2026 Medicare Special Needs Plans in Saint Lucie County, FL
Last update: . Enrollment data updated: May 2, 2026
In Saint Lucie County, FL, there are 47 Medicare Special Needs Plans available for 2026. Approximately 13,141 beneficiaries are enrolled, and about 81% are rated 4 stars or higher based on CMS quality ratings.
Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Saint Lucie County, FL to explore other types of coverage available locally.
D-SNP Plans (Dual Eligible Special Needs Plans)
Dual Eligible Special Needs Plans (D-SNPs) in Saint Lucie County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.
What is the total number of D-SNP plans in Saint Lucie County?
Saint Lucie County has 28 D-SNP plans for 2026, with 9,002 enrollees.
How much do D-SNP plans cost in Saint Lucie County?
The typical D-SNP premium in Saint Lucie County is $2.03, and 15 plans have no monthly premium.
I-SNP Plans (Institutional Special Needs Plans)
Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.
- Total I-SNP Plans: 4
- Average Monthly Premium: $4.80/mo
- Beneficiaries Enrolled: 170
- $0 Premium Plans: 0
- Zero Cost Plans:
- Top I-SNP by Enrollment: UHC Nursing Home Plan FL-F001 (I-SNP) — 148 enrollees
- Plans without Drug Coverage: 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | ||
|---|---|---|---|---|---|
| UHC Nursing Home Plan FL-F001 | $5 | 9250.00 | $615 | H0710-010-0 | |
| Florida Complete Care | $5 | 3400.00 | $615 | H9986-001-0 | |
| Florida Complete Care- In The Community | $5 | 3400.00 | $615 | H9986-002-0 | |
| Longevity Health Plan | $5 | 9250.00 | $615 | H1644-001-0 |
What is the total number of I-SNP plans in Saint Lucie County?
There are 4 I-SNP plans in 2026, covering 170 enrollees.
How much do I-SNP plans cost in Saint Lucie County?
The average I-SNP premium in Saint Lucie County is $4.80 per month, with 0 plans offering $0 premiums.
What is the most popular I-SNP plan in Saint Lucie County?
UHC Nursing Home Plan FL-F001 (I-SNP) is the top I-SNP in Saint Lucie County, with 148 enrollees.
What is the total number of I-SNP plans in Saint Lucie County?
There are 4 I-SNP plans in 2026, covering 170 enrollees.
C-SNP Plans (Chronic Condition Special Needs Plans)
Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.
- Total C-SNP Plans 15
- Average Monthly Premium $0.32/mo
- Beneficiaries Enrolled 3,969
- $0 Premium C-SNPs 14
- Average MOOP $8,920
- Most Popular C-SNP Humana Gold Plus - Diabetes and Heart (C-SNP) with 1,168 enrollees
- C-SNPs Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | Network | ||
|---|---|---|---|---|---|
| Freedom VIP Rewards | $0 | 3400.00 | $0 | H5427-108-0 | |
| Freedom VIP Savings | $0 | 3400.00 | $0 | H5427-082-0 | |
| Freedom VIP Savings COPD | $0 | 3400.00 | $0 | H5427-083-0 | |
| Humana Gold Plus - Diabetes and Heart | $0 | 3300.00 | $615 | H1036-338-0 | |
| Humana Gold Plus - Diabetes and Heart | $0 | 3350.00 | $615 | H1036-292-0 | |
| Humana Gold Plus Lung | $0 | 3350.00 | $615 | H1036-298-0 | |
| Optimum Diamond Rewards | $0 | 6800.00 | $0 | H5594-034-0 | |
| Optimum Diamond Rewards COPD | $0 | 6800.00 | $0 | H5594-035-0 | |
| UHC Complete Care FL-14 | $0 | 3400.00 | $270 | H1045-048-1 | |
| Advantage Care by Ultimate | $0 | 2800.00 | $0 | H2962-033-0 | |
| Advantage Care COPD by Ultimate | $0 | 2600.00 | $0 | H2962-023-0 | |
| Gold Dialysis & Kidney | $0 | 3100.00 | $0 | H1526-003-0 | |
| Gold Dialysis & Kidney Complete | $5 | 9250.00 | $615 | H1526-004-0 | |
| Gold Heart & Diabetes | $0 | 2700.00 | $0 | H1526-001-0 | |
| Gold Heart & Diabetes Complete | $0 | 9250.00 | $615 | H1526-002-0 |
- What is the average monthly premium for C-SNP plans in Saint Lucie County?
- C-SNP plans in Saint Lucie County cost $0.32 per month.
- Which C-SNP plan has the highest enrollment in Saint Lucie County?
- The most popular C-SNP plan in Saint Lucie County is Humana Gold Plus - Diabetes and Heart (C-SNP), with 1,168 enrollees.
- How many C-SNP plans are available in Saint Lucie County?
- In 2026, Saint Lucie County offers 15 C-SNP plans with 3,969 enrollees.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
This page presents county-level Medicare Special Needs Plans (SNP) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 20 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.