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  1. 🏠
  2. Special Needs Plans
  3. Florida
  4. Polk County

2027 Medicare Special Needs Plans in Polk County, FL

Last update: October 4, 2026.

In Polk County, FL, there are 60 Medicare Special Needs Plans available for 2027. Approximately 39,901 beneficiaries are enrolled, and about 78% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Polk County, FL to explore other types of coverage available locally.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium
$0.78/mo
Plans with $0 Premium
53
Average MOOP Limit
$5,157 ($9,250 max.)
Star Ratings (Plan Mix)
4+ Stars: 78% · 3 Stars: 22% · Below 3: 0%
Average Part D Deductible
$449.75
Total SNP Enrollment
39,901
SNP Plans with the Highest Enrollment
(as of October 5, 2026)
1. UHC Dual Complete FL-QV2 (D-SNP) — 4,585 enrollees
2. Humana Dual Select H1036-314 (D-SNP) — 3,987 enrollees
3. Freedom VIP Rewards (C-SNP) — 3,760 enrollees

This page and its statistics covers Medicare Advantage Special Needs Plans (SNPs). Standard Medicare Advantage plans in Polk County, FL are summarized separately. For a broader perspective, explore Florida Medicare Special Needs plans.

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Polk County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 35
  • Average Monthly Premium: $0.95/mo
  • Beneficiaries Enrolled: 21,893
  • $0 Premium Plans: 30
  • Zero Cost Plans: 15
  • Top D-SNP by Enrollment: UHC Dual Complete FL-QV2 (D-SNP) — 4,585 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2027 D-SNP Medicare Plans available in Polk County, Florida
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED DUAL 024 FL
☆☆☆☆☆
$0 4400.00 $700 H1290-024-0
DEVOTED DUAL FULL 081 FL
☆☆☆☆☆
$0 9850.00 $700 H1290-081-0
DEVOTED DUAL QMB 052 FL
☆☆☆☆☆
$0 9850.00 $700 H1290-052-0
Doctors HealthCare Plans, Inc. DrFullDual-CFL
☆☆☆☆☆
$4 3400.00 $700 H4140-017-0
Doctors HealthCare Plans, Inc. DrPartialDual-CFL
☆☆☆☆☆
$0 3400.00 $700 H4140-021-0
Humana Dual Integrated
☆☆☆☆☆
$0 9850.00 $700 H1036-340-0
Humana Dual Select H1036-102
☆☆☆☆☆
$0 1500.00 $700 H1036-102-0
Humana Dual Select H1036-314
☆☆☆☆☆
$0 3400.00 $700 H1036-314-0
Humana Fully Integrated H1036-280
☆☆☆☆☆
$0 3400.00 $700 H1036-280-0
Optimum Emerald Partial
☆☆☆☆☆
$0 500.00 $105 H5594-016-0
Solis Guardian Plan
☆☆☆☆☆
$7 3400.00 $700 H0982-025-0
Aetna Medicare Full Dual Select
☆☆☆☆☆
$0 9850.00 $700 H1609-088-0
Aetna Medicare Partial Dual Select
☆☆☆☆☆
$0 9850.00 $700 H1609-105-0
Aetna Medicare QMB Only Select
☆☆☆☆☆
$0 9850.00 $700 H1609-044-0
CareNeeds Platinum
☆☆☆☆☆
$0 3400.00 $700 H1019-146-0
CareNeeds Plus
☆☆☆☆☆
$0 3400.00 $700 H1019-073-0
Freedom Medi-Medi Partial
☆☆☆☆☆
$0 500.00 $105 H5427-078-0
Humana Dual Integrated
☆☆☆☆☆
$0 9850.00 $150 H5216-480-0
Humana Dual Select H5216-394
☆☆☆☆☆
$0 4900.00 $50 H5216-394-0
Simply Complete Platinum
☆☆☆☆☆
$0 500.00 $105 H5471-118-0
Simply Integrated Platinum
☆☆☆☆☆
$0 500.00 $105 H5471-135-0
UHC Dual Complete FL-QV2
☆☆☆☆☆
$0 9850.00 $75 H1045-039-0
UHC Dual Complete FL-Y5
☆☆☆☆☆
$0 9850.00 $75 H1045-073-0
Wellcare Sunshine Health Dual Access
☆☆☆☆☆
$0 9850.00 $700 H1032-248-0
Wellcare Sunshine Health Dual Align
☆☆☆☆☆
$0 9850.00 $700 H1032-246-0
Wellcare Sunshine Health Dual Reserve
☆☆☆☆☆
$0 3000.00 $700 H1032-202-0
Advantage Plus by Ultimate (Full)
☆☆☆☆☆
$0 500.00 $700 H2962-035-0
Advantage Plus by Ultimate (Partial)
☆☆☆☆☆
$0 500.00 $700 H2962-036-0
UHC Dual Complete FL-Q1
☆☆☆☆☆
$0 9850.00 $700 H1889-002-1
UHC Dual Complete FL-Q3
☆☆☆☆☆
$0 9850.00 $700 R0759-003-0
UHC Dual Complete FL-Y7
☆☆☆☆☆
$7 9850.00 $700 H1889-026-0
UHC Dual Complete FL-YL
☆☆☆☆☆
$0 9850.00 $700 H2509-001-0
Florida Complete Care-Duals VIP
☆☆☆☆☆
$0 3400.00 $260 H9986-004-3
HealthSpring TotalCare
☆☆☆☆☆
$7 9850.00 $700 H5410-046-0
HealthSpring TotalCare Plus
☆☆☆☆☆
$7 9850.00 $700 H5410-025-0
What is the total number of D-SNP plans in Polk County?

