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  1. 🏠
  2. Special Needs Plans
  3. Florida
  4. Polk County

2026 Medicare Special Needs Plans in Polk County, FL

Last update: May 11, 2026. Enrollment data updated: June 13, 2026

For 2026, Polk County, FL includes 65 Medicare Special Needs Plans. Enrollment across these plans totals approximately 45,892, with 81% rated 4 stars or higher.

Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Polk County, FL to explore additional plan types and coverage choices.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $1.48/mo
  • $0 Premium Plans: 45
  • Average MOOP: $3,840 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 81% · 3 Stars: 19% · Below 3: 0%
  • Average Part D Deductible: $411.72
  • Total SNP Enrollment: 45,892
  • SNP Plans with the Highest Enrollment
    (as of June 13, 2026)
    1. UHC Dual Complete FL-D002 (D-SNP) — 4,612 enrollees
    2. Humana Gold Plus SNP-DE H1036-314 (D-SNP) — 3,794 enrollees
    3. CareNeeds Platinum (D-SNP) — 3,671 enrollees

Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid. Plan availability varies by county.

Total D-SNP Plans
38
Average Monthly Premium
$1.77/mo
Beneficiaries Enrolled
27,687
$0 Premium Plans
24
Zero Cost Plans
16
Top D-SNP by Enrollment
UHC Dual Complete FL-D002 (D-SNP) — 4,612 enrollees
Plans without Drug Coverage
0
2026 D-SNP Medicare plans in Polk County, Florida (comparison chart)
SNP Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
DEVOTED DUAL 024 FL
☆☆☆☆☆
$0 3900.00 $615 H1290-024-0
DEVOTED DUAL FULL 081 FL
☆☆☆☆☆
$0 9250.00 $615 H1290-081-0
DEVOTED DUAL PLUS 052 FL
☆☆☆☆☆
$0 9250.00 $615 H1290-052-0
Aetna Medicare Dual Select
☆☆☆☆☆
$0 9250.00 $615 H1609-019-0
Aetna Medicare Dual Select
☆☆☆☆☆
$0 9250.00 $615 H1609-049-0
Aetna Medicare Full Dual Select
☆☆☆☆☆
$5 9250.00 $615 H1609-076-0
CareNeeds Extra
☆☆☆☆☆
$0 9250.00 $0 H1019-153-0
CareNeeds Platinum
☆☆☆☆☆
$0 3400.00 $0 H1019-146-0
CareNeeds Plus
☆☆☆☆☆
$0 3400.00 $0 H1019-073-0
Freedom Medi-Medi Full
☆☆☆☆☆
$0 500.00 $615 H5427-087-0
Freedom Medi-Medi Partial
☆☆☆☆☆
$0 500.00 $615 H5427-078-0
Humana Dual Integrated
☆☆☆☆☆
$0 9250.00 $0 H1036-340-0
Humana Fully Integrated H1036-280
☆☆☆☆☆
$0 3400.00 $20 H1036-280-0
Humana Gold Plus SNP-DE H1036-102
☆☆☆☆☆
$0 1500.00 $0 H1036-102-0
Humana Gold Plus SNP-DE H1036-314
☆☆☆☆☆
$0 3400.00 $0 H1036-314-0
Optimum Emerald Full
☆☆☆☆☆
$0 500.00 $615 H5594-017-0
Optimum Emerald Partial
☆☆☆☆☆
$0 500.00 $615 H5594-016-0
Simply Complete
☆☆☆☆☆
$0 500.00 $615 H5471-066-0
Simply Complete Platinum
☆☆☆☆☆
$5 500.00 $615 H5471-118-0
Simply Integrated
☆☆☆☆☆
$0 500.00 $615 H5471-128-0
Simply Integrated Platinum
☆☆☆☆☆
$0 500.00 $615 H5471-135-0
UHC Dual Complete FL-D002
☆☆☆☆☆
$0 9250.00 $442 H1045-039-0
Advantage Plus by Ultimate
☆☆☆☆☆
$0 500.00 $615 H2962-036-0
Advantage Plus by Ultimate
☆☆☆☆☆
$5 500.00 $615 H2962-035-0
Doctors HealthCare Plans, Inc. DrPlatinum-CFL
☆☆☆☆☆
$0 3400.00 $615 H4140-017-0
UHC Dual Complete FL-D003
☆☆☆☆☆
$5 9250.00 $615 H1889-002-1
UHC Dual Complete FL-Y4
☆☆☆☆☆
$5 9250.00 $615 H1889-026-0
Wellcare Dual Access Sync
☆☆☆☆☆
$5 9250.00 $615 H1032-244-1
Wellcare Dual Reserve
☆☆☆☆☆
$5 3000.00 $615 H1032-202-0
Wellcare Sunshine Health Dual Align
☆☆☆☆☆
$5 9250.00 $615 H1032-245-1
HealthSpring TotalCare
☆☆☆☆☆
$5 2950.00 $615 H5410-046-0
HealthSpring TotalCare Plus
☆☆☆☆☆
$5 1500.00 $615 H5410-025-0
HumanaChoice Florida SNP-DE H5216-394
☆☆☆☆☆
$5 4900.00 $615 H5216-394-0
Solis Guardian Plan
☆☆☆☆☆
$5 3400.00 $615 H0982-023-0
UHC Dual Complete FL-D005
☆☆☆☆☆
$5 9250.00 $615 R0759-003-0
UHC Dual Complete FL-Y001
☆☆☆☆☆
$0 9250.00 $615 H2509-001-0
UHC Dual Complete FL-Y5
☆☆☆☆☆
$0 9250.00 $615 H2509-003-0
Florida Complete Care-Duals VIP
☆☆☆☆☆
$5 3400.00 $615 H9986-004-1

What is the average monthly premium for D-SNP plans in Polk County?

D-SNP plans in Polk County cost $1.77 per month.

Which D-SNP plan has the highest enrollment in Polk County?

The most popular D-SNP plan in Polk County is UHC Dual Complete FL-D002 (D-SNP), with 4,612 enrollees.

How many D-SNP plans are available in Polk County?

In 2026, Polk County offers 38 D-SNP plans with 27,687 enrollees.

Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals who reside in or require institutional-level care. Plan availability varies by county.

Total I-SNP Plans
4
Average Monthly Premium
$4.80/mo
Beneficiaries Enrolled
275
$0 Premium Plans
0
Average MOOP
$12,650
Top I-SNP by Enrollment
UHC Nursing Home Plan FL-F001 (I-SNP) — 256 enrollees
Plans without Drug Coverage
0
2026 I-SNP Medicare plans in Polk County, Florida (comparison chart)
SNP Plan Name Rating* Premium Network
UHC Nursing Home Plan FL-F001
☆☆☆☆☆
$5 9250.00 $615 H0710-010-0
Florida Complete Care
☆☆☆☆☆
$5 3400.00 $615 H9986-001-0
Florida Complete Care- In The Community
☆☆☆☆☆
$5 3400.00 $615 H9986-002-0
Longevity Health Plan
☆☆☆☆☆
$5 9250.00 $615 H1644-001-0

What is the typical premium for I-SNP plans in Polk County?

I-SNP plans in Polk County cost $4.80 per month.

Which I-SNP plan do most beneficiaries choose in Polk County?

The most popular I-SNP plan in Polk County is UHC Nursing Home Plan FL-F001 (I-SNP), with 256 enrollees.

How many Institutional SNP plans are offered in Polk County?

In 2026, Polk County offers 4 I-SNP plans with 275 enrollees.

Medicare Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans that limit enrollment to beneficiaries with certain chronic conditions identified under CMS eligibility guidelines.

Total C-SNP Plans
23
Average Monthly Premium
$0.42/mo
Beneficiaries Enrolled
17,930
$0 Premium C-SNPs
21
Average MOOP
$6,691
Most Popular C-SNP
Freedom VIP Rewards (C-SNP) with 3,664 enrollees
C-SNPs Without Drug Coverage
0
2026 C-SNP Medicare plans in Polk County, Florida (comparison chart)
SNP Plan Name Rating* Premium Network
DEVOTED C-SNP PLUS 088 FL
☆☆☆☆☆
$5 9250.00 $615 H1290-088-0
DEVOTED C-SNP PREMIUM 072 FL
☆☆☆☆☆
$5 4900.00 $615 H1290-072-0
Aetna Medicare Chronic Care
☆☆☆☆☆
$0 4200.00 $200 H1609-083-0
CarePlus Health Plans, Inc. CareBreeze
☆☆☆☆☆
$0 2000.00 $615 H1019-154-0
CareBreeze Platinum
☆☆☆☆☆
$0 2500.00 $615 H1019-151-2
CarePlus Health Plans, Inc. CareComplete
☆☆☆☆☆
$0 2000.00 $615 H1019-150-0
CareComplete Platinum
☆☆☆☆☆
$0 2500.00 $615 H1019-147-2
Freedom VIP Care
☆☆☆☆☆
$0 1000.00 $0 H5427-070-0
Freedom VIP Rewards
☆☆☆☆☆
$0 3400.00 $0 H5427-099-0
Freedom VIP Savings
☆☆☆☆☆
$0 3400.00 $0 H5427-072-0
Freedom VIP Savings COPD
☆☆☆☆☆
$0 3400.00 $0 H5427-077-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 2000.00 $615 H1036-299-0
Humana Gold Plus Lung
☆☆☆☆☆
$0 2000.00 $615 H1036-312-0
Optimum Diamond Savings
☆☆☆☆☆
$0 5000.00 $0 H5594-030-0
Optimum Diamond Savings COPD
☆☆☆☆☆
$0 5000.00 $0 H5594-031-0
Simply Level
☆☆☆☆☆
$0 3450.00 $0 H5471-070-0
Simply Level Platinum
☆☆☆☆☆
$0 2450.00 $0 H5471-119-0
UHC Complete Care FL-14
☆☆☆☆☆
$0 3400.00 $270 H1045-048-3
Advantage Care by Ultimate
☆☆☆☆☆
$0 3200.00 $0 H2962-051-0
Advantage Care COPD by Ultimate
☆☆☆☆☆
$0 2600.00 $0 H2962-023-0
Doctors HealthCare Plans, Inc. DrTotalCare-CFL
☆☆☆☆☆
$0 3400.00 $0 H4140-018-0
Solis Wellness Giveback Plan
☆☆☆☆☆
$0 3400.00 $0 H0982-032-0
Solis Wellness Plan
☆☆☆☆☆
$0 2500.00 $0 H0982-021-0
What is the most popular C-SNP plan in Polk County?

Freedom VIP Rewards (C-SNP) is the top C-SNP in Polk County, with 3,664 enrollees.

What is the total number of C-SNP plans in Polk County?

There are 23 C-SNP plans in 2026, covering 17,930 enrollees.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 24 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 22 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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