏠
  2. Special Needs Plans
  3. Alabama
  4. Cherokee County

2026 Medicare Special Needs Plans in Cherokee County, AL

Last update: May 11, 2026. Enrollment data updated: June 13, 2026

Cherokee County, AL has 23 Medicare Special Needs Plans available in 2026. These plans serve approximately 1,171 beneficiaries, and roughly 35% achieve 4-star ratings or higher based on CMS data.

Most beneficiaries have access to several types of Medicare coverage beyond SNP plans. Visit Medicare Options in Cherokee County, AL to compare other coverage categories available in your area.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium: $16.70/mo
$0 Premium Plans: 6
Average MOOP: $7,238 ($9,250 max. Excludes zero-cost D-SNPs.)
Star Ratings (Plan Mix): 4+ Stars: 35% · 3 Stars: 65% · Below 3: 0%
Average Part D Deductible: $559.57
Total SNP Enrollment: 1,171
SNP Plans with the Highest Enrollment
(as of June 13, 2026)
1. Aetna Medicare Dual Extra Care (D-SNP) — 182 enrollees
2. UHC Complete Care AL-5 (C-SNP) — 179 enrollees
3. VIVA Medicare Extra Value (D-SNP) — 120 enrollees

Medicare Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans that integrate Medicare and Medicaid benefits for beneficiaries who meet dual-eligibility criteria defined by CMS.

  • Total D-SNP Plans: 16
  • Average Monthly Premium: $13.76/mo
  • Beneficiaries Enrolled: 906
  • $0 Premium Plans: 3
  • Zero Cost Plans: 7
  • Top D-SNP by Enrollment: Aetna Medicare Dual Extra Care (D-SNP) — 182 enrollees
  • Plans without Drug Coverage: 0
D-SNP Medicare plan comparison – Cherokee County, Alabama, 2026
SNP Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
HealthSpring TotalCare
☆☆☆☆☆
$3 5900.00 $615 H4513-055-0
HealthSpring TotalCare Plus
☆☆☆☆☆
$7 5000.00 $615 H4513-063-0
UHC Dual Complete AL-D002
☆☆☆☆☆
$17 9250.00 $615 H1889-009-0
UHC Dual Complete AL-S1
☆☆☆☆☆
$15 9250.00 $615 H2802-064-0
UHC Dual Complete AL-V002
☆☆☆☆☆
$26 5900.00 $615 H2802-044-0
VIVA Medicare Extra Value
☆☆☆☆☆
$28 6750.00 $615 H0154-012-0
Aetna Medicare Dual Care
☆☆☆☆☆
$0 9250.00 $615 H3239-010-0
Aetna Medicare Dual Extra Care
☆☆☆☆☆
$0 9250.00 $615 H3239-002-0
Aetna Medicare Full Dual Care
☆☆☆☆☆
$0 9250.00 $615 H3239-026-0
DEVOTED DUAL 004 AL
☆☆☆☆☆
$28 5900.00 $615 H3080-004-0
DEVOTED DUAL CHOICE FULL 013 AL
☆☆☆☆☆
$28 9250.00 $615 H9888-013-0
DEVOTED DUAL PLUS 003 AL
☆☆☆☆☆
$20 9250.00 $615 H3080-003-0
HumanaChoice SNP-DE H5216-370
☆☆☆☆☆
$1 9250.00 $615 H5216-370-0
UHC Dual Complete AL-D001
☆☆☆☆☆
$3 9250.00 $615 H0432-009-0
UHC Dual Complete AL-V001
☆☆☆☆☆
$17 6700.00 $615 H0432-013-0
Simpra Advantage Dual Care
☆☆☆☆☆
$28 9250.00 $615 H4091-002-0
What is the typical premium for D-SNP plans in Cherokee County?
The average D-SNP premium in Cherokee County is $13.76 per month, with 3 plans offering $0 premiums.
Which D-SNP plan do most beneficiaries choose in Cherokee County?
Aetna Medicare Dual Extra Care (D-SNP) is the top D-SNP in Cherokee County, with 182 enrollees.
How many Dual Eligible SNP plans are offered in Cherokee County?
There are 16 D-SNP plans in 2026, covering 906 enrollees.

Medicare Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals who reside in or require institutional-level care. Plan availability varies by county.

Total I-SNP Plans
2
Average Monthly Premium
$54.35/mo
Beneficiaries Enrolled
0
$0 Premium Plans
0
Average MOOP
$15,300
Top I-SNP by Enrollment
— 0 enrollees
Plans without Drug Coverage
0
I-SNP Medicare plan comparison – Cherokee County, Alabama, 2026
SNP Plan Name Rating* Premium Network
Simpra Advantage Assist
☆☆☆☆☆
$81 6700.00 $150 H4091-003-0
Simpra Advantage Nursing Home Plan
☆☆☆☆☆
$28 8600.00 $615 H4091-001-0
What is the typical premium for I-SNP plans in Cherokee County?
The typical I-SNP premium in Cherokee County is $54.35, and 0 plans have no monthly premium.
Which I-SNP plan do most beneficiaries choose in Cherokee County?
has the highest I-SNP enrollment in Cherokee County, with 0 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

Total C-SNP Plans
5
Average Monthly Premium
$11.08/mo
Beneficiaries Enrolled
265
$0 Premium C-SNPs
3
Average MOOP
$12,940
Most Popular C-SNP
UHC Complete Care AL-5 (C-SNP) with 179 enrollees
C-SNPs Without Drug Coverage
0
C-SNP Medicare plan comparison – Cherokee County, Alabama, 2026
SNP Plan Name Rating* Premium Network
HealthSpring Achieve
☆☆☆☆☆
$0 4200.00 $200 H4513-094-0
DEVOTED C-SNP CHOICE 008 AL
☆☆☆☆☆
$0 6500.00 $395 H9888-008-0
DEVOTED C-SNP CHOICE PLUS 012 AL
☆☆☆☆☆
$28 9250.00 $615 H9888-012-0
DEVOTED C-SNP CHOICE PREMIUM 009 AL
☆☆☆☆☆
$28 6500.00 $615 H9888-009-0
UHC Complete Care AL-5
☆☆☆☆☆
$0 5900.00 $440 H0432-017-0
What is the typical premium for C-SNP plans in Cherokee County?
C-SNP plans in Cherokee County cost $11.08 per month.
Which C-SNP plan do most beneficiaries choose in Cherokee County?
The most popular C-SNP plan in Cherokee County is UHC Complete Care AL-5 (C-SNP), with 179 enrollees.
  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

This page presents county-level Medicare Special Needs Plans (SNP) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 24 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 21 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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