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  1. 🏠
  2. Special Needs Plans
  3. North Carolina
  4. Avery County

2026 Medicare Special Needs Plans in Avery County, NC

Last update: August 26, 2026.

Avery County, NC has 28 Medicare Special Needs Plans available in 2026. These plans serve approximately 489 beneficiaries, and roughly 75% achieve 4-star ratings or higher based on CMS data.

Most beneficiaries have access to several types of Medicare coverage beyond SNP plans. Visit Medicare Options in Avery County, NC to compare other coverage categories available in your area.

  • D-SNP Plans
  • C-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium: $27.07/mo
$0 Premium Plans: 3
Average MOOP: $8,527 ($9,250 max. Excludes zero-cost D-SNPs.)
Star Ratings (Plan Mix): 4+ Stars: 75% · 3 Stars: 25% · Below 3: 0%
Average Part D Deductible: $569.82
Total SNP Enrollment: 489
SNP Plans with the Highest Enrollment
(as of September 8, 2026)
1. UHC Dual Complete NC-S3 (D-SNP) — 165 enrollees
2. UHC Dual Complete NC-S001 (D-SNP) — 90 enrollees
3. UHC Complete Care NC-25 (C-SNP) — 82 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Avery County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 22
  • Average Monthly Premium: $29.51/mo
  • Beneficiaries Enrolled: 392
  • $0 Premium Plans: 0
  • Zero Cost Plans: 14
  • Top D-SNP by Enrollment: UHC Dual Complete NC-S3 (D-SNP) — 165 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 D-SNP Medicare Plans available in Avery County, North Carolina
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Alignment Health NC Duals
☆☆☆☆☆
$36 9250.00 $615 H5296-004-0
DEVOTED DUAL 009 NC
☆☆☆☆☆
$36 6750.00 $615 H5299-009-0
DEVOTED DUAL FULL 013 NC
☆☆☆☆☆
$36 9250.00 $615 H5299-013-0
DEVOTED DUAL PLUS 006 NC
☆☆☆☆☆
$35 9250.00 $615 H5299-006-0
Humana Dual Select H1036-307
☆☆☆☆☆
$13 9250.00 $615 H1036-307-0
Humana Gold Plus SNP-DE H1036-167
☆☆☆☆☆
$14 9250.00 $615 H1036-167-0
Humana Gold Plus SNP-DE H1036-331
☆☆☆☆☆
$20 9250.00 $615 H1036-331-0
Aetna Medicare Dual
☆☆☆☆☆
$36 9250.00 $615 H3146-002-0
HealthSpring TotalCare
☆☆☆☆☆
$20 9250.00 $615 H9725-003-0
HealthSpring TotalCare Plus
☆☆☆☆☆
$28 8200.00 $615 H9725-013-0
UHC Dual Complete NC-D001
☆☆☆☆☆
$25 9250.00 $615 H5253-041-0
UHC Dual Complete NC-S001
☆☆☆☆☆
$36 9250.00 $615 H1889-005-0
UHC Dual Complete NC-S2
☆☆☆☆☆
$36 9250.00 $615 H1889-034-0
UHC Dual Complete NC-S3
☆☆☆☆☆
$36 9250.00 $615 H5253-184-0
UHC Dual Complete NC-V001
☆☆☆☆☆
$36 5900.00 $615 H5253-116-0
Healthy Blue + Medicare
☆☆☆☆☆
$19 9250.00 $615 H9147-001-0
Humana Dual Select H5525-072
☆☆☆☆☆
$34 9250.00 $615 H5525-072-0
HumanaChoice SNP-DE H5525-036
☆☆☆☆☆
$30 9250.00 $615 H5525-036-0
Wellcare Dual Access
☆☆☆☆☆
$32 9250.00 $385 H4073-002-0
Wellcare Dual Liberty
☆☆☆☆☆
$36 9250.00 $425 H4073-004-0
Wellcare Dual Liberty Open
☆☆☆☆☆
$26 9250.00 $395 H1914-008-0
Wellcare Dual Reserve
☆☆☆☆☆
$28 9250.00 $615 H4073-003-0
What is the most popular D-SNP plan in Avery County?

UHC Dual Complete NC-S3 (D-SNP) is the top D-SNP in Avery County, with 165 enrollees.

What is the total number of D-SNP plans in Avery County?

There are 22 D-SNP plans in 2026, covering 392 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

Total C-SNP Plans
6
Average Monthly Premium
$18.10/mo
Beneficiaries Enrolled
97
$0 Premium C-SNPs
3
Average MOOP
$7,025
Most Popular C-SNP
UHC Complete Care NC-25 (C-SNP) with 82 enrollees
C-SNPs Without Drug Coverage
0
Comparison table of 2026 C-SNP Medicare Plans available in Avery County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo Network
Alignment Health Heart & Diabetes Care
☆☆☆☆☆
$0 3400.00 $250 H5296-011-0
Alignment Health Heart & Diabetes NCPlus
☆☆☆☆☆
$36 9250.00 $615 H5296-009-0
DEVOTED C-SNP PLUS 015 NC
☆☆☆☆☆
$36 9250.00 $615 H5299-015-0
DEVOTED C-SNP PREMIUM 018 NC
☆☆☆☆☆
$36 5600.00 $615 H5299-018-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 9250.00 $450 H1036-308-0
UHC Complete Care NC-25
☆☆☆☆☆
$0 5400.00 $520 H5253-186-0

What is the typical premium for C-SNP plans in Avery County?

C-SNP plans in Avery County cost $18.10 per month.

Which C-SNP plan do most beneficiaries choose in Avery County?

The most popular C-SNP plan in Avery County is UHC Complete Care NC-25 (C-SNP), with 82 enrollees.

How many Chronic Condition SNP plans are offered in Avery County?

In 2026, Avery County offers 6 C-SNP plans with 97 enrollees.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 20 August, 2026
  • Medicare.gov, "Your coverage options" — Last accessed 22 August, 2026
  • Medicare.gov, "Joining a plan" — Last accessed 24 August, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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