There are 35 D-SNP plans in 2027, covering 21,893 enrollees.

How much do D-SNP plans cost in Polk County?

The average D-SNP premium in Polk County is $0.95 per month, with 30 plans offering $0 premiums.

What is the most popular D-SNP plan in Polk County?

UHC Dual Complete FL-QV2 (D-SNP) is the top D-SNP in Polk County, with 4,585 enrollees.

What is the total number of D-SNP plans in Polk County?

There are 35 D-SNP plans in 2027, covering 21,893 enrollees.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

Total I-SNP Plans
4
Average Monthly Premium
$3.35/mo
Beneficiaries Enrolled
266
$0 Premium Plans
2
Average MOOP
$6,625
Top I-SNP by Enrollment
UHC Nursing Home Plan FL-F001 (I-SNP) — 247 enrollees
Plans without Drug Coverage
0
Comparison table of 2027 I-SNP Medicare Plans available in Polk County, Florida
Health Plan Name CMS Rating* Premium Per Mo Network
Longevity Health Plan
☆☆☆☆☆
$7 9850.00 $700 H1644-001-0
UHC Nursing Home Plan FL-F001
☆☆☆☆☆
$6 9850.00 $700 H0710-010-0
Florida Complete Care
☆☆☆☆☆
$0 3400.00 $260 H9986-001-0
Florida Complete Care- In The Community
☆☆☆☆☆
$0 3400.00 $260 H9986-002-0
What is the most popular I-SNP plan in Polk County?

UHC Nursing Home Plan FL-F001 (I-SNP) is the top I-SNP in Polk County, with 247 enrollees.

What is the total number of I-SNP plans in Polk County?

There are 4 I-SNP plans in 2027, covering 266 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 21
  • Average Monthly Premium $0.00/mo
  • Beneficiaries Enrolled 17,742
  • $0 Premium C-SNPs 21
  • Average MOOP $3,402
  • Most Popular C-SNP Freedom VIP Rewards (C-SNP) with 3,760 enrollees
  • C-SNPs Without Drug Coverage 0
Comparison table of 2027 C-SNP Medicare Plans available in Polk County, Florida
Health Plan Name CMS Rating* Premium Per Mo Network
DEVOTED C-SNP ENHANCED 072 FL
☆☆☆☆☆
$0 4900.00 $465 H1290-072-0
DEVOTED C-SNP PLUS 088 FL
☆☆☆☆☆
$0 9850.00 $465 H1290-088-0
Doctors HealthCare Plans, Inc. DrExtraCare-CFL
☆☆☆☆☆
$0 3500.00 $0 H4140-026-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 2000.00 $700 H1036-299-0
Humana Gold Plus Lung
☆☆☆☆☆
$0 2000.00 $700 H1036-312-0
Optimum Diamond Savings
☆☆☆☆☆
$0 5000.00 $0 H5594-030-0
Optimum Diamond Savings COPD
☆☆☆☆☆
$0 5000.00 $0 H5594-031-0
Solis Wellness Giveback Plan
☆☆☆☆☆
$0 3400.00 $0 H0982-033-0
Solis Wellness Plan
☆☆☆☆☆
$0 2500.00 $0 H0982-026-0
Aetna Medicare Chronic Care
☆☆☆☆☆
$0 3900.00 $300 H1609-082-0
CarePlus Health Plans, Inc. CareBreeze
☆☆☆☆☆
$0 2000.00 $700 H1019-154-0
CareBreeze Platinum
☆☆☆☆☆
$0 2500.00 $700 H1019-151-2
CarePlus Health Plans, Inc. CareComplete
☆☆☆☆☆
$0 2000.00 $700 H1019-150-0
CareComplete Platinum
☆☆☆☆☆
$0 2500.00 $700 H1019-147-2
Freedom VIP Care
☆☆☆☆☆
$0 1000.00 $0 H5427-070-0
Freedom VIP Rewards
☆☆☆☆☆
$0 3400.00 $0 H5427-099-0
Freedom VIP Savings
☆☆☆☆☆
$0 3400.00 $0 H5427-072-0
Freedom VIP Savings COPD
☆☆☆☆☆
$0 3400.00 $0 H5427-077-0
UHC Complete Care FL-14
☆☆☆☆☆
$0 3400.00 $405 H1045-048-3
Advantage Care by Ultimate
☆☆☆☆☆
$0 3200.00 $0 H2962-051-0
Advantage Care COPD by Ultimate
☆☆☆☆☆
$0 2600.00 $0 H2962-023-0

What is the average monthly premium for C-SNP plans in Polk County?

C-SNP plans in Polk County cost $0.00 per month.

Which C-SNP plan has the highest enrollment in Polk County?

The most popular C-SNP plan in Polk County is Freedom VIP Rewards (C-SNP), with 3,760 enrollees.

How many C-SNP plans are available in Polk County?

In 2027, Polk County offers 21 C-SNP plans with 17,742 enrollees.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Your coverage options" — Last accessed 22 August, 2026
  • Medicare.gov, "Joining a plan" — Last accessed 24 August, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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