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  1. 🏠
  2. Special Needs Plans
  3. Florida
  4. Highlands County

2026 Medicare Special Needs Plans in Highlands County, FL

Last update: May 11, 2026. Enrollment data updated: June 13, 2026

For 2026, Highlands County, FL includes 23 Medicare Special Needs Plans. Enrollment across these plans totals approximately 5,624, with 77% rated 4 stars or higher.

Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Highlands County, FL to explore additional plan types and coverage choices.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $1.67/mo
  • $0 Premium Plans: 15
  • Average MOOP: $5,018 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 77% · 3 Stars: 23% · Below 3: 0%
  • Average Part D Deductible: $490.83
  • Total SNP Enrollment: 5,624
  • SNP Plans with the Highest Enrollment
    (as of June 13, 2026)
    1. UHC Dual Complete FL-D006 (D-SNP) — 988 enrollees
    2. UHC Dual Complete FL-D003 (D-SNP) — 930 enrollees
    3. Humana Gold Plus SNP-DE H1036-314 (D-SNP) — 711 enrollees

Medicare Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans that integrate Medicare and Medicaid benefits for beneficiaries who meet dual-eligibility criteria defined by CMS.

Total D-SNP Plans
18
Average Monthly Premium
$1.87/mo
Beneficiaries Enrolled
4,269
$0 Premium Plans
11
Zero Cost Plans
9
Top D-SNP by Enrollment
UHC Dual Complete FL-D006 (D-SNP) — 988 enrollees
Plans without Drug Coverage
0
2026 D-SNP Medicare plans in Highlands County, Florida (comparison chart)
SNP Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Dual Select
☆☆☆☆☆
$0 9250.00 $615 H1609-056-0
Aetna Medicare Full Dual Select
☆☆☆☆☆
$0 9250.00 $615 H1609-078-0
Humana Dual Integrated
☆☆☆☆☆
$0 9250.00 $0 H1036-340-0
Humana Fully Integrated H1036-280
☆☆☆☆☆
$0 3400.00 $20 H1036-280-0
Humana Gold Plus SNP-DE H1036-102
☆☆☆☆☆
$0 1500.00 $0 H1036-102-0
Humana Gold Plus SNP-DE H1036-314
☆☆☆☆☆
$0 3400.00 $0 H1036-314-0
Simply Complete Platinum
☆☆☆☆☆
$0 500.00 $615 H5471-142-0
Simply Integrated Platinum
☆☆☆☆☆
$0 500.00 $615 H5471-143-0
UHC Dual Complete FL-D003
☆☆☆☆☆
$5 9250.00 $615 H1889-002-1
UHC Dual Complete FL-Y4
☆☆☆☆☆
$5 9250.00 $615 H1889-026-0
Wellcare Dual Access Sync
☆☆☆☆☆
$5 9250.00 $615 H1032-241-0
Wellcare Dual Reserve
☆☆☆☆☆
$5 3000.00 $615 H1032-202-0
Wellcare Sunshine Health Dual Align
☆☆☆☆☆
$5 9250.00 $615 H1032-243-0
HumanaChoice Florida SNP-DE H5216-394
☆☆☆☆☆
$5 4900.00 $615 H5216-394-0
UHC Dual Complete FL-D005
☆☆☆☆☆
$5 9250.00 $615 R0759-003-0
UHC Dual Complete FL-D006
☆☆☆☆☆
$0 9250.00 $544 H2509-002-0
UHC Dual Complete FL-Y001
☆☆☆☆☆
$0 9250.00 $615 H2509-001-0
UHC Dual Complete FL-Y5
☆☆☆☆☆
$0 9250.00 $615 H2509-003-0

What is the typical premium for D-SNP plans in Highlands County?

D-SNP plans in Highlands County cost $1.87 per month.

Which D-SNP plan do most beneficiaries choose in Highlands County?

The most popular D-SNP plan in Highlands County is UHC Dual Complete FL-D006 (D-SNP), with 988 enrollees.

How many Dual Eligible SNP plans are offered in Highlands County?

In 2026, Highlands County offers 18 D-SNP plans with 4,269 enrollees.

Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals who reside in or require institutional-level care. Plan availability varies by county.

Total I-SNP Plans
1
Average Monthly Premium
$4.80/mo
Beneficiaries Enrolled
0
$0 Premium Plans
0
Average MOOP
$18,500
Top I-SNP by Enrollment
— 0 enrollees
Plans without Drug Coverage
0
2026 I-SNP Medicare plans in Highlands County, Florida (comparison chart)
SNP Plan Name Rating* Premium Network
Longevity Health Plan
☆☆☆☆☆
$5 9250.00 $615 H1644-001-0
What is the average monthly premium for I-SNP plans in Highlands County?
I-SNP plans in Highlands County cost $4.80 per month.
Which I-SNP plan has the highest enrollment in Highlands County?
The most popular I-SNP plan in Highlands County is , with 0 enrollees.
How many I-SNP plans are available in Highlands County?
In 2026, Highlands County offers 1 I-SNP plans with 0 enrollees.

Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans available to beneficiaries who meet CMS eligibility criteria for specific chronic or disabling health conditions.

Total C-SNP Plans
4
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
1,355
$0 Premium C-SNPs
4
Average MOOP
$5,350
Most Popular C-SNP
Humana Gold Plus - Diabetes and Heart (C-SNP) with 706 enrollees
C-SNPs Without Drug Coverage
0
2026 C-SNP Medicare plans in Highlands County, Florida (comparison chart)
SNP Plan Name Rating* Premium Network
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 2000.00 $615 H1036-299-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 3300.00 $615 H1036-338-0
Humana Gold Plus Lung
☆☆☆☆☆
$0 2000.00 $615 H1036-312-0
UHC Complete Care FL-14
☆☆☆☆☆
$0 3400.00 $270 H1045-048-3
What is the total number of C-SNP plans in Highlands County?

Highlands County has 4 C-SNP plans for 2026, with 1,355 enrollees.

How much do C-SNP plans cost in Highlands County?

The typical C-SNP premium in Highlands County is $0.00, and 4 plans have no monthly premium.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 24 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 22 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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