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2026 Medicare Special Needs Plans in Winnebago County, IL

Last update: .

Winnebago County, IL has 17 Medicare Special Needs Plans available in 2026. These plans serve approximately 5,768 beneficiaries, and roughly 38% achieve 4-star ratings or higher based on CMS data.

Most beneficiaries have access to several types of Medicare coverage beyond SNP plans. Visit Medicare Options in Winnebago County, IL to compare other coverage categories available in your area.

At a Glance

Average Monthly Premium: $7.09/mo
$0 Premium Plans: 9
Average MOOP: $7,227 ($9,250 max. Excludes zero-cost D-SNPs.)
Star Ratings (Plan Mix): 4+ Stars: 38% · 3 Stars: 0% · Below 3: 63%
Average Part D Deductible: $416.18
Total SNP Enrollment: 5,768
SNP Plans with the Highest Enrollment
(as of September 8, 2026)
1. UHC Complete Care Support IL-1A (C-SNP) — 1,642 enrollees
2. Aetna Medicare FIDE (D-SNP) — 852 enrollees
3. Humana Dual Fully Integrated (D-SNP) — 729 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Winnebago County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 4
  • Average Monthly Premium: $7.35/mo
  • Beneficiaries Enrolled: 2,366
  • $0 Premium Plans: 2
  • Zero Cost Plans: 4
  • Top D-SNP by Enrollment: Aetna Medicare FIDE (D-SNP) — 852 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 D-SNP Medicare Plans available in Winnebago County, Illinois
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare FIDE
☆☆☆☆☆
 $15 9250.00 $615 H9771-001-0
Humana Dual Fully Integrated
☆☆☆☆☆
 $0 9250.00 $390 H4329-001-0
Molina Medicare Complete Care Plus
☆☆☆☆☆
 $0 9250.00 $615 H3093-001-0
Wellcare Meridian Dual Align
☆☆☆☆☆
 $14 9250.00 $400 H6971-001-0
What is the most popular D-SNP plan in Winnebago County?

Aetna Medicare FIDE (D-SNP) is the top D-SNP in Winnebago County, with 852 enrollees.

What is the total number of D-SNP plans in Winnebago County?

There are 4 D-SNP plans in 2026, covering 2,366 enrollees.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 2
  • Average Monthly Premium: $15.20/mo
  • Beneficiaries Enrolled: 107
  • $0 Premium Plans: 0
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: Provider Partners Illinois Advantage Plan (I-SNP) — 92 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 I-SNP Medicare Plans available in Winnebago County, Illinois
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Nursing Home Plan IL-F001
☆☆☆☆☆
 $15 9250.00 $615 H0710-039-0
Provider Partners Illinois Advantage Plan
☆☆☆☆☆
 $15 9250.00 $615 H3800-001-0
What is the total number of I-SNP plans in Winnebago County?

Winnebago County has 2 I-SNP plans for 2026, with 107 enrollees.

How much do I-SNP plans cost in Winnebago County?

The typical I-SNP premium in Winnebago County is $15.20, and 0 plans have no monthly premium.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

Total C-SNP Plans
11
Average Monthly Premium
$5.53/mo
Beneficiaries Enrolled
3,295
$0 Premium C-SNPs
7
Average MOOP
$6,123
Most Popular C-SNP
UHC Complete Care Support IL-1A (C-SNP) with 1,642 enrollees
C-SNPs Without Drug Coverage
0
Comparison table of 2026 C-SNP Medicare Plans available in Winnebago County, Illinois
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Complete Care Support IL-1A
☆☆☆☆☆
 $15 9250.00 $450 H2001-038-0
Zing Elite Diabetes & Heart IL
☆☆☆☆☆
 $0 3200.00 $0 H4624-028-0
Zing Elite Essentials Diabetes & Heart IL-IN
☆☆☆☆☆
 $0 3200.00 $615 H4624-045-0
Zing Essential Wellness Diabetes & Heart IL
☆☆☆☆☆
 $0 3650.00 $0 H4624-010-0
Zing Select Diabetes & Heart Complete IL
☆☆☆☆☆
 $0 7000.00 $615 H4624-027-0
Zing Select Dialysis IL
☆☆☆☆☆
 $0 4600.00 $0 H4624-029-0
Aetna Medicare Prime Chronic Care
☆☆☆☆☆
 $0 6750.00 $200 H1206-004-0
Aetna Medicare Prime Chronic Total
☆☆☆☆☆
 $15 9250.00 $615 H1206-009-0
Clear Spring Health Balance+ Diabetes & Heart
☆☆☆☆☆
 $0 6751.00 $100 H5454-005-0
DEVOTED C-SNP CHOICE PLUS 012 IL
☆☆☆☆☆
 $15 9250.00 $615 H8320-012-0
DEVOTED C-SNP CHOICE PREMIUM 013 IL
☆☆☆☆☆
 $15 4450.00 $615 H8320-013-0

What is the typical premium for C-SNP plans in Winnebago County?

C-SNP plans in Winnebago County cost $5.53 per month.

Which C-SNP plan do most beneficiaries choose in Winnebago County?

The most popular C-SNP plan in Winnebago County is UHC Complete Care Support IL-1A (C-SNP), with 1,642 enrollees.

How many Chronic Condition SNP plans are offered in Winnebago County?

In 2026, Winnebago County offers 11 C-SNP plans with 3,295 enrollees.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .