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  1. 🏠
  2. Special Needs Plans
  3. Florida
  4. Citrus County

2026 Medicare Special Needs Plans in Citrus County, FL

Last update: May 11, 2026. Enrollment data updated: May 2, 2026

For 2026, Citrus County, FL includes 46 Medicare Special Needs Plans. Enrollment across these plans totals approximately 14,885, with 88% rated 4 stars or higher.

Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Citrus County, FL to explore additional plan types and coverage choices.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $1.67/mo
  • $0 Premium Plans: 30
  • Average MOOP: $3,871 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 88% · 3 Stars: 12% · Below 3: 0%
  • Average Part D Deductible: $405.85
  • Total SNP Enrollment: 14,885
  • SNP Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. Optimum Diamond Rewards (C-SNP) — 2,885 enrollees
    2. Advantage Care by Ultimate (C-SNP) — 2,165 enrollees
    3. Humana Gold Plus - Diabetes and Heart (C-SNP) — 1,474 enrollees

Medicare Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans that integrate Medicare and Medicaid benefits for beneficiaries who meet dual-eligibility criteria defined by CMS.

Total D-SNP Plans
25
Average Monthly Premium
$2.11/mo
Beneficiaries Enrolled
5,269
$0 Premium Plans
14
Zero Cost Plans
11
Top D-SNP by Enrollment
Humana Gold Plus SNP-DE H1036-314 (D-SNP) — 1,119 enrollees
Plans without Drug Coverage
0
2026 D-SNP Medicare plans in Citrus County, Florida (comparison chart)
SNP Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Dual Select
☆☆☆☆☆
$0 9250.00 $615 H1609-061-0
Freedom Medi-Medi Full
☆☆☆☆☆
$0 500.00 $615 H5427-087-0
Freedom Medi-Medi Partial
☆☆☆☆☆
$0 500.00 $615 H5427-078-0
Humana Dual Integrated
☆☆☆☆☆
$0 9250.00 $0 H1036-340-0
Humana Fully Integrated H1036-280
☆☆☆☆☆
$0 3400.00 $20 H1036-280-0
Humana Gold Plus SNP-DE H1036-102
☆☆☆☆☆
$0 1500.00 $0 H1036-102-0
Humana Gold Plus SNP-DE H1036-314
☆☆☆☆☆
$0 3400.00 $0 H1036-314-0
Optimum Emerald Full
☆☆☆☆☆
$0 500.00 $615 H5594-017-0
Optimum Emerald Partial
☆☆☆☆☆
$0 500.00 $615 H5594-016-0
Simply Complete
☆☆☆☆☆
$5 500.00 $615 H5471-082-0
Simply Complete Platinum
☆☆☆☆☆
$5 500.00 $615 H5471-118-0
Simply Integrated
☆☆☆☆☆
$5 500.00 $615 H5471-131-0
Simply Integrated Platinum
☆☆☆☆☆
$0 500.00 $615 H5471-135-0
Advantage Plus by Ultimate
☆☆☆☆☆
$0 500.00 $615 H2962-036-0
Advantage Plus by Ultimate
☆☆☆☆☆
$5 500.00 $615 H2962-035-0
UHC Dual Complete FL-D003
☆☆☆☆☆
$5 9250.00 $615 H1889-002-1
UHC Dual Complete FL-Y4
☆☆☆☆☆
$5 9250.00 $615 H1889-026-0
Wellcare Dual Access Sync
☆☆☆☆☆
$5 9250.00 $615 H1032-244-1
Wellcare Dual Reserve
☆☆☆☆☆
$5 3000.00 $615 H1032-202-0
Wellcare Sunshine Health Dual Align
☆☆☆☆☆
$5 9250.00 $615 H1032-245-1
HumanaChoice Florida SNP-DE H5216-394
☆☆☆☆☆
$5 4900.00 $615 H5216-394-0
UHC Dual Complete FL-D005
☆☆☆☆☆
$5 9250.00 $615 R0759-003-0
UHC Dual Complete FL-D006
☆☆☆☆☆
$0 9250.00 $544 H2509-002-0
UHC Dual Complete FL-Y001
☆☆☆☆☆
$0 9250.00 $615 H2509-001-0
UHC Dual Complete FL-Y5
☆☆☆☆☆
$0 9250.00 $615 H2509-003-0

What is the typical premium for D-SNP plans in Citrus County?

D-SNP plans in Citrus County cost $2.11 per month.

Which D-SNP plan do most beneficiaries choose in Citrus County?

The most popular D-SNP plan in Citrus County is Humana Gold Plus SNP-DE H1036-314 (D-SNP), with 1,119 enrollees.

How many Dual Eligible SNP plans are offered in Citrus County?

In 2026, Citrus County offers 25 D-SNP plans with 5,269 enrollees.

Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals who reside in or require institutional-level care. Plan availability varies by county.

Total I-SNP Plans
6
Average Monthly Premium
$4.00/mo
Beneficiaries Enrolled
100
$0 Premium Plans
1
Average MOOP
$13,983
Top I-SNP by Enrollment
UHC Nursing Home Plan FL-F001 (I-SNP) — 64 enrollees
Plans without Drug Coverage
0
2026 I-SNP Medicare plans in Citrus County, Florida (comparison chart)
SNP Plan Name Rating* Premium Network
UHC Nursing Home Plan FL-F001
☆☆☆☆☆
$5 9250.00 $615 H0710-010-0
American Health Advantage of Florida
☆☆☆☆☆
$5 9250.00 $615 H6652-001-0
Longevity Health Plan
☆☆☆☆☆
$5 9250.00 $615 H1644-001-0
SECUR Advantage
☆☆☆☆☆
$5 8300.00 $615 H3048-001-0
SECUR Edge
☆☆☆☆☆
$0 3400.00 $615 H3048-003-0
SECUR Enhanced
☆☆☆☆☆
$5 2500.00 $615 H3048-002-0
What is the average monthly premium for I-SNP plans in Citrus County?
I-SNP plans in Citrus County cost $4.00 per month.
Which I-SNP plan has the highest enrollment in Citrus County?
The most popular I-SNP plan in Citrus County is UHC Nursing Home Plan FL-F001 (I-SNP), with 64 enrollees.
How many I-SNP plans are available in Citrus County?
In 2026, Citrus County offers 6 I-SNP plans with 100 enrollees.

Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans available to beneficiaries who meet CMS eligibility criteria for specific chronic or disabling health conditions.

Total C-SNP Plans
15
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
9,516
$0 Premium C-SNPs
15
Average MOOP
$5,433
Most Popular C-SNP
Optimum Diamond Rewards (C-SNP) with 2,885 enrollees
C-SNPs Without Drug Coverage
0
2026 C-SNP Medicare plans in Citrus County, Florida (comparison chart)
SNP Plan Name Rating* Premium Network
Freedom VIP Care
☆☆☆☆☆
$0 1000.00 $0 H5427-070-0
Freedom VIP Rewards
☆☆☆☆☆
$0 3400.00 $0 H5427-099-0
Freedom VIP Savings
☆☆☆☆☆
$0 3400.00 $0 H5427-072-0
Freedom VIP Savings COPD
☆☆☆☆☆
$0 3400.00 $0 H5427-077-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 2000.00 $615 H1036-299-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 3300.00 $615 H1036-338-0
Humana Gold Plus Lung
☆☆☆☆☆
$0 2000.00 $615 H1036-312-0
Optimum Diamond
☆☆☆☆☆
$0 1000.00 $0 H5594-036-0
Optimum Diamond Rewards
☆☆☆☆☆
$0 1750.00 $0 H5594-028-0
Optimum Diamond Rewards COPD
☆☆☆☆☆
$0 1750.00 $0 H5594-029-0
Optimum Diamond Savings
☆☆☆☆☆
$0 5000.00 $0 H5594-030-0
Optimum Diamond Savings COPD
☆☆☆☆☆
$0 5000.00 $0 H5594-031-0
UHC Complete Care FL-14
☆☆☆☆☆
$0 3400.00 $270 H1045-048-3
Advantage Care by Ultimate
☆☆☆☆☆
$0 1750.00 $0 H2962-021-0
Advantage Care COPD by Ultimate
☆☆☆☆☆
$0 2600.00 $0 H2962-023-0
What is the total number of C-SNP plans in Citrus County?

Citrus County has 15 C-SNP plans for 2026, with 9,516 enrollees.

How much do C-SNP plans cost in Citrus County?

The typical C-SNP premium in Citrus County is $0.00, and 15 plans have no monthly premium.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 24 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 22 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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