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  1. 🏠
  2. Special Needs Plans
  3. New Jersey
  4. Union County

2026 Medicare Special Needs Plans in Union County, NJ

Last update: May 5, 2026. Enrollment data updated: May 2, 2026

Union County, NJ has 13 Medicare Special Needs Plans available in 2026. These plans serve approximately 7,315 beneficiaries, and roughly 46% achieve 4-star ratings or higher based on CMS data.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium: $52.99/mo
$0 Premium Plans: 3
Average MOOP: $6,464 ($9,250 max. Excludes zero-cost D-SNPs.)
Star Ratings (Plan Mix): 4+ Stars: 46% · 3 Stars: 54% · Below 3: 0%
Average Part D Deductible: $507.31
Total SNP Enrollment: 7,315
SNP Plans with the Highest Enrollment
(as of May 2, 2026)
1. UHC Dual Complete NJ-Y001 (D-SNP) — 4,380 enrollees
2. Horizon NJ TotalCare (D-SNP) — 873 enrollees
3. Wellpoint Full Dual Advantage (D-SNP) — 597 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Union County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 6
  • Average Monthly Premium: $42.08/mo
  • Beneficiaries Enrolled: 6,753
  • $0 Premium Plans: 0
  • Zero Cost Plans: 6
  • Top D-SNP by Enrollment: UHC Dual Complete NJ-Y001 (D-SNP) — 4,380 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 D-SNP Medicare Plans available in Union County, New Jersey
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Horizon NJ TotalCare
☆☆☆☆☆
$43 9250.00 $615 H8298-001-0
UHC Dual Complete NJ-Y001
☆☆☆☆☆
$37 9250.00 $615 H3113-005-0
Wellcare Fidelis Dual Align
☆☆☆☆☆
$54 9250.00 $615 H0913-013-0
Aetna Medicare FIDE
☆☆☆☆☆
$54 9250.00 $615 H6399-001-0
Wellpoint Full Dual Advantage
☆☆☆☆☆
$32 9250.00 $615 H3240-013-0
Wellpoint Full Dual Advantage Secure
☆☆☆☆☆
$32 9250.00 $615 H3240-024-0
What is the most popular D-SNP plan in Union County?

UHC Dual Complete NJ-Y001 (D-SNP) is the top D-SNP in Union County, with 4,380 enrollees.

What is the total number of D-SNP plans in Union County?

There are 6 D-SNP plans in 2026, covering 6,753 enrollees.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 4
  • Average Monthly Premium: $63.60/mo
  • Beneficiaries Enrolled: 391
  • $0 Premium Plans: 1
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: UHC Nursing Home Plan EX-F003 (I-SNP) — 375 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 I-SNP Medicare Plans available in Union County, New Jersey
Health Plan Name CMS Rating* Premium Per Mo Network
Erickson Advantage Guardian
☆☆☆☆☆
$0 1000.00 $0 H5652-003-0
UHC Nursing Home Plan EX-F003
☆☆☆☆☆
$42 9250.00 $615 H0710-026-0
Longevity Health Plan
☆☆☆☆☆
$172 4250.00 $615 H9942-002-0
Longevity Health Plan
☆☆☆☆☆
$40 9250.00 $615 H9942-001-0
What is the total number of I-SNP plans in Union County?

Union County has 4 I-SNP plans for 2026, with 391 enrollees.

How much do I-SNP plans cost in Union County?

The typical I-SNP premium in Union County is $63.60, and 1 plans have no monthly premium.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

Total C-SNP Plans
3
Average Monthly Premium
$60.67/mo
Beneficiaries Enrolled
171
$0 Premium C-SNPs
2
Average MOOP
$14,333
Most Popular C-SNP
Humana Gold Plus - Diabetes and Heart (C-SNP) with 115 enrollees
C-SNPs Without Drug Coverage
0
Comparison table of 2026 C-SNP Medicare Plans available in Union County, New Jersey
Health Plan Name CMS Rating* Premium Per Mo Network
Erickson Advantage Champion
☆☆☆☆☆
$182 3400.00 $270 H5652-004-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 8850.00 $450 H6622-098-0
Wellpoint Kidney Care
☆☆☆☆☆
$0 9250.00 $340 H3240-017-0

What is the typical premium for C-SNP plans in Union County?

C-SNP plans in Union County cost $60.67 per month.

Which C-SNP plan do most beneficiaries choose in Union County?

The most popular C-SNP plan in Union County is Humana Gold Plus - Diabetes and Heart (C-SNP), with 115 enrollees.

How many Chronic Condition SNP plans are offered in Union County?

In 2026, Union County offers 3 C-SNP plans with 171 enrollees.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 21 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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