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2027 Medicare Special Needs Plans in Bay County, FL

Last update: .

For 2027, Bay County, FL includes 13 Medicare Special Needs Plans. Enrollment across these plans totals approximately 3,925, with 46% rated 4 stars or higher.

Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Bay County, FL to explore additional plan types and coverage choices.

At a Glance

  • Average Monthly Premium: $1.68/mo
  • $0 Premium Plans: 10
  • Average MOOP: $7,965 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 46% · 3 Stars: 54% · Below 3: 0%
  • Average Part D Deductible: $511.54
  • Total SNP Enrollment: 3,925
  • SNP Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Humana Dual Select H1036-314 (D-SNP) — 755 enrollees
    2. UHC Dual Complete FL-Q2 (D-SNP) — 755 enrollees
    3. UHC Dual Complete FL-Q1 (D-SNP) — 733 enrollees

Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid. Plan availability varies by county.

Total D-SNP Plans
11
Average Monthly Premium
$1.99/mo
Beneficiaries Enrolled
3,441
$0 Premium Plans
8
Zero Cost Plans
5
Top D-SNP by Enrollment
Humana Dual Select H1036-314 (D-SNP) — 755 enrollees
Plans without Drug Coverage
0
2027 D-SNP Medicare plans in Bay County, Florida (comparison chart)
Medicare SNP Plan CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Dual Integrated
☆☆☆☆☆
 $0 9850.00 $700 H1036-341-0
Humana Dual Select H1036-314
☆☆☆☆☆
 $0 3400.00 $700 H1036-314-0
Humana Dual Integrated
☆☆☆☆☆
 $0 9850.00 $150 H5216-480-0
Humana Dual Select H5216-394
☆☆☆☆☆
 $0 4900.00 $50 H5216-394-0
UHC Dual Complete FL-Q1
☆☆☆☆☆
 $0 9850.00 $700 H1889-002-1
UHC Dual Complete FL-Q2
☆☆☆☆☆
 $0 9850.00 $75 H2509-002-0
UHC Dual Complete FL-Q3
☆☆☆☆☆
 $0 9850.00 $700 R0759-003-0
UHC Dual Complete FL-Y7
☆☆☆☆☆
 $7 9850.00 $700 H1889-026-0
UHC Dual Complete FL-Y8
☆☆☆☆☆
 $0 9850.00 $75 H2509-003-0
HealthSpring TotalCare
☆☆☆☆☆
 $7 9850.00 $700 H5410-013-0
HealthSpring TotalCare Plus
☆☆☆☆☆
 $7 9850.00 $700 H5410-042-0
What is the average monthly premium for D-SNP plans in Bay County?
D-SNP plans in Bay County cost $1.99 per month.
Which D-SNP plan has the highest enrollment in Bay County?
The most popular D-SNP plan in Bay County is Humana Dual Select H1036-314 (D-SNP), with 755 enrollees.
How many D-SNP plans are available in Bay County?
In 2027, Bay County offers 11 D-SNP plans with 3,441 enrollees.

Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans available to beneficiaries who meet CMS eligibility criteria for specific chronic or disabling health conditions.

Total C-SNP Plans
2
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
484
$0 Premium C-SNPs
2
Average MOOP
$3,300
Most Popular C-SNP
Humana Gold Plus - Diabetes and Heart (C-SNP) with 400 enrollees
C-SNPs Without Drug Coverage
0
2027 C-SNP Medicare plans in Bay County, Florida (comparison chart)
Plan Name CMS Stars* Premium/Mo Network
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
 $0 3300.00 $700 H1036-336-0
Humana Gold Plus Lung
☆☆☆☆☆
 $0 3300.00 $700 H1036-337-0
What is the total number of C-SNP plans in Bay County?

There are 2 C-SNP plans in 2027, covering 484 enrollees.

How much do C-SNP plans cost in Bay County?

The average C-SNP premium in Bay County is $0.00 per month, with 2 plans offering $0 premiums.

What is the most popular C-SNP plan in Bay County?

Humana Gold Plus - Diabetes and Heart (C-SNP) is the top C-SNP in Bay County, with 400 enrollees.

What is the total number of C-SNP plans in Bay County?

There are 2 C-SNP plans in 2027, covering 484 enrollees.

Primary CMS datasets used for this Medicare Special Needs Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 20 August, 2026
Medicare.gov Compare Original Medicare & Medicare Advantage 22 August, 2026
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 24 August, 2026

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .