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  1. 🏠
  2. Special Needs Plans
  3. Missouri
  4. Cape Girardeau County

2026 Medicare Special Needs Plans in Cape Girardeau County, MO

Last update: August 25, 2026.

For 2026, Cape Girardeau County, MO includes 18 Medicare Special Needs Plans. Enrollment across these plans totals approximately 1,625, with 56% rated 4 stars or higher.

Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Cape Girardeau County, MO to explore additional plan types and coverage choices.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $29.46/mo
  • $0 Premium Plans: 2
  • Average MOOP: $8,225 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 56% · 3 Stars: 44% · Below 3: 0%
  • Average Part D Deductible: $604.44
  • Total SNP Enrollment: 1,625
  • SNP Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. UHC Dual Complete MO-S3 (D-SNP) — 511 enrollees
    2. UHC Complete Care MO-1 (C-SNP) — 347 enrollees
    3. UHC Dual Complete MO-S002 (D-SNP) — 111 enrollees

Medicare Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans that integrate Medicare and Medicaid benefits for beneficiaries who meet dual-eligibility criteria defined by CMS.

Total D-SNP Plans
10
Average Monthly Premium
$27.22/mo
Beneficiaries Enrolled
1,240
$0 Premium Plans
0
Zero Cost Plans
8
Top D-SNP by Enrollment
UHC Dual Complete MO-S3 (D-SNP) — 511 enrollees
Plans without Drug Coverage
0
2026 D-SNP Medicare plans in Cape Girardeau County, Missouri (comparison chart)
SNP Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
HumanaChoice SNP-DE H7617-006
☆☆☆☆☆
$27 9250.00 $615 H7617-006-0
UHC Dual Complete MO-S002
☆☆☆☆☆
$43 9250.00 $615 H2001-040-0
UHC Dual Complete MO-S001
☆☆☆☆☆
$25 9250.00 $615 H0169-002-0
UHC Dual Complete MO-S3
☆☆☆☆☆
$43 9250.00 $615 H0169-009-0
UHC Dual Complete MO-V001
☆☆☆☆☆
$14 3200.00 $615 H0169-008-0
Aetna Medicare Dual
☆☆☆☆☆
$14 9250.00 $615 H5325-006-0
Aetna Medicare Full Dual
☆☆☆☆☆
$20 9250.00 $615 H5325-015-0
Anthem Full Dual Advantage
☆☆☆☆☆
$33 9250.00 $615 H3447-018-0
Anthem Full Dual Advantage 2
☆☆☆☆☆
$24 9250.00 $615 H3447-053-0
HumanaChoice SNP-DE H5216-164
☆☆☆☆☆
$28 9250.00 $615 H5216-164-0

What is the typical premium for D-SNP plans in Cape Girardeau County?

D-SNP plans in Cape Girardeau County cost $27.22 per month.

Which D-SNP plan do most beneficiaries choose in Cape Girardeau County?

The most popular D-SNP plan in Cape Girardeau County is UHC Dual Complete MO-S3 (D-SNP), with 511 enrollees.

How many Dual Eligible SNP plans are offered in Cape Girardeau County?

In 2026, Cape Girardeau County offers 10 D-SNP plans with 1,240 enrollees.

Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals who reside in or require institutional-level care. Plan availability varies by county.

Total I-SNP Plans
5
Average Monthly Premium
$34.40/mo
Beneficiaries Enrolled
25
$0 Premium Plans
1
Average MOOP
$8,150
Top I-SNP by Enrollment
American Health Advantage of Missouri (I-SNP) — 25 enrollees
Plans without Drug Coverage
0
2026 I-SNP Medicare plans in Cape Girardeau County, Missouri (comparison chart)
SNP Plan Name Rating* Premium Network
Provider Partners Missouri Advantage Plan
☆☆☆☆☆
$43 9250.00 $615 H9191-001-0
Provider Partners Missouri Community Plan
☆☆☆☆☆
$0 3750.00 $615 H9191-004-0
Provider Partners Missouri Essential Plan
☆☆☆☆☆
$43 9250.00 $615 H9191-005-0
American Health Advantage of Missouri
☆☆☆☆☆
$43 9250.00 $615 H4490-001-0
American Health Advantage of Missouri Choice
☆☆☆☆☆
$43 9250.00 $615 H4490-003-0
What is the average monthly premium for I-SNP plans in Cape Girardeau County?
I-SNP plans in Cape Girardeau County cost $34.40 per month.
Which I-SNP plan has the highest enrollment in Cape Girardeau County?
The most popular I-SNP plan in Cape Girardeau County is American Health Advantage of Missouri (I-SNP), with 25 enrollees.
How many I-SNP plans are available in Cape Girardeau County?
In 2026, Cape Girardeau County offers 5 I-SNP plans with 25 enrollees.

Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans available to beneficiaries who meet CMS eligibility criteria for specific chronic or disabling health conditions.

Total C-SNP Plans
3
Average Monthly Premium
$28.70/mo
Beneficiaries Enrolled
360
$0 Premium C-SNPs
1
Average MOOP
$6,950
Most Popular C-SNP
UHC Complete Care MO-1 (C-SNP) with 347 enrollees
C-SNPs Without Drug Coverage
0
2026 C-SNP Medicare plans in Cape Girardeau County, Missouri (comparison chart)
SNP Plan Name Rating* Premium Network
UHC Complete Care MO-1
☆☆☆☆☆
$0 4900.00 $440 H2001-055-0
UHC Complete Care AM-1
☆☆☆☆☆
$56 6700.00 $600 R3444-009-0
UHC Complete Care Support AM-1A
☆☆☆☆☆
$30 9250.00 $615 R3444-008-0
What is the total number of C-SNP plans in Cape Girardeau County?

Cape Girardeau County has 3 C-SNP plans for 2026, with 360 enrollees.

How much do C-SNP plans cost in Cape Girardeau County?

The typical C-SNP premium in Cape Girardeau County is $28.70, and 1 plans have no monthly premium.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 22 August, 2026
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 24 August, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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