2026 Medicare Special Needs Plans in Polk County, FL
Last update: . Enrollment data updated: June 13, 2026
For 2026, Polk County, FL includes 65 Medicare Special Needs Plans. Enrollment across these plans totals approximately 45,892, with 81% rated 4 stars or higher.
Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Polk County, FL to explore additional plan types and coverage choices.
Dual Eligible Special Needs Plans (D-SNPs)
Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid. Plan availability varies by county.
- Total D-SNP Plans
- 38
- Average Monthly Premium
- $1.77/mo
- Beneficiaries Enrolled
- 27,687
- $0 Premium Plans
- 24
- Zero Cost Plans
- 16
- Top D-SNP by Enrollment
- UHC Dual Complete FL-D002 (D-SNP) — 4,612 enrollees
- Plans without Drug Coverage
- 0
What is the average monthly premium for D-SNP plans in Polk County?
D-SNP plans in Polk County cost $1.77 per month.
Which D-SNP plan has the highest enrollment in Polk County?
The most popular D-SNP plan in Polk County is UHC Dual Complete FL-D002 (D-SNP), with 4,612 enrollees.
How many D-SNP plans are available in Polk County?
In 2026, Polk County offers 38 D-SNP plans with 27,687 enrollees.
Institutional Special Needs Plans (I-SNPs)
Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals who reside in or require institutional-level care. Plan availability varies by county.
- Total I-SNP Plans
- 4
- Average Monthly Premium
- $4.80/mo
- Beneficiaries Enrolled
- 275
- $0 Premium Plans
- 0
- Average MOOP
- $12,650
- Top I-SNP by Enrollment
- UHC Nursing Home Plan FL-F001 (I-SNP) — 256 enrollees
- Plans without Drug Coverage
- 0
| SNP Plan Name | Rating* | Premium | Network | ||
|---|---|---|---|---|---|
| UHC Nursing Home Plan FL-F001 | $5 | 9250.00 | $615 | H0710-010-0 | |
| Florida Complete Care | $5 | 3400.00 | $615 | H9986-001-0 | |
| Florida Complete Care- In The Community | $5 | 3400.00 | $615 | H9986-002-0 | |
| Longevity Health Plan | $5 | 9250.00 | $615 | H1644-001-0 |
What is the typical premium for I-SNP plans in Polk County?
I-SNP plans in Polk County cost $4.80 per month.
Which I-SNP plan do most beneficiaries choose in Polk County?
The most popular I-SNP plan in Polk County is UHC Nursing Home Plan FL-F001 (I-SNP), with 256 enrollees.
How many Institutional SNP plans are offered in Polk County?
In 2026, Polk County offers 4 I-SNP plans with 275 enrollees.
Medicare Chronic Condition Special Needs Plans (C-SNPs)
Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans that limit enrollment to beneficiaries with certain chronic conditions identified under CMS eligibility guidelines.
- Total C-SNP Plans
- 23
- Average Monthly Premium
- $0.42/mo
- Beneficiaries Enrolled
- 17,930
- $0 Premium C-SNPs
- 21
- Average MOOP
- $6,691
- Most Popular C-SNP
- Freedom VIP Rewards (C-SNP) with 3,664 enrollees
- C-SNPs Without Drug Coverage
- 0
What is the most popular C-SNP plan in Polk County?
Freedom VIP Rewards (C-SNP) is the top C-SNP in Polk County, with 3,664 enrollees.
What is the total number of C-SNP plans in Polk County?
There are 23 C-SNP plans in 2026, covering 17,930 enrollees.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 24 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 22 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.