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  1. 🏠
  2. Special Needs Plans
  3. New York
  4. Montgomery County

2027 Medicare Special Needs Plans in Montgomery County, NY

Last update: October 4, 2026.

In Montgomery County, NY, there are 16 Medicare Special Needs Plans available for 2027. Approximately 1,034 beneficiaries are enrolled, and about 38% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Montgomery County, NY to explore other types of coverage available locally.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium
$10.25/mo
Plans with $0 Premium
8
Average MOOP Limit
$9,850 ($9,250 max.)
Star Ratings (Plan Mix)
4+ Stars: 38% · 3 Stars: 62% · Below 3: 0%
Average Part D Deductible
$670.38
Total SNP Enrollment
1,034
SNP Plans with the Highest Enrollment
(as of October 5, 2026)
1. UHC Dual Complete NY-S4 (D-SNP) — 421 enrollees
2. Aetna Medicare Full Dual (D-SNP) — 221 enrollees
3. UHC Dual Complete NY-S001 (D-SNP) — 112 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Montgomery County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

Total D-SNP Plans
11
Average Monthly Premium
$11.14/mo
Beneficiaries Enrolled
957
$0 Premium D-SNPs
7
Zero Cost D-SNPs
10
D-SNP with the Highest Enrollment
UHC Dual Complete NY-S4 (D-SNP) with 421 enrollees
D-SNPs without Drug Coverage
0
D-SNP Medicare plan comparison – Montgomery County, New York, 2027
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
UHC Dual Complete NY-S001
☆☆☆☆☆
$19 9850.00 $700 H2001-063-1
Hamaspik Medicare Select
☆☆☆☆☆
$40 9850.00 $700 H0034-001-0
UHC Dual Complete NY-Q001
☆☆☆☆☆
$0 9850.00 $700 H3387-015-1
UHC Dual Complete NY-S4
☆☆☆☆☆
$0 9850.00 $315 H3387-017-0
MVP DualAccess Complete
☆☆☆☆☆
$22 9850.00 $700 H3305-034-0
Aetna Medicare Full Dual
☆☆☆☆☆
$0 9850.00 $700 H3312-070-0
Humana Gold Plus SNP-DE H3533-036
☆☆☆☆☆
$0 9850.00 $700 H3533-036-1
Wellcare Dual Access Open
☆☆☆☆☆
$0 9850.00 $700 H2775-112-0
Wellcare Fidelis Dual Access
☆☆☆☆☆
$0 9850.00 $700 H5599-016-0
Wellcare Fidelis Dual Align Unity
☆☆☆☆☆
$41 9850.00 $700 H5599-003-0
Wellcare Fidelis Dual Liberty Sync
☆☆☆☆☆
$0 9850.00 $700 H5599-014-0
What is the total number of D-SNP plans in Montgomery County?

Montgomery County has 11 D-SNP plans for 2027, with 957 enrollees.

How much do D-SNP plans cost in Montgomery County?

The typical D-SNP premium in Montgomery County is $11.14, and 7 plans have no monthly premium.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 1
  • Average Monthly Premium: $10.70/mo
  • Beneficiaries Enrolled: 77
  • $0 Premium Plans: 0
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: Aetna Medicare Longevity (I-SNP) — 77 enrollees
  • Plans without Drug Coverage: 0
I-SNP Medicare plan comparison – Montgomery County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo Network
Aetna Medicare Longevity
☆☆☆☆☆
$11 9850.00 $700 H5521-461-0
What is the total number of I-SNP plans in Montgomery County?

There are 1 I-SNP plans in 2027, covering 77 enrollees.

How much do I-SNP plans cost in Montgomery County?

The average I-SNP premium in Montgomery County is $10.70 per month, with 0 plans offering $0 premiums.

What is the most popular I-SNP plan in Montgomery County?

Aetna Medicare Longevity (I-SNP) is the top I-SNP in Montgomery County, with 77 enrollees.

What is the total number of I-SNP plans in Montgomery County?

There are 1 I-SNP plans in 2027, covering 77 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 1
  • Average Monthly Premium $0.00/mo
  • Beneficiaries Enrolled 0
  • $0 Premium C-SNPs 1
  • Average MOOP $9,850
  • Most Popular C-SNP with 0 enrollees
  • C-SNPs Without Drug Coverage 0
C-SNP Medicare plan comparison – Montgomery County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo Network
Aetna Medicare Chronic Care Total
☆☆☆☆☆
$0 9850.00 $700 H3312-112-0
What is the average monthly premium for C-SNP plans in Montgomery County?
C-SNP plans in Montgomery County cost $0.00 per month.
Which C-SNP plan has the highest enrollment in Montgomery County?
The most popular C-SNP plan in Montgomery County is , with 0 enrollees.
How many C-SNP plans are available in Montgomery County?
In 2027, Montgomery County offers 1 C-SNP plans with 0 enrollees.
  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Special Needs Plans (SNP) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Your coverage options" — Last accessed 22 August, 2026
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 24 August, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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