2027 Medicare Special Needs Plans in Kentucky by County
Explore 2027 Medicare Special Needs Plans in Kentucky, including statewide plan availability, monthly premiums, maximum out-of-pocket limits, and CMS star ratings. Compare the most-enrolled D-SNP, C-SNP, and I-SNP options where available, or select a County to research plans and eligibility requirements in your local area.
Explore Plans in your area using your ZIP Code
Kentucky Medicare Special Needs Plan Research and Facts
In 2027, Medicare beneficiaries in Kentucky can explore 43 distinct Special Needs Plans, although availability and eligibility vary by county and SNP type. Of these plans, 32 have a $0 monthly plan premium, while the statewide average premium is $3.58. The average maximum out-of-pocket (MOOP) limit is $8,803.02, and rated plans have an average CMS star rating of 3.65 out of 5. The sections below organize these plans by D-SNP, C-SNP, and I-SNP eligibility category, with comparisons based on costs, ratings, and reported enrollment.
Enrollment figures reflect reported beneficiary participation and should not be interpreted as a measure of plan quality or suitability. Enrollment is influenced by factors such as local plan availability, market competition, and historical participation. Higher enrollment does not necessarily indicate a better plan.
Most-Enrolled D-SNP Plans in Kentucky
For 2027, Kentucky has 22 Dual Eligible Special Needs Plans (D-SNPs) for individuals who qualify for both Medicare and Medicaid. Of these, 13 have a $0 monthly plan premium. The average monthly plan premium is $5.49, and the average maximum out-of-pocket (MOOP) limit is $9,563.64. Among rated D-SNPs, the average CMS star rating is 3.43 out of 5. The following table identifies up to 10 D-SNP plans with the highest reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Humana | H5619-075-0 | Humana Dual Select H5619-075 | $0.00 | $9,850 | 4.0 / 5 | 18,984 |
| Wellcare | H9730-004-0 | Wellcare Dual Liberty Sync | $0.00 | $9,850 | 3.0 / 5 | 9,634 |
| Aetna Medicare | H0628-040-0 | Aetna Medicare Partial Dual | $0.00 | $9,850 | 3.5 / 5 | 6,822 |
| Humana | H5619-163-0 | Humana Gold Plus SNP-DE H5619-163 | $0.00 | $9,850 | 4.0 / 5 | 6,028 |
| Aetna Medicare | H0628-012-0 | Aetna Medicare HIDE | $0.00 | $9,850 | 3.5 / 5 | 5,029 |
| Wellcare | H9730-003-0 | Wellcare Dual Access | $0.00 | $9,850 | 3.0 / 5 | 4,458 |
| UnitedHealthcare | H6595-003-0 | UHC Dual Advantage KY-V1 | $17.00 | $6,700 | 3.0 / 5 | 4,424 |
| Wellcare | H9730-011-0 | Wellcare Dual Reserve | $0.00 | $6,700 | 3.0 / 5 | 2,774 |
| Humana | H5525-045-0 | HumanaChoice SNP-DE H5525-045 | $17.00 | $9,850 | 4.0 / 5 | 1,762 |
| Humana | H6622-018-0 | Humana Gold Plus SNP-DE H6622-018 | $0.00 | $9,850 | 4.0 / 5 | 1,649 |
Most-Enrolled C-SNP Plans in Kentucky
Chronic Condition Special Needs Plans (C-SNPs) serve individuals with qualifying chronic or disabling conditions. In 2027, Kentucky has 15 C-SNP plans, including 15 with a $0 monthly plan premium. The average monthly plan premium is $0.00, and the average maximum out-of-pocket (MOOP) limit is $7,513.33. Among rated C-SNPs, the average CMS star rating is 3.87 out of 5. Below are the 10 most-enrolled C-SNP plans, or all available plans if fewer than 10 qualify.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| UnitedHealthcare | H5253-182-0 | UHC Complete Care KY-6 | $0.00 | $7,150 | 4.0 / 5 | 6,195 |
| Humana | H1036-234-0 | Humana Community HMO Diabetes and Heart | $0.00 | $4,250 | 4.5 / 5 | 2,359 |
| UnitedHealthcare | H5253-190-0 | UHC Complete Care OH-18 | $0.00 | $6,900 | 4.0 / 5 | 1,642 |
| Devoted Health | H5718-006-0 | DEVOTED C-SNP CHOICE ENHANCED 006 KY | $0.00 | $6,550 | 4.0 / 5 | 1,228 |
| Devoted Health | H5718-004-0 | DEVOTED C-SNP CHOICE PLUS 004 KY | $0.00 | $9,850 | 4.0 / 5 | 1,226 |
| Humana | H6622-017-0 | Humana Gold Plus - Diabetes and Heart | $0.00 | $9,500 | 4.0 / 5 | 352 |
| Devoted Health | H5718-005-0 | DEVOTED C-SNP CHOICE ENHANCED 005 KY | $0.00 | $6,300 | 4.0 / 5 | 244 |
| Anthem Blue Cross and Blue Shield | H9525-011-0 | Anthem Kidney Care | $0.00 | $6,050 | 3.5 / 5 | 226 |
| Humana | H5619-055-0 | Humana Gold Plus - Diabetes and Heart | $0.00 | $9,150 | 4.0 / 5 | 61 |
| Aetna Medicare | H0628-042-0 | Aetna Medicare Chronic Care | $0.00 | $7,150 | 3.5 / 5 | 0 |
Most-Enrolled I-SNP Plans in Kentucky
Institutional Special Needs Plans (I-SNPs) serve eligible individuals who live in qualifying institutions or meet applicable institutional-level care requirements. For 2027, Kentucky has 6 I-SNP plans, including 4 with a $0 monthly plan premium. The average monthly plan premium is $5.53, and the average maximum out-of-pocket (MOOP) limit is $9,238.33. Among rated I-SNPs, the average CMS star rating is 4 out of 5. The following table ranks up to 10 I-SNP plans by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Humana | H5216-446-0 | Humana Together in Health | $0.00 | $9,850 | 4.0 / 5 | 1,368 |
| Signature Advantage (HMO SNP) | H2400-001-0 | Abilis Health | $16.20 | $9,850 | 3.5 / 5 | 823 |
| Signature Advantage (HMO SNP) | H2400-002-0 | Abilis Health Community | $0.00 | $9,850 | 3.5 / 5 | 0 |
| Humana | H7617-142-0 | Humana Senior Living Plan | $0.00 | $6,180 | 4.5 / 5 | 0 |
| Humana | H7617-143-0 | Humana Together in Health | $0.00 | $9,850 | 4.5 / 5 | 0 |
| American Health Advantage of Indiana | H9690-003-0 | American Health Advantage of Kentucky | $17.00 | $9,850 | Not Rated | 0 |
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data sources and methodology documentation.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.
Last updated on