2026 Medicare Special Needs Plans in Okaloosa County, FL
Last update: . Enrollment data updated: June 13, 2026
Okaloosa County, FL has 15 Medicare Special Needs Plans available in 2026. These plans serve approximately 2,990 beneficiaries, and roughly 60% achieve 4-star ratings or higher based on CMS data.
Most beneficiaries have access to several types of Medicare coverage beyond SNP plans. Visit Medicare Options in Okaloosa County, FL to compare other coverage categories available in your area.
D-SNP Plans (Dual Eligible Special Needs Plans)
Dual Eligible Special Needs Plans (D-SNPs) in Okaloosa County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.
- Total D-SNP Plans: 13
- Average Monthly Premium: $2.95/mo
- Beneficiaries Enrolled: 2,672
- $0 Premium Plans: 5
- Zero Cost Plans: 6
- Top D-SNP by Enrollment: UHC Dual Complete FL-D006 (D-SNP) — 709 enrollees
- Plans without Drug Coverage: 0
| Special Needs Plan | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Dual Integrated | $0 | 9250.00 | $0 | H1036-341-0 | |
| Humana Gold Plus SNP-DE H1036-314 | $0 | 3400.00 | $0 | H1036-314-0 | |
| UHC Dual Complete FL-D003 | $5 | 9250.00 | $615 | H1889-002-1 | |
| UHC Dual Complete FL-Y4 | $5 | 9250.00 | $615 | H1889-026-0 | |
| Wellcare Dual Access Sync | $5 | 9250.00 | $615 | H1032-240-0 | |
| Wellcare Dual Reserve | $5 | 3000.00 | $615 | H1032-202-0 | |
| Wellcare Sunshine Health Dual Align | $5 | 9250.00 | $615 | H1032-242-0 | |
| HealthSpring TotalCare | $5 | 5950.00 | $615 | H5410-013-0 | |
| HealthSpring TotalCare Plus | $0 | 5000.00 | $615 | H5410-042-0 | |
| HumanaChoice Florida SNP-DE H5216-394 | $5 | 4900.00 | $615 | H5216-394-0 | |
| UHC Dual Complete FL-D005 | $5 | 9250.00 | $615 | R0759-003-0 | |
| UHC Dual Complete FL-D006 | $0 | 9250.00 | $544 | H2509-002-0 | |
| UHC Dual Complete FL-Y5 | $0 | 9250.00 | $615 | H2509-003-0 |
What is the most popular D-SNP plan in Okaloosa County?
UHC Dual Complete FL-D006 (D-SNP) is the top D-SNP in Okaloosa County, with 709 enrollees.
What is the total number of D-SNP plans in Okaloosa County?
There are 13 D-SNP plans in 2026, covering 2,672 enrollees.
C-SNP Plans (Chronic Condition Special Needs Plans)
Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | ||
|---|---|---|---|---|---|
| Humana Gold Plus - Diabetes and Heart | $0 | 3300.00 | $615 | H1036-336-0 | |
| Humana Gold Plus Lung | $0 | 3300.00 | $615 | H1036-337-0 |
What is the typical premium for C-SNP plans in Okaloosa County?
C-SNP plans in Okaloosa County cost $0.00 per month.
Which C-SNP plan do most beneficiaries choose in Okaloosa County?
The most popular C-SNP plan in Okaloosa County is Humana Gold Plus - Diabetes and Heart (C-SNP), with 269 enrollees.
How many Chronic Condition SNP plans are offered in Okaloosa County?
In 2026, Okaloosa County offers 2 C-SNP plans with 318 enrollees.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 21 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.