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  1. 🏠
  2. Special Needs Plans
  3. New York
  4. Otsego County

2026 Medicare Special Needs Plans in Otsego County, NY

Last update: May 4, 2026. Enrollment data updated: May 2, 2026

For 2026, Otsego County, NY includes 15 Medicare Special Needs Plans. Enrollment across these plans totals approximately 1,392, with 40% rated 4 stars or higher.

  • D-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $36.19/mo
  • $0 Premium Plans: 1
  • Average MOOP: $7,917 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 40% · 3 Stars: 60% · Below 3: 0%
  • Average Part D Deductible: $612.67
  • Total SNP Enrollment: 1,392
  • SNP Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. Wellcare Fidelis Dual Liberty Sync (D-SNP) — 392 enrollees
    2. HumanaChoice SNP-DE H5970-020 (D-SNP) — 358 enrollees
    3. Aetna Medicare Full Dual (D-SNP) — 222 enrollees

Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid. Plan availability varies by county.

Total D-SNP Plans
13
Average Monthly Premium
$32.72/mo
Beneficiaries Enrolled
1,392
$0 Premium Plans
1
Zero Cost Plans
12
Top D-SNP by Enrollment
Wellcare Fidelis Dual Liberty Sync (D-SNP) — 392 enrollees
Plans without Drug Coverage
0
2026 D-SNP Medicare plans in Otsego County, New York (comparison chart)
SNP Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
UHC Dual Complete NY-S001
☆☆☆☆☆
$53 9250.00 $615 H2001-063-1
UHC Dual Complete NY-Q001
☆☆☆☆☆
$31 9250.00 $615 H3387-015-1
UHC Dual Complete NY-S4
☆☆☆☆☆
$6 9250.00 $615 H3387-017-0
Aetna Medicare Full Dual
☆☆☆☆☆
$23 9250.00 $615 H3312-070-0
Aetna Medicare Partial Dual
☆☆☆☆☆
$6 9250.00 $615 H3312-089-0
Humana Gold Plus SNP-DE H3533-002
☆☆☆☆☆
$0 9250.00 $615 H3533-002-0
HumanaChoice SNP-DE H5970-020
☆☆☆☆☆
$1 9250.00 $615 H5970-020-0
Wellcare Fidelis Dual Align
☆☆☆☆☆
$59 9250.00 $615 H5599-003-0
Wellcare Fidelis Dual Liberty Sync
☆☆☆☆☆
$59 9250.00 $580 H5599-013-1
Medicare Blue Dual
☆☆☆☆☆
$49 9250.00 $615 H7524-003-0
Medicare Blue Dual Secure
☆☆☆☆☆
$21 9250.00 $615 H7524-004-0
Nascentia Dual Advantage
☆☆☆☆☆
$59 8500.00 $615 H9066-003-0
Nascentia Medicaid Advantage Plus
☆☆☆☆☆
$59 8500.00 $615 H9066-001-0

What is the average monthly premium for D-SNP plans in Otsego County?

D-SNP plans in Otsego County cost $32.72 per month.

Which D-SNP plan has the highest enrollment in Otsego County?

The most popular D-SNP plan in Otsego County is Wellcare Fidelis Dual Liberty Sync (D-SNP), with 392 enrollees.

How many D-SNP plans are available in Otsego County?

In 2026, Otsego County offers 13 D-SNP plans with 1,392 enrollees.

Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals who reside in or require institutional-level care. Plan availability varies by county.

Total I-SNP Plans
2
Average Monthly Premium
$58.80/mo
Beneficiaries Enrolled
0
$0 Premium Plans
0
Average MOOP
$15,250
Top I-SNP by Enrollment
— 0 enrollees
Plans without Drug Coverage
0
2026 I-SNP Medicare plans in Otsego County, New York (comparison chart)
SNP Plan Name Rating* Premium Network
Aetna Medicare Longevity
☆☆☆☆☆
$59 9250.00 $615 H5521-461-0
Nascentia Skilled Nursing Facility
☆☆☆☆☆
$59 6000.00 $615 H9066-002-0

What is the typical premium for I-SNP plans in Otsego County?

I-SNP plans in Otsego County cost $58.80 per month.

Which I-SNP plan do most beneficiaries choose in Otsego County?

The most popular I-SNP plan in Otsego County is , with 0 enrollees.

How many Institutional SNP plans are offered in Otsego County?

In 2026, Otsego County offers 2 I-SNP plans with 0 enrollees.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 24 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 22 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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