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  1. 🏠
  2. Special Needs Plans
  3. Maryland
  4. Howard County

2026 Medicare Special Needs Plans in Howard County, MD

Last update: May 12, 2026. Enrollment data updated: May 2, 2026

Howard County, MD has 14 Medicare Special Needs Plans available in 2026. These plans serve approximately 1,024 beneficiaries, and roughly 38% achieve 4-star ratings or higher based on CMS data.

Most beneficiaries have access to several types of Medicare coverage beyond SNP plans. Visit Medicare Options in Howard County, MD to compare other coverage categories available in your area.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium: $17.05/mo
$0 Premium Plans: 5
Average MOOP: $8,395 ($9,250 max. Excludes zero-cost D-SNPs.)
Star Ratings (Plan Mix): 4+ Stars: 38% · 3 Stars: 63% · Below 3: 0%
Average Part D Deductible: $540.00
Total SNP Enrollment: 1,024
SNP Plans with the Highest Enrollment
(as of May 2, 2026)
1. CareFirst BlueCross BlueShield Advantage DualPrime (D-SNP) — 420 enrollees
2. UHC Dual Complete MD-S002 (D-SNP) — 284 enrollees
3. Kaiser Permanente Dual Complete Plan 2 MD (D-SNP) — 126 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Howard County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 7
  • Average Monthly Premium: $13.44/mo
  • Beneficiaries Enrolled: 983
  • $0 Premium Plans: 3
  • Zero Cost Plans: 4
  • Top D-SNP by Enrollment: CareFirst BlueCross BlueShield Advantage DualPrime (D-SNP) — 420 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 D-SNP Medicare Plans available in Howard County, Maryland
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Kaiser Permanente Dual Complete Plan 2 MD
☆☆☆☆☆
$0 9250.00 $295 H2172-017-0
Kaiser Permanente Dual Essential Plan 2 MD
☆☆☆☆☆
$0 9250.00 $200 H2172-019-0
Alterwood Advantage Dual Secure
☆☆☆☆☆
$28 9250.00 $615 H9306-004-0
Alterwood Advantage Dual Value
☆☆☆☆☆
$31 9250.00 $615 H9306-007-0
Johns Hopkins Advantage MD D-SNP
☆☆☆☆☆
$31 9250.00 $615 H1225-003-0
UHC Dual Complete MD-S002
☆☆☆☆☆
$4 9250.00 $615 H7464-008-1
CareFirst BlueCross BlueShield Advantage DualPrime
☆☆☆☆☆
$0 8850.00 $615 H8854-002-0
What is the most popular D-SNP plan in Howard County?

CareFirst BlueCross BlueShield Advantage DualPrime (D-SNP) is the top D-SNP in Howard County, with 420 enrollees.

What is the total number of D-SNP plans in Howard County?

There are 7 D-SNP plans in 2026, covering 983 enrollees.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 6
  • Average Monthly Premium: $24.10/mo
  • Beneficiaries Enrolled: 41
  • $0 Premium Plans: 1
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: CommuniCare Advantage ISNP (I-SNP) — 41 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 I-SNP Medicare Plans available in Howard County, Maryland
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Nursing Home Plan EX-F004
☆☆☆☆☆
$28 9250.00 $615 H0710-032-0
CommuniCare Advantage ISNP
☆☆☆☆☆
$31 9250.00 $615 H3727-002-2
KeyCare Advantage
☆☆☆☆☆
$23 8950.00 $615 H6959-001-0
Provider Partners Maryland Advantage Plan
☆☆☆☆☆
$31 9250.00 $615 H8067-001-0
Provider Partners Maryland Community Plan
☆☆☆☆☆
$0 3750.00 $615 H8067-003-0
Provider Partners Maryland Essential Plan
☆☆☆☆☆
$31 9250.00 $615 H8067-004-0
What is the total number of I-SNP plans in Howard County?

Howard County has 6 I-SNP plans for 2026, with 41 enrollees.

How much do I-SNP plans cost in Howard County?

The typical I-SNP premium in Howard County is $24.10, and 1 plans have no monthly premium.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

Total C-SNP Plans
1
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
0
$0 Premium C-SNPs
1
Average MOOP
$13,800
Most Popular C-SNP
with 0 enrollees
C-SNPs Without Drug Coverage
0
Comparison table of 2026 C-SNP Medicare Plans available in Howard County, Maryland
Health Plan Name CMS Rating* Premium Per Mo Network
KeyCare Advantage Plus
☆☆☆☆☆
$0 6900.00 $300 H6959-002-0

What is the typical premium for C-SNP plans in Howard County?

C-SNP plans in Howard County cost $0.00 per month.

Which C-SNP plan do most beneficiaries choose in Howard County?

The most popular C-SNP plan in Howard County is , with 0 enrollees.

How many Chronic Condition SNP plans are offered in Howard County?

In 2026, Howard County offers 1 C-SNP plans with 0 enrollees.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 21 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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