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  1. 🏠
  2. Special Needs Plans
  3. Florida
  4. Indian River County

2027 Medicare Special Needs Plans in Indian River County, FL

Last update: October 5, 2026.

For 2027, Indian River County, FL includes 51 Medicare Special Needs Plans. Enrollment across these plans totals approximately 4,704, with 67% rated 4 stars or higher.

Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Indian River County, FL to explore additional plan types and coverage choices.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $0.84/mo
  • $0 Premium Plans: 45
  • Average MOOP: $5,456 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 67% · 3 Stars: 24% · Below 3: 10%
  • Average Part D Deductible: $442.65
  • Total SNP Enrollment: 4,704
  • SNP Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. UHC Dual Complete FL-QV2 (D-SNP) — 902 enrollees
    2. UHC Complete Care FL-14 (C-SNP) — 610 enrollees
    3. UHC Dual Complete FL-Q1 (D-SNP) — 471 enrollees

This page and its statistics covers Medicare Advantage Special Needs Plans (SNPs). Standard Medicare Advantage plans in Indian River County, FL are summarized separately. For a broader perspective, explore Florida Medicare Special Needs plans.

Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid. Plan availability varies by county.

Total D-SNP Plans
27
Average Monthly Premium
$0.54/mo
Beneficiaries Enrolled
2,558
$0 Premium Plans
25
Zero Cost Plans
11
Top D-SNP by Enrollment
UHC Dual Complete FL-QV2 (D-SNP) — 902 enrollees
Plans without Drug Coverage
0
2027 D-SNP Medicare plans in Indian River County, Florida (comparison chart)
Medicare SNP Plan CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
DEVOTED DUAL 039 FL
☆☆☆☆☆
$0 5200.00 $700 H1290-039-0
DEVOTED DUAL FULL 098 FL
☆☆☆☆☆
$0 9850.00 $700 H1290-098-0
DEVOTED DUAL QMB 052 FL
☆☆☆☆☆
$0 9850.00 $700 H1290-052-0
Humana Dual Integrated
☆☆☆☆☆
$0 9850.00 $700 H1036-339-0
Humana Dual Select H1036-226
☆☆☆☆☆
$0 6650.00 $700 H1036-226-0
Optimum Emerald Partial
☆☆☆☆☆
$0 500.00 $105 H5594-016-0
Aetna Medicare Full Dual Select
☆☆☆☆☆
$0 9850.00 $700 H1609-092-0
Aetna Medicare Partial Dual Select
☆☆☆☆☆
$0 9850.00 $700 H1609-062-0
CareNeeds Platinum
☆☆☆☆☆
$0 3400.00 $700 H1019-146-0
CareNeeds Plus
☆☆☆☆☆
$0 3400.00 $700 H1019-073-0
Freedom Medi-Medi Partial
☆☆☆☆☆
$0 500.00 $105 H5427-078-0
Simply Complete Platinum
☆☆☆☆☆
$0 500.00 $105 H5471-118-0
Simply Integrated Platinum
☆☆☆☆☆
$0 500.00 $105 H5471-135-0
UHC Dual Complete FL-QV2
☆☆☆☆☆
$0 9850.00 $75 H1045-039-0
UHC Dual Complete FL-Y5
☆☆☆☆☆
$0 9850.00 $75 H1045-073-0
Wellcare Sunshine Health Dual Access
☆☆☆☆☆
$0 9850.00 $700 H1032-248-0
Wellcare Sunshine Health Dual Align
☆☆☆☆☆
$0 9850.00 $700 H1032-246-0
Wellcare Sunshine Health Dual Align Unity
☆☆☆☆☆
$7 9850.00 $700 H1032-250-0
Wellcare Sunshine Health Dual Reserve
☆☆☆☆☆
$0 3000.00 $700 H1032-202-0
Advantage Plus by Ultimate (Full)
☆☆☆☆☆
$0 500.00 $700 H2962-035-0
Advantage Plus by Ultimate (Partial)
☆☆☆☆☆
$0 500.00 $700 H2962-036-0
Humana Dual Integrated
☆☆☆☆☆
$0 9850.00 $620 H7284-013-0
Humana Dual Select H7284-010
☆☆☆☆☆
$0 4900.00 $300 H7284-010-0
UHC Dual Complete FL-Q1
☆☆☆☆☆
$0 9850.00 $700 H1889-002-1
UHC Dual Complete FL-Q3
☆☆☆☆☆
$0 9850.00 $700 R0759-003-0
UHC Dual Complete FL-Y7
☆☆☆☆☆
$7 9850.00 $700 H1889-026-0
Florida Complete Care-Duals VIP
☆☆☆☆☆
$0 3400.00 $260 H9986-004-1
What is the average monthly premium for D-SNP plans in Indian River County?
D-SNP plans in Indian River County cost $0.54 per month.
Which D-SNP plan has the highest enrollment in Indian River County?
The most popular D-SNP plan in Indian River County is UHC Dual Complete FL-QV2 (D-SNP), with 902 enrollees.
How many D-SNP plans are available in Indian River County?
In 2027, Indian River County offers 27 D-SNP plans with 2,558 enrollees.

