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  1. 🏠
  2. Special Needs Plans
  3. Alabama
  4. Monroe County

2026 Medicare Special Needs Plans in Monroe County, AL

Last update: May 10, 2026. Enrollment data updated: June 13, 2026

In Monroe County, AL, there are 14 Medicare Special Needs Plans available for 2026. Approximately 1,293 beneficiaries are enrolled, and about 55% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Monroe County, AL to explore other types of coverage available locally.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium
$15.69/mo
Plans with $0 Premium
4
Average MOOP Limit
$7,867 ($9,250 max. Excludes zero-cost D-SNPs.)
Star Ratings (Plan Mix)
4+ Stars: 55% · 3 Stars: 45% · Below 3: 0%
Average Part D Deductible
$560.36
Total SNP Enrollment
1,293
SNP Plans with the Highest Enrollment
(as of June 13, 2026)
1. UHC Complete Care AL-5 (C-SNP) — 343 enrollees
2. UHC Dual Complete AL-D002 (D-SNP) — 214 enrollees
3. UHC Dual Complete AL-V002 (D-SNP) — 178 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Monroe County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 11
  • Average Monthly Premium: $10.08/mo
  • Beneficiaries Enrolled: 925
  • $0 Premium Plans: 3
  • Zero Cost Plans: 5
  • Top D-SNP by Enrollment: UHC Dual Complete AL-D002 (D-SNP) — 214 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 D-SNP Medicare Plans available in Monroe County, Alabama
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Dual Select H4461-077
☆☆☆☆☆
$0 9250.00 $540 H4461-077-0
Humana Gold Plus SNP-DE H4461-074
☆☆☆☆☆
$0 9250.00 $565 H4461-074-0
Humana Gold Plus SNP-DE H4461-076
☆☆☆☆☆
$0 9250.00 $615 H4461-076-0
UHC Dual Complete AL-D002
☆☆☆☆☆
$17 9250.00 $615 H1889-009-0
UHC Dual Complete AL-S1
☆☆☆☆☆
$15 9250.00 $615 H2802-064-0
UHC Dual Complete AL-V002
☆☆☆☆☆
$26 5900.00 $615 H2802-044-0
HumanaChoice SNP-DE H5216-370
☆☆☆☆☆
$1 9250.00 $615 H5216-370-0
UHC Dual Complete AL-D001
☆☆☆☆☆
$3 9250.00 $615 H0432-009-0
UHC Dual Complete AL-V001
☆☆☆☆☆
$17 6700.00 $615 H0432-013-0
Humana Dual Select H5619-093
☆☆☆☆☆
$4 9250.00 $615 H5619-093-0
Simpra Advantage Dual Care
☆☆☆☆☆
$28 9250.00 $615 H4091-002-0
What is the total number of D-SNP plans in Monroe County?

There are 11 D-SNP plans in 2026, covering 925 enrollees.

How much do D-SNP plans cost in Monroe County?

The average D-SNP premium in Monroe County is $10.08 per month, with 3 plans offering $0 premiums.

What is the most popular D-SNP plan in Monroe County?

UHC Dual Complete AL-D002 (D-SNP) is the top D-SNP in Monroe County, with 214 enrollees.

What is the total number of D-SNP plans in Monroe County?

There are 11 D-SNP plans in 2026, covering 925 enrollees.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

Total I-SNP Plans
2
Average Monthly Premium
$54.35/mo
Beneficiaries Enrolled
25
$0 Premium Plans
0
Average MOOP
$15,300
Top I-SNP by Enrollment
Simpra Advantage Nursing Home Plan (I-SNP) — 25 enrollees
Plans without Drug Coverage
0
Comparison table of 2026 I-SNP Medicare Plans available in Monroe County, Alabama
Health Plan Name CMS Rating* Premium Per Mo Network
Simpra Advantage Assist
☆☆☆☆☆
$81 6700.00 $150 H4091-003-0
Simpra Advantage Nursing Home Plan
☆☆☆☆☆
$28 8600.00 $615 H4091-001-0
What is the most popular I-SNP plan in Monroe County?

Simpra Advantage Nursing Home Plan (I-SNP) is the top I-SNP in Monroe County, with 25 enrollees.

What is the total number of I-SNP plans in Monroe County?

There are 2 I-SNP plans in 2026, covering 25 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 1
  • Average Monthly Premium $0.00/mo
  • Beneficiaries Enrolled 343
  • $0 Premium C-SNPs 1
  • Average MOOP $11,800
  • Most Popular C-SNP UHC Complete Care AL-5 (C-SNP) with 343 enrollees
  • C-SNPs Without Drug Coverage 0
Comparison table of 2026 C-SNP Medicare Plans available in Monroe County, Alabama
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Complete Care AL-5
☆☆☆☆☆
$0 5900.00 $440 H0432-017-0

What is the average monthly premium for C-SNP plans in Monroe County?

C-SNP plans in Monroe County cost $0.00 per month.

Which C-SNP plan has the highest enrollment in Monroe County?

The most popular C-SNP plan in Monroe County is UHC Complete Care AL-5 (C-SNP), with 343 enrollees.

How many C-SNP plans are available in Monroe County?

In 2026, Monroe County offers 1 C-SNP plans with 343 enrollees.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 21 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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