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  1. 🏠
  2. Special Needs Plans
  3. New Jersey
  4. Cumberland County

2026 Medicare Special Needs Plans in Cumberland County, NJ

Last update: August 24, 2026.

In Cumberland County, NJ, there are 7 Medicare Special Needs Plans available for 2026. Approximately 2,829 beneficiaries are enrolled, and about 29% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Cumberland County, NJ to explore other types of coverage available locally.

  • D-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium
$42.13/mo
Plans with $0 Premium
0
Average MOOP Limit
$9,250 ($9,250 max.)
Star Ratings (Plan Mix)
4+ Stars: 29% · 3 Stars: 71% · Below 3: 0%
Average Part D Deductible
$615.00
Total SNP Enrollment
2,829
SNP Plans with the Highest Enrollment
(as of September 8, 2026)
1. Horizon NJ TotalCare (D-SNP) — 1,657 enrollees
2. UHC Dual Complete NJ-Y001 (D-SNP) — 591 enrollees
3. Aetna Medicare FIDE (D-SNP) — 237 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Cumberland County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

Total D-SNP Plans
6
Average Monthly Premium
$42.08/mo
Beneficiaries Enrolled
2,781
$0 Premium D-SNPs
0
Zero Cost D-SNPs
6
D-SNP with the Highest Enrollment
Horizon NJ TotalCare (D-SNP) with 1,657 enrollees
D-SNPs without Drug Coverage
0
D-SNP Medicare plan comparison – Cumberland County, New Jersey, 2026
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Horizon NJ TotalCare
☆☆☆☆☆
$43 9250.00 $615 H8298-001-0
UHC Dual Complete NJ-Y001
☆☆☆☆☆
$37 9250.00 $615 H3113-005-0
Wellcare Fidelis Dual Align
☆☆☆☆☆
$54 9250.00 $615 H0913-013-0
Aetna Medicare FIDE
☆☆☆☆☆
$54 9250.00 $615 H6399-001-0
Wellpoint Full Dual Advantage
☆☆☆☆☆
$32 9250.00 $615 H3240-013-0
Wellpoint Full Dual Advantage Secure
☆☆☆☆☆
$32 9250.00 $615 H3240-024-0
What is the total number of D-SNP plans in Cumberland County?

Cumberland County has 6 D-SNP plans for 2026, with 2,781 enrollees.

How much do D-SNP plans cost in Cumberland County?

The typical D-SNP premium in Cumberland County is $42.08, and 0 plans have no monthly premium.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 1
  • Average Monthly Premium: $42.40/mo
  • Beneficiaries Enrolled: 48
  • $0 Premium Plans: 0
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: UHC Nursing Home Plan EX-F003 (I-SNP) — 48 enrollees
  • Plans without Drug Coverage: 0
I-SNP Medicare plan comparison – Cumberland County, New Jersey, 2026
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Nursing Home Plan EX-F003
☆☆☆☆☆
$42 9250.00 $615 H0710-026-0
What is the total number of I-SNP plans in Cumberland County?

There are 1 I-SNP plans in 2026, covering 48 enrollees.

How much do I-SNP plans cost in Cumberland County?

The average I-SNP premium in Cumberland County is $42.40 per month, with 0 plans offering $0 premiums.

What is the most popular I-SNP plan in Cumberland County?

UHC Nursing Home Plan EX-F003 (I-SNP) is the top I-SNP in Cumberland County, with 48 enrollees.

What is the total number of I-SNP plans in Cumberland County?

There are 1 I-SNP plans in 2026, covering 48 enrollees.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Special Needs Plans (SNP) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Your coverage options" — Last accessed 22 August, 2026
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 24 August, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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