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  1. 🏠
  2. Special Needs Plans
  3. Maine
  4. Cumberland County

2026 Medicare Special Needs Plans in Cumberland County, ME

Last update: August 24, 2026.

In Cumberland County, ME, there are 14 Medicare Special Needs Plans available for 2026. Approximately 6,423 beneficiaries are enrolled, and about 43% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Cumberland County, ME to explore other types of coverage available locally.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium
$14.64/mo
Plans with $0 Premium
4
Average MOOP Limit
$8,839 ($9,250 max.)
Star Ratings (Plan Mix)
4+ Stars: 43% · 3 Stars: 57% · Below 3: 0%
Average Part D Deductible
$526.07
Total SNP Enrollment
6,423
SNP Plans with the Highest Enrollment
(as of September 8, 2026)
1. UHC Dual Complete ME-S2 (D-SNP) — 1,567 enrollees
2. UHC Dual Complete ME-S1 (D-SNP) — 1,088 enrollees
3. Humana Gold Plus SNP-DE H5619-003 (D-SNP) — 871 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Cumberland County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

Total D-SNP Plans
11
Average Monthly Premium
$14.78/mo
Beneficiaries Enrolled
6,119
$0 Premium D-SNPs
2
Zero Cost D-SNPs
11
D-SNP with the Highest Enrollment
UHC Dual Complete ME-S2 (D-SNP) with 1,567 enrollees
D-SNPs without Drug Coverage
0
D-SNP Medicare plan comparison – Cumberland County, Maine, 2026
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
UHC Dual Complete ME-S1
☆☆☆☆☆
$22 9250.00 $615 H2001-068-1
UHC Dual Complete ME-S2
☆☆☆☆☆
$22 9250.00 $615 H2001-069-1
Aetna Medicare Full Dual
☆☆☆☆☆
$19 9250.00 $615 H3597-011-0
Aetna Medicare Partial Dual
☆☆☆☆☆
$22 9250.00 $615 H3597-012-0
Anthem I MaineHealth Advantage Dual Plus
☆☆☆☆☆
$0 9250.00 $615 H9065-001-0
HumanaChoice SNP-DE H5216-291
☆☆☆☆☆
$2 9250.00 $615 H5216-291-0
Wellcare Dual Access
☆☆☆☆☆
$15 9250.00 $530 H9364-002-0
Wellcare Dual Liberty
☆☆☆☆☆
$18 9250.00 $420 H9364-003-0
Humana Gold Plus SNP-DE H5619-003
☆☆☆☆☆
$0 9250.00 $310 H5619-003-0
Humana Gold Plus SNP-DE H5619-182
☆☆☆☆☆
$22 9250.00 $615 H5619-182-0
Wellcare Dual Access Open
☆☆☆☆☆
$22 9250.00 $380 H2775-115-0
What is the total number of D-SNP plans in Cumberland County?

Cumberland County has 11 D-SNP plans for 2026, with 6,119 enrollees.

How much do D-SNP plans cost in Cumberland County?

The typical D-SNP premium in Cumberland County is $14.78, and 2 plans have no monthly premium.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 1
  • Average Monthly Premium: $42.40/mo
  • Beneficiaries Enrolled: 31
  • $0 Premium Plans: 0
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: UHC Nursing Home Plan EX-F003 (I-SNP) — 31 enrollees
  • Plans without Drug Coverage: 0
I-SNP Medicare plan comparison – Cumberland County, Maine, 2026
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Nursing Home Plan EX-F003
☆☆☆☆☆
$42 9250.00 $615 H0710-026-0
What is the total number of I-SNP plans in Cumberland County?

There are 1 I-SNP plans in 2026, covering 31 enrollees.

How much do I-SNP plans cost in Cumberland County?

The average I-SNP premium in Cumberland County is $42.40 per month, with 0 plans offering $0 premiums.

What is the most popular I-SNP plan in Cumberland County?

UHC Nursing Home Plan EX-F003 (I-SNP) is the top I-SNP in Cumberland County, with 31 enrollees.

What is the total number of I-SNP plans in Cumberland County?

There are 1 I-SNP plans in 2026, covering 31 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 2
  • Average Monthly Premium $0.00/mo
  • Beneficiaries Enrolled 273
  • $0 Premium C-SNPs 2
  • Average MOOP $6,373
  • Most Popular C-SNP UHC Complete Care ME-6 (C-SNP) with 179 enrollees
  • C-SNPs Without Drug Coverage 0
C-SNP Medicare plan comparison – Cumberland County, Maine, 2026
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Complete Care ME-6
☆☆☆☆☆
$0 5900.00 $355 H5253-161-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 6845.00 $450 H5619-181-0
What is the average monthly premium for C-SNP plans in Cumberland County?
C-SNP plans in Cumberland County cost $0.00 per month.
Which C-SNP plan has the highest enrollment in Cumberland County?
The most popular C-SNP plan in Cumberland County is UHC Complete Care ME-6 (C-SNP), with 179 enrollees.
How many C-SNP plans are available in Cumberland County?
In 2026, Cumberland County offers 2 C-SNP plans with 273 enrollees.
  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Special Needs Plans (SNP) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Your coverage options" — Last accessed 22 August, 2026
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 24 August, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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