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  1. 🏠
  2. Special Needs Plans
  3. New York
  4. Otsego County

2027 Medicare Special Needs Plans in Otsego County, NY

Last update: October 4, 2026.

In Otsego County, NY, there are 14 Medicare Special Needs Plans available for 2027. Approximately 480 beneficiaries are enrolled, and about 36% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Otsego County, NY to explore other types of coverage available locally.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium
$12.64/mo
Plans with $0 Premium
7
Average MOOP Limit
$9,850 ($9,250 max.)
Star Ratings (Plan Mix)
4+ Stars: 36% · 3 Stars: 64% · Below 3: 0%
Average Part D Deductible
$672.50
Total SNP Enrollment
480
SNP Plans with the Highest Enrollment
(as of October 5, 2026)
1. Aetna Medicare Full Dual (D-SNP) — 239 enrollees
2. UHC Dual Complete NY-S4 (D-SNP) — 97 enrollees
3. UHC Dual Complete NY-S001 (D-SNP) — 58 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Otsego County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 11
  • Average Monthly Premium: $12.81/mo
  • Beneficiaries Enrolled: 480
  • $0 Premium Plans: 6
  • Zero Cost Plans: 10
  • Top D-SNP by Enrollment: Aetna Medicare Full Dual (D-SNP) — 239 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2027 D-SNP Medicare Plans available in Otsego County, New York
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
UHC Dual Complete NY-S001
☆☆☆☆☆
$19 9850.00 $700 H2001-063-1
UHC Dual Complete NY-Q001
☆☆☆☆☆
$0 9850.00 $700 H3387-015-1
UHC Dual Complete NY-S4
☆☆☆☆☆
$0 9850.00 $315 H3387-017-0
Aetna Medicare Full Dual
☆☆☆☆☆
$0 9850.00 $700 H3312-070-0
Medicare Blue Dual
☆☆☆☆☆
$24 9850.00 $700 H7524-003-0
Medicare Blue Dual Secure
☆☆☆☆☆
$0 9850.00 $700 H7524-004-0
Wellcare Fidelis Dual Access
☆☆☆☆☆
$0 9850.00 $700 H5599-016-0
Wellcare Fidelis Dual Align Unity
☆☆☆☆☆
$41 9850.00 $700 H5599-003-0
Wellcare Fidelis Dual Liberty Sync
☆☆☆☆☆
$0 9850.00 $700 H5599-014-0
Nascentia Dual Advantage
☆☆☆☆☆
$27 9850.00 $700 H9066-003-0
Nascentia Medicaid Advantage Plus
☆☆☆☆☆
$30 9850.00 $700 H9066-001-0
What is the total number of D-SNP plans in Otsego County?

There are 11 D-SNP plans in 2027, covering 480 enrollees.

How much do D-SNP plans cost in Otsego County?

The average D-SNP premium in Otsego County is $12.81 per month, with 6 plans offering $0 premiums.

What is the most popular D-SNP plan in Otsego County?

Aetna Medicare Full Dual (D-SNP) is the top D-SNP in Otsego County, with 239 enrollees.

What is the total number of D-SNP plans in Otsego County?

There are 11 D-SNP plans in 2027, covering 480 enrollees.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

Total I-SNP Plans
2
Average Monthly Premium
$18.05/mo
Beneficiaries Enrolled
0
$0 Premium Plans
0
Average MOOP
$9,850
Top I-SNP by Enrollment
— 0 enrollees
Plans without Drug Coverage
0
Comparison table of 2027 I-SNP Medicare Plans available in Otsego County, New York
Health Plan Name CMS Rating* Premium Per Mo Network
Aetna Medicare Longevity
☆☆☆☆☆
$11 9850.00 $700 H5521-461-0
Nascentia Skilled Nursing Facility
☆☆☆☆☆
$25 9850.00 $700 H9066-002-0
What is the most popular I-SNP plan in Otsego County?

is the top I-SNP in Otsego County, with 0 enrollees.

What is the total number of I-SNP plans in Otsego County?

There are 2 I-SNP plans in 2027, covering 0 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 1
  • Average Monthly Premium $0.00/mo
  • Beneficiaries Enrolled 0
  • $0 Premium C-SNPs 1
  • Average MOOP $9,850
  • Most Popular C-SNP with 0 enrollees
  • C-SNPs Without Drug Coverage 0
Comparison table of 2027 C-SNP Medicare Plans available in Otsego County, New York
Health Plan Name CMS Rating* Premium Per Mo Network
Aetna Medicare Chronic Care Total
☆☆☆☆☆
$0 9850.00 $700 H3312-112-0

What is the average monthly premium for C-SNP plans in Otsego County?

C-SNP plans in Otsego County cost $0.00 per month.

Which C-SNP plan has the highest enrollment in Otsego County?

The most popular C-SNP plan in Otsego County is , with 0 enrollees.

How many C-SNP plans are available in Otsego County?

In 2027, Otsego County offers 1 C-SNP plans with 0 enrollees.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Your coverage options" — Last accessed 22 August, 2026
  • Medicare.gov, "Joining a plan" — Last accessed 24 August, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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