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  1. 🏠
  2. Special Needs Plans
  3. Missouri
  4. Clay County

2027 Medicare Special Needs Plans in Clay County, MO

Last update: November 7, 2026.

In Clay County, MO, there are 27 Medicare Special Needs Plans available for 2027. Approximately 2,223 beneficiaries are enrolled, and about 54% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Clay County, MO to explore other types of coverage available locally.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium
$4.56/mo
Plans with $0 Premium
17
Average MOOP Limit
$8,406 ($9,250 max.)
Star Ratings (Plan Mix)
4+ Stars: 54% · 3 Stars: 46% · Below 3: 0%
Average Part D Deductible
$654.65
Total SNP Enrollment
2,223
SNP Plans with the Highest Enrollment
(as of November 10, 2026)
1. UHC Complete Care MO-1 (C-SNP) — 515 enrollees
2. Humana Gold Plus SNP-DE H4461-044 (D-SNP) — 474 enrollees
3. Humana Gold Plus SNP-DE H0028-015 (D-SNP) — 338 enrollees

This page and its statistics covers Medicare Advantage Special Needs Plans (SNPs). Standard Medicare Advantage plans in Clay County, MO are summarized separately. For a broader perspective, explore Missouri Medicare Special Needs plans.

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Clay County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 15
  • Average Monthly Premium: $3.22/mo
  • Beneficiaries Enrolled: 1,401
  • $0 Premium Plans: 11
  • Zero Cost Plans: 9
  • Top D-SNP by Enrollment: Humana Gold Plus SNP-DE H4461-044 (D-SNP) — 474 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2027 D-SNP Medicare Plans available in Clay County, Missouri
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus SNP-DE H0028-015
☆☆☆☆☆
$0 9250.00 $700 H0028-015-0
Humana Gold Plus SNP-DE H4461-044
☆☆☆☆☆
$0 9250.00 $100 H4461-044-0
UHC Dual Complete MO-Q2
☆☆☆☆☆
$18 9850.00 $700 H2001-040-0
DEVOTED DUAL 008 MO
☆☆☆☆☆
$0 3600.00 $700 H2041-008-0
DEVOTED DUAL FULL 011 MO
☆☆☆☆☆
$0 9850.00 $700 H2041-011-0
DEVOTED DUAL PLUS 007 MO
☆☆☆☆☆
$0 9850.00 $700 H2041-007-0
Aetna Medicare Full Dual Extra Care
☆☆☆☆☆
$0 9850.00 $700 H2663-109-0
UHC Dual Advantage MO-V1
☆☆☆☆☆
$0 5400.00 $700 H0169-015-3
UHC Dual Complete MO-Q1
☆☆☆☆☆
$3 9850.00 $700 H0169-002-0
UHC Dual Complete MO-S3
☆☆☆☆☆
$9 9850.00 $700 H0169-014-3
Aetna Medicare Dual Care
☆☆☆☆☆
$0 9850.00 $700 H5325-003-0
Aetna Medicare Full Dual Care
☆☆☆☆☆
$0 9850.00 $700 H5325-012-0
Wellcare Home State Health Dual Access
☆☆☆☆☆
$0 9850.00 $700 H1664-005-0
Wellcare Home State Health Dual Access Open
☆☆☆☆☆
$0 9850.00 $700 H7518-003-0
Wellcare Home State Health Dual Reserve
☆☆☆☆☆
$18 3600.00 $700 H1664-012-0
What is the total number of D-SNP plans in Clay County?

There are 15 D-SNP plans in 2027, covering 1,401 enrollees.

How much do D-SNP plans cost in Clay County?

The average D-SNP premium in Clay County is $3.22 per month, with 11 plans offering $0 premiums.

What is the most popular D-SNP plan in Clay County?

Humana Gold Plus SNP-DE H4461-044 (D-SNP) is the top D-SNP in Clay County, with 474 enrollees.

What is the total number of D-SNP plans in Clay County?

There are 15 D-SNP plans in 2027, covering 1,401 enrollees.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

Total I-SNP Plans
7
Average Monthly Premium
$10.04/mo
Beneficiaries Enrolled
73
$0 Premium Plans
2
Average MOOP
$8,979
Top I-SNP by Enrollment
UHC Nursing Home Plan MO-F001 (I-SNP) — 39 enrollees
Plans without Drug Coverage
0
Comparison table of 2027 I-SNP Medicare Plans available in Clay County, Missouri
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Nursing Home Plan MO-F001
☆☆☆☆☆
$1 9850.00 $700 H0710-016-0
Provider Partners Missouri Advantage Plan
☆☆☆☆☆
$18 9850.00 $700 H9191-001-0
Provider Partners Missouri Community Plan
☆☆☆☆☆
$0 3750.00 $700 H9191-006-0
Provider Partners Missouri Essential Plan
☆☆☆☆☆
$15 9850.00 $700 H9191-007-0
Aetna Medicare Longevity
☆☆☆☆☆
$0 9850.00 $700 H2663-113-0
American Health Advantage of Missouri
☆☆☆☆☆
$18 9850.00 $700 H4490-001-0
American Health Advantage of Missouri Choice
☆☆☆☆☆
$18 9850.00 $700 H4490-003-0
What is the most popular I-SNP plan in Clay County?

UHC Nursing Home Plan MO-F001 (I-SNP) is the top I-SNP in Clay County, with 39 enrollees.

What is the total number of I-SNP plans in Clay County?

There are 7 I-SNP plans in 2027, covering 73 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 4
  • Average Monthly Premium $0.00/mo
  • Beneficiaries Enrolled 749
  • $0 Premium C-SNPs 4
  • Average MOOP $6,525
  • Most Popular C-SNP UHC Complete Care MO-1 (C-SNP) with 515 enrollees
  • C-SNPs Without Drug Coverage 0
Comparison table of 2027 C-SNP Medicare Plans available in Clay County, Missouri
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Complete Care MO-1
☆☆☆☆☆
$0 4900.00 $595 H2001-055-0
DEVOTED C-SNP ENHANCED 013 MO
☆☆☆☆☆
$0 4200.00 $465 H2041-013-0
DEVOTED C-SNP PLUS 016 MO
☆☆☆☆☆
$0 9850.00 $461 H2041-016-0
Aetna Medicare Chronic Care
☆☆☆☆☆
$0 7150.00 $700 H2663-098-0

What is the average monthly premium for C-SNP plans in Clay County?

C-SNP plans in Clay County cost $0.00 per month.

Which C-SNP plan has the highest enrollment in Clay County?

The most popular C-SNP plan in Clay County is UHC Complete Care MO-1 (C-SNP), with 515 enrollees.

How many C-SNP plans are available in Clay County?

In 2027, Clay County offers 4 C-SNP plans with 749 enrollees.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Your coverage options" — Last accessed 22 August, 2026
  • Medicare.gov, "Joining a plan" — Last accessed 24 August, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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