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2027 Medicare Special Needs Plans in Schenectady County, NY

Last update: .

In Schenectady County, NY, there are 26 Medicare Special Needs Plans available for 2027. Approximately 3,732 beneficiaries are enrolled, and about 45% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Schenectady County, NY to explore other types of coverage available locally.

At a Glance

Average Monthly Premium
$17.83/mo
Plans with $0 Premium
8
Average MOOP Limit
$9,292 ($9,250 max.)
Star Ratings (Plan Mix)
4+ Stars: 45% · 3 Stars: 55% · Below 3: 0%
Average Part D Deductible
$699.35
Total SNP Enrollment
3,732
SNP Plans with the Highest Enrollment
(as of October 5, 2026)
1. UHC Dual Complete NY-S002 (D-SNP) — 1,527 enrollees
2. Aetna Medicare Full Dual (D-SNP) — 541 enrollees
3. UHC Complete Care NY-33 (C-SNP) — 441 enrollees

This page and its statistics covers Medicare Advantage Special Needs Plans (SNPs). Standard Medicare Advantage plans in Schenectady County, NY are summarized separately. For a broader perspective, explore New York Medicare Special Needs plans.

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Schenectady County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

Total D-SNP Plans
18
Average Monthly Premium
$20.54/mo
Beneficiaries Enrolled
3,167
$0 Premium D-SNPs
6
Zero Cost D-SNPs
15
D-SNP with the Highest Enrollment
UHC Dual Complete NY-S002 (D-SNP) with 1,527 enrollees
D-SNPs without Drug Coverage
0
D-SNP Medicare plan comparison – Schenectady County, New York, 2027
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
UHC Dual Complete NY-S001
☆☆☆☆☆
 $19 9850.00 $700 H2001-063-1
Hamaspik Medicare Select
☆☆☆☆☆
 $40 9850.00 $700 H0034-001-0
UHC Dual Complete NY-Q001
☆☆☆☆☆
 $0 9850.00 $700 H3387-015-1
UHC Dual Complete NY-S002
☆☆☆☆☆
 $32 9850.00 $700 H3387-014-5
UHC Dual Complete NY-YL
☆☆☆☆☆
 $41 9850.00 $700 H3387-013-0
VNS Health EasyCare Plus
☆☆☆☆☆
 $24 9850.00 $700 H5549-011-0
VNS Health Total
☆☆☆☆☆
 $41 0.00 $700 H5549-003-0
MVP DualAccess
☆☆☆☆☆
 $13 9820.00 $700 H3305-033-0
MVP DualAccess Complete
☆☆☆☆☆
 $22 9850.00 $700 H3305-034-0
Aetna Medicare Full Dual
☆☆☆☆☆
 $0 9850.00 $700 H3312-070-0
Anthem HealthPlus Full Dual Advantage
☆☆☆☆☆
 $41 9850.00 $700 H8432-043-0
Humana Gold Plus SNP-DE H3533-036
☆☆☆☆☆
 $0 9850.00 $700 H3533-036-1
Wellcare Dual Access Open
☆☆☆☆☆
 $0 9850.00 $700 H2775-112-0
Wellcare Fidelis Dual Access
☆☆☆☆☆
 $0 9850.00 $700 H5599-016-0
Wellcare Fidelis Dual Align Unity
☆☆☆☆☆
 $41 9850.00 $700 H5599-003-0
Wellcare Fidelis Dual Liberty Sync
☆☆☆☆☆
 $0 9850.00 $700 H5599-014-0
Nascentia Dual Advantage
☆☆☆☆☆
 $27 9850.00 $700 H9066-003-0
Nascentia Medicaid Advantage Plus
☆☆☆☆☆
 $30 9850.00 $700 H9066-001-0
What is the total number of D-SNP plans in Schenectady County?

Schenectady County has 18 D-SNP plans for 2027, with 3,167 enrollees.

How much do D-SNP plans cost in Schenectady County?

The typical D-SNP premium in Schenectady County is $20.54, and 6 plans have no monthly premium.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 3
  • Average Monthly Premium: $13.43/mo
  • Beneficiaries Enrolled: 124
  • $0 Premium Plans: 0
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: UHC Nursing Home Plan NY-F001 (I-SNP) — 124 enrollees
  • Plans without Drug Coverage: 0
I-SNP Medicare plan comparison – Schenectady County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Nursing Home Plan NY-F001
☆☆☆☆☆
 $4 9850.00 $700 H2292-001-0
Aetna Medicare Longevity
☆☆☆☆☆
 $11 9850.00 $700 H5521-461-0
Nascentia Skilled Nursing Facility
☆☆☆☆☆
 $25 9850.00 $700 H9066-002-0
What is the total number of I-SNP plans in Schenectady County?

There are 3 I-SNP plans in 2027, covering 124 enrollees.

How much do I-SNP plans cost in Schenectady County?

The average I-SNP premium in Schenectady County is $13.43 per month, with 0 plans offering $0 premiums.

What is the most popular I-SNP plan in Schenectady County?

UHC Nursing Home Plan NY-F001 (I-SNP) is the top I-SNP in Schenectady County, with 124 enrollees.

What is the total number of I-SNP plans in Schenectady County?

There are 3 I-SNP plans in 2027, covering 124 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 2
  • Average Monthly Premium $0.00/mo
  • Beneficiaries Enrolled 441
  • $0 Premium C-SNPs 2
  • Average MOOP $8,375
  • Most Popular C-SNP UHC Complete Care NY-33 (C-SNP) with 441 enrollees
  • C-SNPs Without Drug Coverage 0
C-SNP Medicare plan comparison – Schenectady County, New York, 2027
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Complete Care NY-33
☆☆☆☆☆
 $0 6900.00 $685 H3379-056-0
Aetna Medicare Chronic Care Total
☆☆☆☆☆
 $0 9850.00 $700 H3312-112-0
What is the average monthly premium for C-SNP plans in Schenectady County?
C-SNP plans in Schenectady County cost $0.00 per month.
Which C-SNP plan has the highest enrollment in Schenectady County?
The most popular C-SNP plan in Schenectady County is UHC Complete Care NY-33 (C-SNP), with 441 enrollees.
How many C-SNP plans are available in Schenectady County?
In 2027, Schenectady County offers 2 C-SNP plans with 441 enrollees.

This page presents county-level Medicare Special Needs Plans (SNP) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .