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2026 Medicare Special Needs Plans in Rowan County, KY

Last update: .

In Rowan County, KY, there are 23 Medicare Special Needs Plans available for 2026. Approximately 866 beneficiaries are enrolled, and about 29% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Rowan County, KY to explore other types of coverage available locally.

At a Glance

Average Monthly Premium
$32.20/mo
Plans with $0 Premium
3
Average MOOP Limit
$8,374 ($9,250 max.)
Star Ratings (Plan Mix)
4+ Stars: 29% · 3 Stars: 71% · Below 3: 0%
Average Part D Deductible
$545.22
Total SNP Enrollment
866
SNP Plans with the Highest Enrollment
(as of September 8, 2026)
1. UHC Dual Complete KY-S002 (D-SNP) — 142 enrollees
2. UHC Dual Complete KY-S4 (D-SNP) — 99 enrollees
3. Humana Dual Select H5619-075 (D-SNP) — 90 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Rowan County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

Total D-SNP Plans
16
Average Monthly Premium
$30.46/mo
Beneficiaries Enrolled
776
$0 Premium D-SNPs
0
Zero Cost D-SNPs
13
D-SNP with the Highest Enrollment
UHC Dual Complete KY-S002 (D-SNP) with 142 enrollees
D-SNPs without Drug Coverage
0
D-SNP Medicare plan comparison – Rowan County, Kentucky, 2026
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus SNP-DE H1036-320
☆☆☆☆☆
 $38 9250.00 $615 H1036-320-0
Aetna Medicare HIDE
☆☆☆☆☆
 $34 9250.00 $615 H0628-012-0
Aetna Medicare Partial Dual
☆☆☆☆☆
 $38 9250.00 $615 H0628-040-0
UHC Dual Complete KY-S001
☆☆☆☆☆
 $38 9250.00 $615 H1889-008-0
UHC Dual Complete KY-S3
☆☆☆☆☆
 $38 9250.00 $615 H1889-030-0
HumanaChoice SNP-DE H5525-045
☆☆☆☆☆
 $38 9250.00 $615 H5525-045-0
Passport Advantage
☆☆☆☆☆
 $29 9250.00 $615 H1799-003-2
UHC Dual Complete KY-S002
☆☆☆☆☆
 $13 9250.00 $615 H6595-004-0
UHC Dual Complete KY-S4
☆☆☆☆☆
 $23 9250.00 $615 H6595-005-0
UHC Dual Complete KY-V001
☆☆☆☆☆
 $38 6700.00 $615 H6595-003-0
Wellcare Dual Access Sync
☆☆☆☆☆
 $38 9250.00 $510 H9730-003-0
Wellcare Dual Liberty Sync
☆☆☆☆☆
 $36 9250.00 $430 H9730-004-0
Wellcare Dual Reserve
☆☆☆☆☆
 $32 5000.00 $570 H9730-011-0
Humana Dual Select H5619-075
☆☆☆☆☆
 $8 9250.00 $615 H5619-075-0
Humana Gold Plus SNP-DE H5619-163
☆☆☆☆☆
 $11 9250.00 $615 H5619-163-0
Wellcare Dual Access Sync Open
☆☆☆☆☆
 $32 9250.00 $400 H3975-004-0
What is the total number of D-SNP plans in Rowan County?

Rowan County has 16 D-SNP plans for 2026, with 776 enrollees.

How much do D-SNP plans cost in Rowan County?

The typical D-SNP premium in Rowan County is $30.46, and 0 plans have no monthly premium.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 2
  • Average Monthly Premium: $88.20/mo
  • Beneficiaries Enrolled: 0
  • $0 Premium Plans: 0
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: — 0 enrollees
  • Plans without Drug Coverage: 0
I-SNP Medicare plan comparison – Rowan County, Kentucky, 2026
Health Plan Name CMS Rating* Premium Per Mo Network
Humana Together in Health
☆☆☆☆☆
 $38 9250.00 $615 H5216-446-0
Humana Together in Health Select
☆☆☆☆☆
 $138 4900.00 $300 H5216-453-0
What is the total number of I-SNP plans in Rowan County?

There are 2 I-SNP plans in 2026, covering 0 enrollees.

How much do I-SNP plans cost in Rowan County?

The average I-SNP premium in Rowan County is $88.20 per month, with 0 plans offering $0 premiums.

What is the most popular I-SNP plan in Rowan County?

is the top I-SNP in Rowan County, with 0 enrollees.

What is the total number of I-SNP plans in Rowan County?

There are 2 I-SNP plans in 2026, covering 0 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 5
  • Average Monthly Premium $15.36/mo
  • Beneficiaries Enrolled 90
  • $0 Premium C-SNPs 3
  • Average MOOP $7,450
  • Most Popular C-SNP UHC Complete Care KY-6 (C-SNP) with 48 enrollees
  • C-SNPs Without Drug Coverage 0
C-SNP Medicare plan comparison – Rowan County, Kentucky, 2026
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Complete Care KY-6
☆☆☆☆☆
 $0 6700.00 $440 H5253-182-0
Anthem Kidney Care
☆☆☆☆☆
 $0 5900.00 $50 H9525-011-0
Humana Gold Plus Chronic Kidney Disease
☆☆☆☆☆
 $0 9200.00 $615 H5619-170-0
DEVOTED C-SNP CHOICE PLUS 004 KY
☆☆☆☆☆
 $38 9250.00 $615 H5718-004-0
DEVOTED C-SNP CHOICE PREMIUM 006 KY
☆☆☆☆☆
 $38 6200.00 $615 H5718-006-0
What is the average monthly premium for C-SNP plans in Rowan County?
C-SNP plans in Rowan County cost $15.36 per month.
Which C-SNP plan has the highest enrollment in Rowan County?
The most popular C-SNP plan in Rowan County is UHC Complete Care KY-6 (C-SNP), with 48 enrollees.
How many C-SNP plans are available in Rowan County?
In 2026, Rowan County offers 5 C-SNP plans with 90 enrollees.

This page presents county-level Medicare Special Needs Plans (SNP) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .