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2026 Medicare Special Needs Plans in Schenectady County, NY

Last update: .

For 2026, Schenectady County, NY includes 24 Medicare Special Needs Plans. Enrollment across these plans totals approximately 5,020, with 38% rated 4 stars or higher.

Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Schenectady County, NY to explore additional plan types and coverage choices.

At a Glance

  • Average Monthly Premium: $44.90/mo
  • $0 Premium Plans: 2
  • Average MOOP: $8,560 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 38% · 3 Stars: 62% · Below 3: 0%
  • Average Part D Deductible: $593.33
  • Total SNP Enrollment: 5,020
  • SNP Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. UHC Dual Complete NY-S002 (D-SNP) — 1,532 enrollees
    2. Wellcare Fidelis Dual Liberty Sync (D-SNP) — 810 enrollees
    3. Aetna Medicare Full Dual (D-SNP) — 534 enrollees

Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid. Plan availability varies by county.

Total D-SNP Plans
20
Average Monthly Premium
$45.06/mo
Beneficiaries Enrolled
4,460
$0 Premium Plans
1
Zero Cost Plans
17
Top D-SNP by Enrollment
UHC Dual Complete NY-S002 (D-SNP) — 1,532 enrollees
Plans without Drug Coverage
0
2026 D-SNP Medicare plans in Schenectady County, New York (comparison chart)
Medicare SNP Plan CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
UHC Dual Complete NY-S001
☆☆☆☆☆
 $53 9250.00 $615 H2001-063-1
MVP DualAccess
☆☆☆☆☆
 $55 9250.00 $615 H3305-033-0
MVP DualAccess Complete
☆☆☆☆☆
 $59 9250.00 $615 H3305-034-0
UHC Dual Complete NY-Q001
☆☆☆☆☆
 $31 9250.00 $615 H3387-015-1
UHC Dual Complete NY-S002
☆☆☆☆☆
 $59 9250.00 $615 H3387-014-1
UHC Dual Complete NY-Y001
☆☆☆☆☆
 $59 9250.00 $615 H3387-013-0
VNS Health EasyCare Plus
☆☆☆☆☆
 $52 9250.00 $615 H5549-011-0
VNS Health Total
☆☆☆☆☆
 $59 0.00 $615 H5549-003-0
Aetna Medicare Full Dual
☆☆☆☆☆
 $23 9250.00 $615 H3312-070-0
Aetna Medicare Partial Dual
☆☆☆☆☆
 $6 9250.00 $615 H3312-089-0
EmblemHealth VIP Dual
☆☆☆☆☆
 $59 9250.00 $615 H5991-012-2
Hamaspik Medicare Select
☆☆☆☆☆
 $35 9250.00 $615 H0034-001-0
Humana Gold Plus SNP-DE H3533-002
☆☆☆☆☆
 $0 9250.00 $615 H3533-002-0
HumanaChoice SNP-DE H5970-020
☆☆☆☆☆
 $1 9250.00 $615 H5970-020-0
Wellcare Dual Access
☆☆☆☆☆
 $59 9250.00 $410 H4868-004-0
Wellcare Dual Access Open
☆☆☆☆☆
 $59 9250.00 $510 H2775-112-0
Wellcare Fidelis Dual Align
☆☆☆☆☆
 $59 9250.00 $615 H5599-003-0
Wellcare Fidelis Dual Liberty Sync
☆☆☆☆☆
 $59 9250.00 $580 H5599-013-1
Nascentia Dual Advantage
☆☆☆☆☆
 $59 8500.00 $615 H9066-003-0
Nascentia Medicaid Advantage Plus
☆☆☆☆☆
 $59 8500.00 $615 H9066-001-0
What is the average monthly premium for D-SNP plans in Schenectady County?
D-SNP plans in Schenectady County cost $45.06 per month.
Which D-SNP plan has the highest enrollment in Schenectady County?
The most popular D-SNP plan in Schenectady County is UHC Dual Complete NY-S002 (D-SNP), with 1,532 enrollees.
How many D-SNP plans are available in Schenectady County?
In 2026, Schenectady County offers 20 D-SNP plans with 4,460 enrollees.

Medicare Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in institutional or long-term care settings. Plan availability varies by county.

Total I-SNP Plans
3
Average Monthly Premium
$58.80/mo
Beneficiaries Enrolled
129
$0 Premium Plans
0
Average MOOP
$8,167
Top I-SNP by Enrollment
UHC Nursing Home Plan NY-F001 (I-SNP) — 129 enrollees
Plans without Drug Coverage
0
2026 I-SNP Medicare plans in Schenectady County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo Network
Aetna Medicare Longevity
☆☆☆☆☆
 $59 9250.00 $615 H5521-461-0
UHC Nursing Home Plan NY-F001
☆☆☆☆☆
 $59 9250.00 $615 H2292-001-0
Nascentia Skilled Nursing Facility
☆☆☆☆☆
 $59 6000.00 $615 H9066-002-0

What is the average monthly premium for I-SNP plans in Schenectady County?

I-SNP plans in Schenectady County cost $58.80 per month.

Which I-SNP plan has the highest enrollment in Schenectady County?

The most popular I-SNP plan in Schenectady County is UHC Nursing Home Plan NY-F001 (I-SNP), with 129 enrollees.

How many I-SNP plans are available in Schenectady County?

In 2026, Schenectady County offers 3 I-SNP plans with 129 enrollees.

Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans available to beneficiaries who meet CMS eligibility criteria for specific chronic or disabling health conditions.

Total C-SNP Plans
1
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
431
$0 Premium C-SNPs
1
Average MOOP
$6,700
Most Popular C-SNP
UHC Complete Care NY-33 (C-SNP) with 431 enrollees
C-SNPs Without Drug Coverage
0
2026 C-SNP Medicare plans in Schenectady County, New York (comparison chart)
Plan Name CMS Stars* Premium/Mo Network
UHC Complete Care NY-33
☆☆☆☆☆
 $0 6700.00 $440 H3379-056-0
What is the total number of C-SNP plans in Schenectady County?

There are 1 C-SNP plans in 2026, covering 431 enrollees.

How much do C-SNP plans cost in Schenectady County?

The average C-SNP premium in Schenectady County is $0.00 per month, with 1 plans offering $0 premiums.

What is the most popular C-SNP plan in Schenectady County?

UHC Complete Care NY-33 (C-SNP) is the top C-SNP in Schenectady County, with 431 enrollees.

What is the total number of C-SNP plans in Schenectady County?

There are 1 C-SNP plans in 2026, covering 431 enrollees.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .