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  1. 🏠
  2. Special Needs Plans
  3. New York
  4. Westchester County

2026 Medicare Special Needs Plans in Westchester County, NY

Last update: May 10, 2026. Enrollment data updated: May 2, 2026

In Westchester County, NY, there are 39 Medicare Special Needs Plans available for 2026. Approximately 21,955 beneficiaries are enrolled, and about 35% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Westchester County, NY to explore other types of coverage available locally.

  • D-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium
$46.78/mo
Plans with $0 Premium
3
Average MOOP Limit
$9,115 ($9,250 max. Excludes zero-cost D-SNPs.)
Star Ratings (Plan Mix)
4+ Stars: 35% · 3 Stars: 65% · Below 3: 0%
Average Part D Deductible
$579.72
Total SNP Enrollment
21,955
SNP Plans with the Highest Enrollment
(as of May 2, 2026)
1. Healthfirst Life Improvement Plan (D-SNP) — 5,629 enrollees
2. UHC Dual Complete NY-S002 (D-SNP) — 3,837 enrollees
3. Aetna Medicare Full Dual Care (D-SNP) — 3,010 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Westchester County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

Total D-SNP Plans
33
Average Monthly Premium
$47.03/mo
Beneficiaries Enrolled
21,411
$0 Premium D-SNPs
2
Zero Cost D-SNPs
26
D-SNP with the Highest Enrollment
Healthfirst Life Improvement Plan (D-SNP) with 5,629 enrollees
D-SNPs without Drug Coverage
0
D-SNP Medicare plan comparison – Westchester County, New York, 2026
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem HealthPlus Full Dual Advantage LTSS 2
☆☆☆☆☆
$59 9250.00 $615 H6988-004-0
Healthfirst CompleteCare
☆☆☆☆☆
$59 9250.00 $615 H3359-034-0
Healthfirst Connection Plan
☆☆☆☆☆
$21 9250.00 $615 H3359-038-0
Healthfirst Life Improvement Plan
☆☆☆☆☆
$59 9250.00 $615 H3359-021-0
UHC Dual Complete NY-S001
☆☆☆☆☆
$53 9250.00 $615 H2001-063-1
MVP DualAccess
☆☆☆☆☆
$55 9250.00 $615 H3305-033-0
MVP DualAccess Complete
☆☆☆☆☆
$59 9250.00 $615 H3305-034-0
UHC Dual Complete NY-Q001
☆☆☆☆☆
$31 9250.00 $615 H3387-015-1
UHC Dual Complete NY-S002
☆☆☆☆☆
$59 9250.00 $615 H3387-014-1
UHC Dual Complete NY-Y001
☆☆☆☆☆
$59 9250.00 $615 H3387-013-0
Anthem HealthPlus Full Dual Advantage
☆☆☆☆☆
$59 9250.00 $615 H8432-042-0
Anthem HealthPlus Full Dual Advantage LTSS
☆☆☆☆☆
$59 9250.00 $615 H8432-041-0
Elderplan For Medicaid Beneficiaries
☆☆☆☆☆
$23 9250.00 $615 H3347-002-0
Elderplan Plus Long-Term Care
☆☆☆☆☆
$59 9250.00 $615 H3347-007-0
VillageCareMAX Medicare Health Advantage Plan
☆☆☆☆☆
$59 9250.00 $615 H2168-001-0
VillageCareMAX Medicare Total Advantage Plan
☆☆☆☆☆
$59 9250.00 $615 H2168-002-0
VNS Health EasyCare Plus
☆☆☆☆☆
$52 9250.00 $615 H5549-011-0
VNS Health Total
☆☆☆☆☆
$59 0.00 $615 H5549-003-0
Aetna Medicare Full Dual Care
☆☆☆☆☆
$59 9250.00 $615 H3312-069-0
Aetna Medicare Partial Dual Care
☆☆☆☆☆
$38 9250.00 $615 H3312-090-0
EmblemHealth VIP Dual
☆☆☆☆☆
$59 9250.00 $615 H5991-012-2
EmblemHealth VIP Dual Enhanced
☆☆☆☆☆
$59 9250.00 $615 H5991-013-2
Hamaspik Medicare Choice
☆☆☆☆☆
$52 9250.00 $615 H0034-002-0
Hamaspik Medicare Select
☆☆☆☆☆
$35 9250.00 $615 H0034-001-0
Humana Gold Plus SNP-DE H3533-002
☆☆☆☆☆
$0 9250.00 $615 H3533-002-0
HumanaChoice SNP-DE H5970-020
☆☆☆☆☆
$1 9250.00 $615 H5970-020-0
Wellcare Dual Access
☆☆☆☆☆
$59 9250.00 $410 H4868-004-0
Wellcare Dual Access Open
☆☆☆☆☆
$59 9250.00 $510 H2775-112-0
Wellcare Fidelis Dual Align
☆☆☆☆☆
$59 9250.00 $615 H5599-003-0
Wellcare Fidelis Dual Liberty Sync
☆☆☆☆☆
$59 9250.00 $580 H5599-013-2
RiverSpring MAP
☆☆☆☆☆
$59 9250.00 $615 H6776-002-0
Senior Whole Health Medicare Complete Care
☆☆☆☆☆
$0 9250.00 $199 H5992-010-0
Senior Whole Health of New York NHC
☆☆☆☆☆
$17 9250.00 $615 H5992-007-0
What is the total number of D-SNP plans in Westchester County?

Westchester County has 33 D-SNP plans for 2026, with 21,411 enrollees.

How much do D-SNP plans cost in Westchester County?

The typical D-SNP premium in Westchester County is $47.03, and 2 plans have no monthly premium.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 6
  • Average Monthly Premium: $45.43/mo
  • Beneficiaries Enrolled: 544
  • $0 Premium Plans: 1
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: UHC Nursing Home Plan NY-F002 (I-SNP) — 500 enrollees
  • Plans without Drug Coverage: 0
I-SNP Medicare plan comparison – Westchester County, New York, 2026
Health Plan Name CMS Rating* Premium Per Mo Network
Aetna Medicare Longevity
☆☆☆☆☆
$59 9250.00 $615 H5521-461-0
UHC Nursing Home Plan NY-F002
☆☆☆☆☆
$51 9250.00 $615 H2292-002-0
Elderplan Advantage For Nursing Home Residents
☆☆☆☆☆
$45 9250.00 $615 H3347-003-0
Elderplan Select
☆☆☆☆☆
$0 7500.00 $0 H3347-018-0
Longevity Health Plan
☆☆☆☆☆
$59 9250.00 $615 H8457-001-0
RiverSpring Star
☆☆☆☆☆
$59 9250.00 $615 H6776-001-0
What is the total number of I-SNP plans in Westchester County?

There are 6 I-SNP plans in 2026, covering 544 enrollees.

How much do I-SNP plans cost in Westchester County?

The average I-SNP premium in Westchester County is $45.43 per month, with 1 plans offering $0 premiums.

What is the most popular I-SNP plan in Westchester County?

UHC Nursing Home Plan NY-F002 (I-SNP) is the top I-SNP in Westchester County, with 500 enrollees.

What is the total number of I-SNP plans in Westchester County?

There are 6 I-SNP plans in 2026, covering 544 enrollees.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

This page presents county-level Medicare Special Needs Plans (SNP) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 20 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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