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  1. 🏠
  2. Special Needs Plans
  3. Alabama
  4. Clarke County

2026 Medicare Special Needs Plans in Clarke County, AL

Last update: August 26, 2026.

In Clarke County, AL, there are 17 Medicare Special Needs Plans available for 2026. Approximately 1,529 beneficiaries are enrolled, and about 43% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Clarke County, AL to explore other types of coverage available locally.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium: $12.92/mo
$0 Premium Plans: 7
Average MOOP: $8,518 ($9,250 max. Excludes zero-cost D-SNPs.)
Star Ratings (Plan Mix): 4+ Stars: 43% · 3 Stars: 57% · Below 3: 0%
Average Part D Deductible: $570.00
Total SNP Enrollment: 1,529
SNP Plans with the Highest Enrollment
(as of September 8, 2026)
1. UHC Complete Care AL-5 (C-SNP) — 316 enrollees
2. UHC Dual Complete AL-D002 (D-SNP) — 173 enrollees
3. UHC Dual Complete AL-S1 (D-SNP) — 155 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Clarke County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

Total D-SNP Plans
14
Average Monthly Premium
$7.92/mo
Beneficiaries Enrolled
1,175
$0 Premium D-SNPs
6
Zero Cost D-SNPs
6
D-SNP with the Highest Enrollment
UHC Dual Complete AL-D002 (D-SNP) with 173 enrollees
D-SNPs without Drug Coverage
0
Comparison table of 2026 D-SNP Medicare Plans available in Clarke County, Alabama
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Dual Select H4461-077
☆☆☆☆☆
$0 9250.00 $540 H4461-077-0
Humana Gold Plus SNP-DE H4461-074
☆☆☆☆☆
$0 9250.00 $565 H4461-074-0
Humana Gold Plus SNP-DE H4461-076
☆☆☆☆☆
$0 9250.00 $615 H4461-076-0
UHC Dual Complete AL-D002
☆☆☆☆☆
$17 9250.00 $615 H1889-009-0
UHC Dual Complete AL-S1
☆☆☆☆☆
$15 9250.00 $615 H2802-064-0
UHC Dual Complete AL-V002
☆☆☆☆☆
$26 5900.00 $615 H2802-044-0
Aetna Medicare Dual Care
☆☆☆☆☆
$0 9250.00 $615 H3239-010-0
Aetna Medicare Dual Extra Care
☆☆☆☆☆
$0 9250.00 $615 H3239-002-0
Aetna Medicare Full Dual Care
☆☆☆☆☆
$0 9250.00 $615 H3239-026-0
HumanaChoice SNP-DE H5216-370
☆☆☆☆☆
$1 9250.00 $615 H5216-370-0
UHC Dual Complete AL-D001
☆☆☆☆☆
$3 9250.00 $615 H0432-009-0
UHC Dual Complete AL-V001
☆☆☆☆☆
$17 6700.00 $615 H0432-013-0
Humana Dual Select H5619-093
☆☆☆☆☆
$4 9250.00 $615 H5619-093-0
Simpra Advantage Dual Care
☆☆☆☆☆
$28 9250.00 $615 H4091-002-0
What is the total number of D-SNP plans in Clarke County?

In 2026, Clarke County offers 14 D-SNP plans with 1,175 enrollees.

How much do D-SNP plans cost in Clarke County?

D-SNP plans in Clarke County cost $7.92 per month.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals who reside in or require institutional-level care. Plan availability varies by county.

  • Total I-SNP Plans: 2
  • Average Monthly Premium: $54.35/mo
  • Beneficiaries Enrolled: 38
  • $0 Premium Plans: 0
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: Simpra Advantage Nursing Home Plan (I-SNP) — 38 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 I-SNP Medicare Plans available in Clarke County, Alabama
Health Plan Name CMS Rating* Premium Per Mo Network
Simpra Advantage Assist
☆☆☆☆☆
$81 6700.00 $150 H4091-003-0
Simpra Advantage Nursing Home Plan
☆☆☆☆☆
$28 8600.00 $615 H4091-001-0
How many Institutional SNP plans are offered in Clarke County?

There are 2 I-SNP plans in 2026, covering 38 enrollees.

What is the typical premium for I-SNP plans in Clarke County?

The average I-SNP premium in Clarke County is $54.35 per month, with 0 plans offering $0 premiums.

Which I-SNP plan do most beneficiaries choose in Clarke County?

Simpra Advantage Nursing Home Plan (I-SNP) is the top I-SNP in Clarke County, with 38 enrollees.

How many Institutional SNP plans are offered in Clarke County?

There are 2 I-SNP plans in 2026, covering 38 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

Total C-SNP Plans
1
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
316
$0 Premium C-SNPs
1
Average MOOP
$5,900
Most Popular C-SNP
UHC Complete Care AL-5 (C-SNP) with 316 enrollees
C-SNPs Without Drug Coverage
0
Comparison table of 2026 C-SNP Medicare Plans available in Clarke County, Alabama
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Complete Care AL-5
☆☆☆☆☆
$0 5900.00 $440 H0432-017-0

What is the typical premium for C-SNP plans in Clarke County?

The average C-SNP premium in Clarke County is $0.00 per month, with 1 plans offering $0 premiums.

Which C-SNP plan do most beneficiaries choose in Clarke County?

UHC Complete Care AL-5 (C-SNP) is the top C-SNP in Clarke County, with 316 enrollees.

How many Chronic Condition SNP plans are offered in Clarke County?

There are 1 C-SNP plans in 2026, covering 316 enrollees.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Your coverage options" — Last accessed 22 August, 2026
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 24 August, 2026

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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