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  1. 🏠
  2. Special Needs Plans
  3. Florida
  4. Seminole County

2026 Medicare Special Needs Plans in Seminole County, FL

Last update: May 11, 2026. Enrollment data updated: May 2, 2026

For 2026, Seminole County, FL includes 69 Medicare Special Needs Plans. Enrollment across these plans totals approximately 14,966, with 82% rated 4 stars or higher.

Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Seminole County, FL to explore additional plan types and coverage choices.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $1.85/mo
  • $0 Premium Plans: 42
  • Average MOOP: $4,151 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 82% · 3 Stars: 18% · Below 3: 0%
  • Average Part D Deductible: $416.84
  • Total SNP Enrollment: 14,966
  • SNP Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. Freedom VIP Savings (C-SNP) — 1,966 enrollees
    2. Humana Gold Plus SNP-DE H1036-314 (D-SNP) — 1,423 enrollees
    3. UHC Dual Complete FL-D002 (D-SNP) — 1,373 enrollees

Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid. Plan availability varies by county.

Total D-SNP Plans
36
Average Monthly Premium
$2.34/mo
Beneficiaries Enrolled
8,690
$0 Premium Plans
18
Zero Cost Plans
15
Top D-SNP by Enrollment
Humana Gold Plus SNP-DE H1036-314 (D-SNP) — 1,423 enrollees
Plans without Drug Coverage
0
2026 D-SNP Medicare plans in Seminole County, Florida (comparison chart)
SNP Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
DEVOTED DUAL 022 FL
☆☆☆☆☆
$5 3900.00 $615 H1290-022-0
DEVOTED DUAL FULL 080 FL
☆☆☆☆☆
$0 9250.00 $615 H1290-080-0
DEVOTED DUAL PLUS 052 FL
☆☆☆☆☆
$0 9250.00 $615 H1290-052-0
Aetna Medicare Dual Select
☆☆☆☆☆
$5 9250.00 $615 H1609-046-0
Aetna Medicare Full Dual Select
☆☆☆☆☆
$3 9250.00 $615 H1609-089-0
CareNeeds Extra
☆☆☆☆☆
$0 9250.00 $0 H1019-153-0
CareNeeds Platinum
☆☆☆☆☆
$0 3400.00 $0 H1019-146-0
CareNeeds Plus
☆☆☆☆☆
$0 3400.00 $0 H1019-073-0
Freedom Medi-Medi Full
☆☆☆☆☆
$0 500.00 $615 H5427-087-0
Freedom Medi-Medi Partial
☆☆☆☆☆
$0 500.00 $615 H5427-078-0
Humana Dual Integrated
☆☆☆☆☆
$0 9250.00 $0 H1036-340-0
Humana Fully Integrated H1036-280
☆☆☆☆☆
$0 3400.00 $20 H1036-280-0
Humana Gold Plus SNP-DE H1036-213
☆☆☆☆☆
$0 3400.00 $320 H1036-213-0
Humana Gold Plus SNP-DE H1036-314
☆☆☆☆☆
$0 3400.00 $0 H1036-314-0
Optimum Emerald Full
☆☆☆☆☆
$0 500.00 $615 H5594-017-0
Optimum Emerald Partial
☆☆☆☆☆
$0 500.00 $615 H5594-016-0
Simply Complete
☆☆☆☆☆
$5 500.00 $615 H5471-072-0
Simply Complete Platinum
☆☆☆☆☆
$5 500.00 $615 H5471-121-0
Simply Integrated
☆☆☆☆☆
$5 500.00 $615 H5471-129-0
Simply Integrated Platinum
☆☆☆☆☆
$0 500.00 $615 H5471-136-0
UHC Dual Complete FL-D002
☆☆☆☆☆
$0 9250.00 $442 H1045-039-0
Advantage Plus by Ultimate
☆☆☆☆☆
$0 500.00 $615 H2962-036-0
Advantage Plus by Ultimate
☆☆☆☆☆
$5 500.00 $615 H2962-035-0
Doctors HealthCare Plans, Inc. DrPlatinum-CFL
☆☆☆☆☆
$0 3400.00 $615 H4140-017-0
UHC Dual Complete FL-D003
☆☆☆☆☆
$5 9250.00 $615 H1889-002-1
UHC Dual Complete FL-Y4
☆☆☆☆☆
$5 9250.00 $615 H1889-026-0
Wellcare Dual Access Sync
☆☆☆☆☆
$5 9250.00 $615 H1032-244-1
Wellcare Dual Reserve
☆☆☆☆☆
$5 3000.00 $615 H1032-202-0
Wellcare Sunshine Health Dual Align
☆☆☆☆☆
$5 9250.00 $615 H1032-245-1
HealthSpring TotalCare
☆☆☆☆☆
$5 2950.00 $615 H5410-046-0
HealthSpring TotalCare Plus
☆☆☆☆☆
$5 1500.00 $615 H5410-025-0
HumanaChoice Florida SNP-DE H5216-394
☆☆☆☆☆
$5 4900.00 $615 H5216-394-0
Solis Guardian Plan
☆☆☆☆☆
$5 3400.00 $615 H0982-025-0
UHC Dual Complete FL-D005
☆☆☆☆☆
$5 9250.00 $615 R0759-003-0
UHC Dual Complete FL-Y5
☆☆☆☆☆
$0 9250.00 $615 H2509-003-0
Florida Complete Care-Duals VIP
☆☆☆☆☆
$5 3400.00 $615 H9986-004-2

What is the average monthly premium for D-SNP plans in Seminole County?

D-SNP plans in Seminole County cost $2.34 per month.

Which D-SNP plan has the highest enrollment in Seminole County?

The most popular D-SNP plan in Seminole County is Humana Gold Plus SNP-DE H1036-314 (D-SNP), with 1,423 enrollees.

How many D-SNP plans are available in Seminole County?

In 2026, Seminole County offers 36 D-SNP plans with 8,690 enrollees.

Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals who reside in or require institutional-level care. Plan availability varies by county.

Total I-SNP Plans
7
Average Monthly Premium
$4.11/mo
Beneficiaries Enrolled
206
$0 Premium Plans
1
Average MOOP
$13,143
Top I-SNP by Enrollment
UHC Nursing Home Plan FL-F001 (I-SNP) — 134 enrollees
Plans without Drug Coverage
0
2026 I-SNP Medicare plans in Seminole County, Florida (comparison chart)
SNP Plan Name Rating* Premium Network
UHC Nursing Home Plan FL-F001
☆☆☆☆☆
$5 9250.00 $615 H0710-010-0
Florida Complete Care
☆☆☆☆☆
$5 3400.00 $615 H9986-001-0
Florida Complete Care- In The Community
☆☆☆☆☆
$5 3400.00 $615 H9986-002-0
American Health Advantage of Florida
☆☆☆☆☆
$5 9250.00 $615 H6652-001-0
Longevity Health Plan
☆☆☆☆☆
$5 9250.00 $615 H1644-001-0
Premier Care
☆☆☆☆☆
$0 2200.00 $450 H9917-004-0
Senior Care
☆☆☆☆☆
$5 9250.00 $615 H9917-001-0

What is the typical premium for I-SNP plans in Seminole County?

I-SNP plans in Seminole County cost $4.11 per month.

Which I-SNP plan do most beneficiaries choose in Seminole County?

The most popular I-SNP plan in Seminole County is UHC Nursing Home Plan FL-F001 (I-SNP), with 134 enrollees.

How many Institutional SNP plans are offered in Seminole County?

In 2026, Seminole County offers 7 I-SNP plans with 206 enrollees.

Medicare Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans that limit enrollment to beneficiaries with certain chronic conditions identified under CMS eligibility guidelines.

Total C-SNP Plans
26
Average Monthly Premium
$0.55/mo
Beneficiaries Enrolled
6,070
$0 Premium C-SNPs
23
Average MOOP
$7,662
Most Popular C-SNP
Freedom VIP Savings (C-SNP) with 1,966 enrollees
C-SNPs Without Drug Coverage
0
2026 C-SNP Medicare plans in Seminole County, Florida (comparison chart)
SNP Plan Name Rating* Premium Network
DEVOTED C-SNP PLUS 087 FL
☆☆☆☆☆
$5 9250.00 $615 H1290-087-0
DEVOTED C-SNP PREMIUM 074 FL
☆☆☆☆☆
$5 3900.00 $615 H1290-074-0
Aetna Medicare Chronic Care
☆☆☆☆☆
$0 5500.00 $200 H1609-085-0
CarePlus Health Plans, Inc. CareBreeze
☆☆☆☆☆
$0 2000.00 $615 H1019-154-0
CareBreeze Platinum
☆☆☆☆☆
$0 2000.00 $615 H1019-151-1
CarePlus Health Plans, Inc. CareComplete
☆☆☆☆☆
$0 2000.00 $615 H1019-150-0
CareComplete Platinum
☆☆☆☆☆
$0 2400.00 $615 H1019-147-1
Freedom VIP Care
☆☆☆☆☆
$0 1000.00 $0 H5427-070-0
Freedom VIP Savings
☆☆☆☆☆
$0 3400.00 $0 H5427-072-0
Freedom VIP Savings COPD
☆☆☆☆☆
$0 3400.00 $0 H5427-077-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 3100.00 $615 H1036-300-0
Humana Gold Plus Lung
☆☆☆☆☆
$0 3100.00 $615 H1036-313-0
Optimum Diamond Savings
☆☆☆☆☆
$0 5000.00 $0 H5594-030-0
Optimum Diamond Savings COPD
☆☆☆☆☆
$0 5000.00 $0 H5594-031-0
Simply Level
☆☆☆☆☆
$0 3450.00 $0 H5471-073-0
Simply Level Platinum
☆☆☆☆☆
$0 3200.00 $0 H5471-122-0
UHC Complete Care FL-14
☆☆☆☆☆
$0 3400.00 $270 H1045-048-1
Advantage Care by Ultimate
☆☆☆☆☆
$0 1900.00 $0 H2962-050-0
Advantage Care COPD by Ultimate
☆☆☆☆☆
$0 2600.00 $0 H2962-023-0
Doctors HealthCare Plans, Inc. DrTotalCare-CFL
☆☆☆☆☆
$0 3400.00 $0 H4140-018-0
Solis Wellness Giveback Plan
☆☆☆☆☆
$0 3400.00 $0 H0982-033-0
Solis Wellness Plan
☆☆☆☆☆
$0 2900.00 $0 H0982-026-0
Gold Dialysis & Kidney
☆☆☆☆☆
$0 3100.00 $0 H1526-003-0
Gold Dialysis & Kidney Complete
☆☆☆☆☆
$5 9250.00 $615 H1526-004-0
Gold Heart & Diabetes
☆☆☆☆☆
$0 2700.00 $0 H1526-001-0
Gold Heart & Diabetes Complete
☆☆☆☆☆
$0 9250.00 $615 H1526-002-0
What is the most popular C-SNP plan in Seminole County?

Freedom VIP Savings (C-SNP) is the top C-SNP in Seminole County, with 1,966 enrollees.

What is the total number of C-SNP plans in Seminole County?

There are 26 C-SNP plans in 2026, covering 6,070 enrollees.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 24 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 22 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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