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  1. 🏠
  2. Special Needs Plans
  3. Missouri
  4. Saint Louis County

2026 Medicare Special Needs Plans in Saint Louis County, MO

Last update: May 4, 2026. Enrollment data updated: May 2, 2026

For 2026, Saint Louis County, MO includes 34 Medicare Special Needs Plans. Enrollment across these plans totals approximately 18,885, with 48% rated 4 stars or higher.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $26.60/mo
  • $0 Premium Plans: 6
  • Average MOOP: $6,872 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 48% · 3 Stars: 52% · Below 3: 0%
  • Average Part D Deductible: $577.65
  • Total SNP Enrollment: 18,885
  • SNP Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. UHC Dual Complete MO-S3 (D-SNP) — 4,341 enrollees
    2. UHC Complete Care MO-1 (C-SNP) — 1,963 enrollees
    3. Humana Gold Plus - Diabetes and Heart (C-SNP) — 1,853 enrollees

Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid. Plan availability varies by county.

Total D-SNP Plans
18
Average Monthly Premium
$27.02/mo
Beneficiaries Enrolled
13,079
$0 Premium Plans
0
Zero Cost Plans
11
Top D-SNP by Enrollment
UHC Dual Complete MO-S3 (D-SNP) — 4,341 enrollees
Plans without Drug Coverage
0
2026 D-SNP Medicare plans in Saint Louis County, Missouri (comparison chart)
SNP Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
UHC Dual Complete MO-S002
☆☆☆☆☆
$43 9250.00 $615 H2001-040-0
Humana Gold Plus SNP-DE H4461-044
☆☆☆☆☆
$17 9250.00 $615 H4461-044-0
UHC Dual Complete MO-S001
☆☆☆☆☆
$25 9250.00 $615 H0169-002-0
UHC Dual Complete MO-S3
☆☆☆☆☆
$43 9250.00 $615 H0169-009-0
UHC Dual Complete MO-V001
☆☆☆☆☆
$14 3200.00 $615 H0169-008-0
Aetna Medicare Dual
☆☆☆☆☆
$35 9250.00 $615 H5325-005-0
Aetna Medicare Full Dual
☆☆☆☆☆
$30 9250.00 $615 H5325-014-0
Anthem Full Dual Advantage
☆☆☆☆☆
$33 9250.00 $615 H3447-018-0
Anthem Full Dual Advantage 2
☆☆☆☆☆
$24 9250.00 $615 H3447-053-0
HealthSpring TotalCare
☆☆☆☆☆
$3 9250.00 $615 H0439-022-0
HealthSpring TotalCare Plus
☆☆☆☆☆
$3 9250.00 $615 H0439-023-0
Humana Gold Plus SNP-DE H0028-015
☆☆☆☆☆
$5 9250.00 $615 H0028-015-0
Wellcare Dual Access
☆☆☆☆☆
$32 9250.00 $615 H1664-005-0
Wellcare Dual Access Open
☆☆☆☆☆
$40 9250.00 $515 H7518-003-0
Wellcare Dual Reserve
☆☆☆☆☆
$33 3600.00 $615 H1664-012-0
DEVOTED DUAL 008 MO
☆☆☆☆☆
$37 3600.00 $615 H2041-008-0
DEVOTED DUAL FULL 011 MO
☆☆☆☆☆
$36 9250.00 $615 H2041-011-0
DEVOTED DUAL PLUS 007 MO
☆☆☆☆☆
$34 9250.00 $615 H2041-007-0

What is the average monthly premium for D-SNP plans in Saint Louis County?

D-SNP plans in Saint Louis County cost $27.02 per month.

Which D-SNP plan has the highest enrollment in Saint Louis County?

The most popular D-SNP plan in Saint Louis County is UHC Dual Complete MO-S3 (D-SNP), with 4,341 enrollees.

How many D-SNP plans are available in Saint Louis County?

In 2026, Saint Louis County offers 18 D-SNP plans with 13,079 enrollees.

Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals who reside in or require institutional-level care. Plan availability varies by county.

Total I-SNP Plans
8
Average Monthly Premium
$30.75/mo
Beneficiaries Enrolled
854
$0 Premium Plans
2
Average MOOP
$15,775
Top I-SNP by Enrollment
UHC Nursing Home Plan MO-F001 (I-SNP) — 676 enrollees
Plans without Drug Coverage
0
2026 I-SNP Medicare plans in Saint Louis County, Missouri (comparison chart)
SNP Plan Name Rating* Premium Network
NHC Advantage
☆☆☆☆☆
$31 8100.00 $615 H4172-001-0
Senior Care
☆☆☆☆☆
$0 5000.00 $250 H4172-003-0
Provider Partners Missouri Advantage Plan
☆☆☆☆☆
$43 9250.00 $615 H9191-001-0
Provider Partners Missouri Community Plan
☆☆☆☆☆
$0 3750.00 $615 H9191-004-0
Provider Partners Missouri Essential Plan
☆☆☆☆☆
$43 9250.00 $615 H9191-005-0
UHC Nursing Home Plan MO-F001
☆☆☆☆☆
$43 9250.00 $615 H0710-016-0
American Health Advantage of Missouri
☆☆☆☆☆
$43 9250.00 $615 H4490-001-0
American Health Advantage of Missouri Choice
☆☆☆☆☆
$43 9250.00 $615 H4490-003-0

What is the typical premium for I-SNP plans in Saint Louis County?

I-SNP plans in Saint Louis County cost $30.75 per month.

Which I-SNP plan do most beneficiaries choose in Saint Louis County?

The most popular I-SNP plan in Saint Louis County is UHC Nursing Home Plan MO-F001 (I-SNP), with 676 enrollees.

How many Institutional SNP plans are offered in Saint Louis County?

In 2026, Saint Louis County offers 8 I-SNP plans with 854 enrollees.

Medicare Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans that limit enrollment to beneficiaries with certain chronic conditions identified under CMS eligibility guidelines.

Total C-SNP Plans
8
Average Monthly Premium
$21.51/mo
Beneficiaries Enrolled
4,952
$0 Premium C-SNPs
4
Average MOOP
$11,888
Most Popular C-SNP
UHC Complete Care MO-1 (C-SNP) with 1,963 enrollees
C-SNPs Without Drug Coverage
0
2026 C-SNP Medicare plans in Saint Louis County, Missouri (comparison chart)
SNP Plan Name Rating* Premium Network
UHC Complete Care MO-1
☆☆☆☆☆
$0 4900.00 $440 H2001-055-0
Aetna Medicare Chronic Care
☆☆☆☆☆
$0 6750.00 $615 H2663-102-0
Anthem Chronic Care
☆☆☆☆☆
$0 3500.00 $0 H3447-056-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 3300.00 $615 H0028-051-0
UHC Complete Care AM-1
☆☆☆☆☆
$56 6700.00 $600 R3444-009-0
UHC Complete Care Support AM-1A
☆☆☆☆☆
$30 9250.00 $615 R3444-008-0
DEVOTED C-SNP PLUS 016 MO
☆☆☆☆☆
$43 9250.00 $615 H2041-016-0
DEVOTED C-SNP PREMIUM 015 MO
☆☆☆☆☆
$43 3900.00 $615 H2041-015-0
What is the most popular C-SNP plan in Saint Louis County?

UHC Complete Care MO-1 (C-SNP) is the top C-SNP in Saint Louis County, with 1,963 enrollees.

What is the total number of C-SNP plans in Saint Louis County?

There are 8 C-SNP plans in 2026, covering 4,952 enrollees.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 24 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 22 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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