2026 Medicare Special Needs Plans in Bay County, FL
Last update: . Enrollment data updated: May 2, 2026
For 2026, Bay County, FL includes 15 Medicare Special Needs Plans. Enrollment across these plans totals approximately 3,831, with 60% rated 4 stars or higher.
Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Bay County, FL to explore additional plan types and coverage choices.
Medicare Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans that integrate Medicare and Medicaid benefits for beneficiaries who meet dual-eligibility criteria defined by CMS.
- Total D-SNP Plans
- 13
- Average Monthly Premium
- $2.95/mo
- Beneficiaries Enrolled
- 3,473
- $0 Premium Plans
- 5
- Zero Cost Plans
- 6
- Top D-SNP by Enrollment
- UHC Dual Complete FL-D003 (D-SNP) — 763 enrollees
- Plans without Drug Coverage
- 0
| SNP Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Dual Integrated | $0 | 9250.00 | $0 | H1036-341-0 | |
| Humana Gold Plus SNP-DE H1036-314 | $0 | 3400.00 | $0 | H1036-314-0 | |
| UHC Dual Complete FL-D003 | $5 | 9250.00 | $615 | H1889-002-1 | |
| UHC Dual Complete FL-Y4 | $5 | 9250.00 | $615 | H1889-026-0 | |
| Wellcare Dual Access Sync | $5 | 9250.00 | $615 | H1032-240-0 | |
| Wellcare Dual Reserve | $5 | 3000.00 | $615 | H1032-202-0 | |
| Wellcare Sunshine Health Dual Align | $5 | 9250.00 | $615 | H1032-242-0 | |
| HealthSpring TotalCare | $5 | 5950.00 | $615 | H5410-013-0 | |
| HealthSpring TotalCare Plus | $0 | 5000.00 | $615 | H5410-042-0 | |
| HumanaChoice Florida SNP-DE H5216-394 | $5 | 4900.00 | $615 | H5216-394-0 | |
| UHC Dual Complete FL-D005 | $5 | 9250.00 | $615 | R0759-003-0 | |
| UHC Dual Complete FL-D006 | $0 | 9250.00 | $544 | H2509-002-0 | |
| UHC Dual Complete FL-Y5 | $0 | 9250.00 | $615 | H2509-003-0 |
What is the typical premium for D-SNP plans in Bay County?
D-SNP plans in Bay County cost $2.95 per month.
Which D-SNP plan do most beneficiaries choose in Bay County?
The most popular D-SNP plan in Bay County is UHC Dual Complete FL-D003 (D-SNP), with 763 enrollees.
How many Dual Eligible SNP plans are offered in Bay County?
In 2026, Bay County offers 13 D-SNP plans with 3,473 enrollees.
Chronic Condition Special Needs Plans (C-SNPs)
Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans available to beneficiaries who meet CMS eligibility criteria for specific chronic or disabling health conditions.
- Total C-SNP Plans
- 2
- Average Monthly Premium
- $0.00/mo
- Beneficiaries Enrolled
- 358
- $0 Premium C-SNPs
- 2
- Average MOOP
- $6,600
- Most Popular C-SNP
- Humana Gold Plus - Diabetes and Heart (C-SNP) with 303 enrollees
- C-SNPs Without Drug Coverage
- 0
| SNP Plan Name | Rating* | Premium | Network | ||
|---|---|---|---|---|---|
| Humana Gold Plus - Diabetes and Heart | $0 | 3300.00 | $615 | H1036-336-0 | |
| Humana Gold Plus Lung | $0 | 3300.00 | $615 | H1036-337-0 |
What is the total number of C-SNP plans in Bay County?
Bay County has 2 C-SNP plans for 2026, with 358 enrollees.
How much do C-SNP plans cost in Bay County?
The typical C-SNP premium in Bay County is $0.00, and 2 plans have no monthly premium.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 24 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 22 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.