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  1. 🏠
  2. Special Needs Plans
  3. North Carolina
  4. Cumberland County

2027 Medicare Special Needs Plans in Cumberland County, NC

Last update: October 5, 2026.

For 2027, Cumberland County, NC includes 24 Medicare Special Needs Plans. Enrollment across these plans totals approximately 5,719, with 50% rated 4 stars or higher.

Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Cumberland County, NC to explore additional plan types and coverage choices.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $4.76/mo
  • $0 Premium Plans: 15
  • Average MOOP: $8,960 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
  • Average Part D Deductible: $603.96
  • Total SNP Enrollment: 5,719
  • SNP Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Humana Gold Plus SNP-DE H1036-331 (D-SNP) — 1,837 enrollees
    2. UHC Complete Care NC-28 (C-SNP) — 864 enrollees
    3. UHC Dual Complete NC-Q1 (D-SNP) — 426 enrollees

This page and its statistics covers Medicare Advantage Special Needs Plans (SNPs). Standard Medicare Advantage plans in Cumberland County, NC are summarized separately. For a broader perspective, explore North Carolina Medicare Special Needs plans.

Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid. Plan availability varies by county.

Total D-SNP Plans
18
Average Monthly Premium
$4.87/mo
Beneficiaries Enrolled
4,181
$0 Premium Plans
11
Zero Cost Plans
12
Top D-SNP by Enrollment
Humana Gold Plus SNP-DE H1036-331 (D-SNP) — 1,837 enrollees
Plans without Drug Coverage
0
2027 D-SNP Medicare plans in Cumberland County, North Carolina (comparison chart)
Medicare SNP Plan CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Dual Select H1036-307
☆☆☆☆☆
$0 9850.00 $200 H1036-307-0
Humana Gold Plus SNP-DE H1036-167
☆☆☆☆☆
$0 9850.00 $0 H1036-167-0
Humana Gold Plus SNP-DE H1036-331
☆☆☆☆☆
$0 9850.00 $700 H1036-331-0
Humana Dual Select H5525-072
☆☆☆☆☆
$13 9850.00 $700 H5525-072-0
HumanaChoice SNP-DE H5525-036
☆☆☆☆☆
$0 9850.00 $550 H5525-036-0
UHC Dual Advantage NC-V1
☆☆☆☆☆
$13 5900.00 $700 H5253-116-0
UHC Dual Complete NC-Q2
☆☆☆☆☆
$0 9850.00 $700 H5253-217-1
UHC Dual Complete NC-S3
☆☆☆☆☆
$4 9850.00 $700 H5253-216-1
Aetna Medicare Full Dual
☆☆☆☆☆
$0 9850.00 $700 H3146-002-0
Aetna Medicare Full Dual Care
☆☆☆☆☆
$0 9850.00 $700 H3146-022-0
Liberty Medicare Dual Plan
☆☆☆☆☆
$18 7550.00 $700 H6351-005-0
UHC Dual Complete NC-Q1
☆☆☆☆☆
$0 9850.00 $700 H1889-005-0
UHC Dual Complete NC-S2
☆☆☆☆☆
$0 9850.00 $700 H1889-034-0
Wellcare Carolina Complete Dual Liberty
☆☆☆☆☆
$0 9850.00 $700 H4073-004-0
Wellcare Carolina Complete Dual Reserve
☆☆☆☆☆
$13 9250.00 $700 H4073-003-0
Healthy Blue + Medicare
☆☆☆☆☆
$13 9850.00 $700 H9147-001-0
Troy Medicare for Dual-eligible Beneficiaries
☆☆☆☆☆
$13 9850.00 $700 H4676-002-0
Wellcare Carolina Complete Dual Liberty Open
☆☆☆☆☆
$0 9850.00 $700 H1914-008-0
What is the average monthly premium for D-SNP plans in Cumberland County?
D-SNP plans in Cumberland County cost $4.87 per month.
Which D-SNP plan has the highest enrollment in Cumberland County?
The most popular D-SNP plan in Cumberland County is Humana Gold Plus SNP-DE H1036-331 (D-SNP), with 1,837 enrollees.
How many D-SNP plans are available in Cumberland County?
In 2027, Cumberland County offers 18 D-SNP plans with 4,181 enrollees.

Medicare Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in institutional or long-term care settings. Plan availability varies by county.

Total I-SNP Plans
3
Average Monthly Premium
$8.87/mo
Beneficiaries Enrolled
207
$0 Premium Plans
1
Average MOOP
$8,833
Top I-SNP by Enrollment
UHC Nursing Home Plan NC-F001 (I-SNP) — 104 enrollees
Plans without Drug Coverage
0
2027 I-SNP Medicare plans in Cumberland County, North Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo Network
Longevity Health Plan
☆☆☆☆☆
$13 9850.00 $700 H5374-001-0
UHC Nursing Home Plan NC-F001
☆☆☆☆☆
$0 9850.00 $700 H0710-034-0
Liberty Medicare Advantage Nursing Home Plan
☆☆☆☆☆
$13 6800.00 $700 H6351-001-0

What is the average monthly premium for I-SNP plans in Cumberland County?

I-SNP plans in Cumberland County cost $8.87 per month.

Which I-SNP plan has the highest enrollment in Cumberland County?

The most popular I-SNP plan in Cumberland County is UHC Nursing Home Plan NC-F001 (I-SNP), with 104 enrollees.

How many I-SNP plans are available in Cumberland County?

In 2027, Cumberland County offers 3 I-SNP plans with 207 enrollees.

Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans available to beneficiaries who meet CMS eligibility criteria for specific chronic or disabling health conditions.

Total C-SNP Plans
3
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
1,331
$0 Premium C-SNPs
3
Average MOOP
$6,033
Most Popular C-SNP
UHC Complete Care NC-28 (C-SNP) with 864 enrollees
C-SNPs Without Drug Coverage
0
2027 C-SNP Medicare plans in Cumberland County, North Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo Network
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 9850.00 $550 H1036-308-0
UHC Complete Care NC-28
☆☆☆☆☆
$0 4450.00 $595 H5253-189-0
Liberty Medicare Advantage
☆☆☆☆☆
$0 3800.00 $0 H6351-004-0
What is the total number of C-SNP plans in Cumberland County?

There are 3 C-SNP plans in 2027, covering 1,331 enrollees.

How much do C-SNP plans cost in Cumberland County?

The average C-SNP premium in Cumberland County is $0.00 per month, with 3 plans offering $0 premiums.

What is the most popular C-SNP plan in Cumberland County?

UHC Complete Care NC-28 (C-SNP) is the top C-SNP in Cumberland County, with 864 enrollees.

What is the total number of C-SNP plans in Cumberland County?

There are 3 C-SNP plans in 2027, covering 1,331 enrollees.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 22 August, 2026
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 24 August, 2026

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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