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  1. 🏠
  2. Special Needs Plans
  3. Alabama
  4. Etowah County

2026 Medicare Special Needs Plans in Etowah County, AL

Last update: May 10, 2026. Enrollment data updated: June 13, 2026

In Etowah County, AL, there are 27 Medicare Special Needs Plans available for 2026. Approximately 4,491 beneficiaries are enrolled, and about 42% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Etowah County, AL to explore other types of coverage available locally.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium
$14.38/mo
Plans with $0 Premium
9
Average MOOP Limit
$7,461 ($9,250 max. Excludes zero-cost D-SNPs.)
Star Ratings (Plan Mix)
4+ Stars: 42% · 3 Stars: 58% · Below 3: 0%
Average Part D Deductible
$563.15
Total SNP Enrollment
4,491
SNP Plans with the Highest Enrollment
(as of June 13, 2026)
1. Aetna Medicare Dual Extra Care (D-SNP) — 496 enrollees
2. VIVA Medicare Extra Value (D-SNP) — 453 enrollees
3. Humana Dual Select H5619-093 (D-SNP) — 412 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Etowah County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

Total D-SNP Plans
20
Average Monthly Premium
$11.21/mo
Beneficiaries Enrolled
3,762
$0 Premium D-SNPs
6
Zero Cost D-SNPs
9
D-SNP with the Highest Enrollment
Aetna Medicare Dual Extra Care (D-SNP) with 496 enrollees
D-SNPs without Drug Coverage
0
D-SNP Medicare plan comparison – Etowah County, Alabama, 2026
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HealthSpring TotalCare
☆☆☆☆☆
$3 5900.00 $615 H4513-055-0
HealthSpring TotalCare Plus
☆☆☆☆☆
$7 5000.00 $615 H4513-063-0
Humana Dual Select H4461-077
☆☆☆☆☆
$0 9250.00 $540 H4461-077-0
Humana Gold Plus SNP-DE H4461-074
☆☆☆☆☆
$0 9250.00 $565 H4461-074-0
Humana Gold Plus SNP-DE H4461-076
☆☆☆☆☆
$0 9250.00 $615 H4461-076-0
UHC Dual Complete AL-D002
☆☆☆☆☆
$17 9250.00 $615 H1889-009-0
UHC Dual Complete AL-S1
☆☆☆☆☆
$15 9250.00 $615 H2802-064-0
UHC Dual Complete AL-V002
☆☆☆☆☆
$26 5900.00 $615 H2802-044-0
VIVA Medicare Extra Value
☆☆☆☆☆
$28 6750.00 $615 H0154-012-0
Aetna Medicare Dual Care
☆☆☆☆☆
$0 9250.00 $615 H3239-010-0
Aetna Medicare Dual Extra Care
☆☆☆☆☆
$0 9250.00 $615 H3239-002-0
Aetna Medicare Full Dual Care
☆☆☆☆☆
$0 9250.00 $615 H3239-026-0
DEVOTED DUAL 004 AL
☆☆☆☆☆
$28 5900.00 $615 H3080-004-0
DEVOTED DUAL CHOICE FULL 013 AL
☆☆☆☆☆
$28 9250.00 $615 H9888-013-0
DEVOTED DUAL PLUS 003 AL
☆☆☆☆☆
$20 9250.00 $615 H3080-003-0
HumanaChoice SNP-DE H5216-370
☆☆☆☆☆
$1 9250.00 $615 H5216-370-0
UHC Dual Complete AL-D001
☆☆☆☆☆
$3 9250.00 $615 H0432-009-0
UHC Dual Complete AL-V001
☆☆☆☆☆
$17 6700.00 $615 H0432-013-0
Humana Dual Select H5619-093
☆☆☆☆☆
$4 9250.00 $615 H5619-093-0
Simpra Advantage Dual Care
☆☆☆☆☆
$28 9250.00 $615 H4091-002-0
What is the total number of D-SNP plans in Etowah County?

Etowah County has 20 D-SNP plans for 2026, with 3,762 enrollees.

How much do D-SNP plans cost in Etowah County?

The typical D-SNP premium in Etowah County is $11.21, and 6 plans have no monthly premium.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 2
  • Average Monthly Premium: $54.35/mo
  • Beneficiaries Enrolled: 79
  • $0 Premium Plans: 0
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: Simpra Advantage Nursing Home Plan (I-SNP) — 79 enrollees
  • Plans without Drug Coverage: 0
I-SNP Medicare plan comparison – Etowah County, Alabama, 2026
Health Plan Name CMS Rating* Premium Per Mo Network
Simpra Advantage Assist
☆☆☆☆☆
$81 6700.00 $150 H4091-003-0
Simpra Advantage Nursing Home Plan
☆☆☆☆☆
$28 8600.00 $615 H4091-001-0
What is the total number of I-SNP plans in Etowah County?

There are 2 I-SNP plans in 2026, covering 79 enrollees.

How much do I-SNP plans cost in Etowah County?

The average I-SNP premium in Etowah County is $54.35 per month, with 0 plans offering $0 premiums.

What is the most popular I-SNP plan in Etowah County?

Simpra Advantage Nursing Home Plan (I-SNP) is the top I-SNP in Etowah County, with 79 enrollees.

What is the total number of I-SNP plans in Etowah County?

There are 2 I-SNP plans in 2026, covering 79 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 5
  • Average Monthly Premium $11.08/mo
  • Beneficiaries Enrolled 650
  • $0 Premium C-SNPs 3
  • Average MOOP $12,940
  • Most Popular C-SNP UHC Complete Care AL-5 (C-SNP) with 334 enrollees
  • C-SNPs Without Drug Coverage 0
C-SNP Medicare plan comparison – Etowah County, Alabama, 2026
Health Plan Name CMS Rating* Premium Per Mo Network
HealthSpring Achieve
☆☆☆☆☆
$0 4200.00 $200 H4513-094-0
DEVOTED C-SNP CHOICE 008 AL
☆☆☆☆☆
$0 6500.00 $395 H9888-008-0
DEVOTED C-SNP CHOICE PLUS 012 AL
☆☆☆☆☆
$28 9250.00 $615 H9888-012-0
DEVOTED C-SNP CHOICE PREMIUM 009 AL
☆☆☆☆☆
$28 6500.00 $615 H9888-009-0
UHC Complete Care AL-5
☆☆☆☆☆
$0 5900.00 $440 H0432-017-0
What is the average monthly premium for C-SNP plans in Etowah County?
C-SNP plans in Etowah County cost $11.08 per month.
Which C-SNP plan has the highest enrollment in Etowah County?
The most popular C-SNP plan in Etowah County is UHC Complete Care AL-5 (C-SNP), with 334 enrollees.
How many C-SNP plans are available in Etowah County?
In 2026, Etowah County offers 5 C-SNP plans with 650 enrollees.
  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

This page presents county-level Medicare Special Needs Plans (SNP) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 20 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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