Medicare Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in institutional or long-term care settings. Plan availability varies by county.

Total I-SNP Plans
4
Average Monthly Premium
$3.35/mo
Beneficiaries Enrolled
77
$0 Premium Plans
2
Average MOOP
$6,625
Top I-SNP by Enrollment
UHC Nursing Home Plan FL-F001 (I-SNP) — 77 enrollees
Plans without Drug Coverage
0
2027 I-SNP Medicare plans in Indian River County, Florida (comparison chart)
Plan Name CMS Stars* Premium/Mo Network
Longevity Health Plan
☆☆☆☆☆
$7 9850.00 $700 H1644-001-0
UHC Nursing Home Plan FL-F001
☆☆☆☆☆
$6 9850.00 $700 H0710-010-0
Florida Complete Care
☆☆☆☆☆
$0 3400.00 $260 H9986-001-0
Florida Complete Care- In The Community
☆☆☆☆☆
$0 3400.00 $260 H9986-002-0

What is the average monthly premium for I-SNP plans in Indian River County?

I-SNP plans in Indian River County cost $3.35 per month.

Which I-SNP plan has the highest enrollment in Indian River County?

The most popular I-SNP plan in Indian River County is UHC Nursing Home Plan FL-F001 (I-SNP), with 77 enrollees.

How many I-SNP plans are available in Indian River County?

In 2027, Indian River County offers 4 I-SNP plans with 77 enrollees.

Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans available to beneficiaries who meet CMS eligibility criteria for specific chronic or disabling health conditions.

Total C-SNP Plans
20
Average Monthly Premium
$0.73/mo
Beneficiaries Enrolled
2,069
$0 Premium C-SNPs
18
Average MOOP
$4,045
Most Popular C-SNP
UHC Complete Care FL-14 (C-SNP) with 610 enrollees
C-SNPs Without Drug Coverage
0
2027 C-SNP Medicare plans in Indian River County, Florida (comparison chart)
Plan Name CMS Stars* Premium/Mo Network
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 3350.00 $700 H1036-292-0
Humana Gold Plus Lung
☆☆☆☆☆
$0 3350.00 $700 H1036-298-0
Optimum Diamond Savings
☆☆☆☆☆
$0 5000.00 $0 H5594-030-0
Optimum Diamond Savings COPD
☆☆☆☆☆
$0 5000.00 $0 H5594-031-0
Aetna Medicare Chronic Care
☆☆☆☆☆
$0 3900.00 $300 H1609-101-0
CarePlus Health Plans, Inc. CareBreeze
☆☆☆☆☆
$0 2000.00 $700 H1019-154-0
CareBreeze Platinum
☆☆☆☆☆
$0 3800.00 $700 H1019-118-0
CarePlus Health Plans, Inc. CareComplete
☆☆☆☆☆
$0 2000.00 $700 H1019-150-0
CareComplete Platinum
☆☆☆☆☆
$0 3800.00 $700 H1019-109-0
Freedom VIP Rewards
☆☆☆☆☆
$0 3400.00 $0 H5427-108-0
Freedom VIP Savings
☆☆☆☆☆
$0 3400.00 $0 H5427-082-0
Freedom VIP Savings COPD
☆☆☆☆☆
$0 3400.00 $0 H5427-083-0
UHC Complete Care FL-14
☆☆☆☆☆
$0 3900.00 $405 H1045-048-1
Advantage Care by Ultimate
☆☆☆☆☆
$0 2800.00 $0 H2962-033-0
Advantage Care COPD by Ultimate
☆☆☆☆☆
$0 2600.00 $0 H2962-023-0
Gold Dialysis & Kidney
☆☆☆☆☆
$0 3400.00 $0 H1526-003-0
Gold Dialysis & Kidney Complete
☆☆☆☆☆
$7 9250.00 $700 H1526-004-0
Gold Heart & Diabetes
☆☆☆☆☆
$0 2700.00 $0 H1526-001-0
Gold Heart & Diabetes Complete
☆☆☆☆☆
$7 9750.00 $700 H1526-002-0
Gold Heart & Diabetes Plus
☆☆☆☆☆
$0 4100.00 $0 H1526-012-0
What is the total number of C-SNP plans in Indian River County?

There are 20 C-SNP plans in 2027, covering 2,069 enrollees.

How much do C-SNP plans cost in Indian River County?

The average C-SNP premium in Indian River County is $0.73 per month, with 18 plans offering $0 premiums.

What is the most popular C-SNP plan in Indian River County?

UHC Complete Care FL-14 (C-SNP) is the top C-SNP in Indian River County, with 610 enrollees.

What is the total number of C-SNP plans in Indian River County?

There are 20 C-SNP plans in 2027, covering 2,069 enrollees.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 22 August, 2026
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 24 August, 2026

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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