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  1. 🏠
  2. Special Needs Plans
  3. North Carolina
  4. Mcdowell County

2027 Medicare Special Needs Plans in Mcdowell County, NC

Last update: October 5, 2026.

For 2027, Mcdowell County, NC includes 31 Medicare Special Needs Plans. Enrollment across these plans totals approximately 949, with 73% rated 4 stars or higher.

Special Needs Plans (SNPs) are designed for specific healthcare or eligibility situations. Other options may also be available. Visit Medicare Options in Mcdowell County, NC to explore additional plan types and coverage choices.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $3.47/mo
  • $0 Premium Plans: 20
  • Average MOOP: $9,060 ($9,250 max. Excludes zero-cost D-SNPs.)
  • Star Ratings (Plan Mix): 4+ Stars: 73% · 3 Stars: 27% · Below 3: 0%
  • Average Part D Deductible: $613.13
  • Total SNP Enrollment: 949
  • SNP Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. UHC Complete Care NC-25 (C-SNP) — 191 enrollees
    2. UHC Dual Complete NC-Q1 (D-SNP) — 154 enrollees
    3. Humana Gold Plus SNP-DE H1036-331 (D-SNP) — 149 enrollees

This page and its statistics covers Medicare Advantage Special Needs Plans (SNPs). Standard Medicare Advantage plans in Mcdowell County, NC are summarized separately. For a broader perspective, explore North Carolina Medicare Special Needs plans.

Dual Eligible Special Needs Plans (D-SNPs)

Dual Eligible Special Needs Plans (D-SNPs) are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid. Plan availability varies by county.

Total D-SNP Plans
22
Average Monthly Premium
$4.07/mo
Beneficiaries Enrolled
654
$0 Premium Plans
13
Zero Cost Plans
14
Top D-SNP by Enrollment
UHC Dual Complete NC-Q1 (D-SNP) — 154 enrollees
Plans without Drug Coverage
0
2027 D-SNP Medicare plans in Mcdowell County, North Carolina (comparison chart)
Medicare SNP Plan CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Alignment Health Duals+ 004
☆☆☆☆☆
$13 9850.00 $700 H5296-004-0
DEVOTED DUAL 009 NC
☆☆☆☆☆
$0 6750.00 $700 H5299-009-0
DEVOTED DUAL FULL 013 NC
☆☆☆☆☆
$0 9850.00 $700 H5299-013-0
DEVOTED DUAL PLUS 006 NC
☆☆☆☆☆
$0 9850.00 $700 H5299-006-0
Humana Dual Select H1036-307
☆☆☆☆☆
$0 9850.00 $200 H1036-307-0
Humana Gold Plus SNP-DE H1036-167
☆☆☆☆☆
$0 9850.00 $0 H1036-167-0
Humana Gold Plus SNP-DE H1036-331
☆☆☆☆☆
$0 9850.00 $700 H1036-331-0
Humana Dual Select H5525-072
☆☆☆☆☆
$13 9850.00 $700 H5525-072-0
Humana Dual Select H6622-027
☆☆☆☆☆
$4 9850.00 $700 H6622-027-0
HumanaChoice SNP-DE H5525-036
☆☆☆☆☆
$0 9850.00 $550 H5525-036-0
UHC Dual Advantage NC-V1
☆☆☆☆☆
$13 5900.00 $700 H5253-116-0
UHC Dual Complete NC-Q2
☆☆☆☆☆
$0 9850.00 $700 H5253-217-1
UHC Dual Complete NC-S3
☆☆☆☆☆
$4 9850.00 $700 H5253-216-1
Aetna Medicare Full Dual
☆☆☆☆☆
$0 9850.00 $700 H3146-002-0
UHC Dual Complete NC-Q1
☆☆☆☆☆
$0 9850.00 $700 H1889-005-0
UHC Dual Complete NC-S2
☆☆☆☆☆
$0 9850.00 $700 H1889-034-0
Wellcare Carolina Complete Dual Liberty
☆☆☆☆☆
$0 9850.00 $700 H4073-004-0
Wellcare Carolina Complete Dual Reserve
☆☆☆☆☆
$13 9250.00 $700 H4073-003-0
Healthy Blue + Medicare
☆☆☆☆☆
$13 9850.00 $700 H9147-001-0
Troy Medicare for Dual-eligible Beneficiaries
☆☆☆☆☆
$13 9850.00 $700 H4676-002-0
Wellcare Carolina Complete Dual Liberty Open
☆☆☆☆☆
$0 9850.00 $700 H1914-008-0
AmeriHealth Caritas VIP Care
☆☆☆☆☆
$2 9850.00 $450 H8212-001-0
What is the average monthly premium for D-SNP plans in Mcdowell County?
D-SNP plans in Mcdowell County cost $4.07 per month.
Which D-SNP plan has the highest enrollment in Mcdowell County?
The most popular D-SNP plan in Mcdowell County is UHC Dual Complete NC-Q1 (D-SNP), with 154 enrollees.
How many D-SNP plans are available in Mcdowell County?
In 2027, Mcdowell County offers 22 D-SNP plans with 654 enrollees.

Medicare Institutional Special Needs Plans (I-SNPs)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in institutional or long-term care settings. Plan availability varies by county.

Total I-SNP Plans
2
Average Monthly Premium
$6.65/mo
Beneficiaries Enrolled
41
$0 Premium Plans
1
Average MOOP
$9,850
Top I-SNP by Enrollment
UHC Nursing Home Plan NC-F001 (I-SNP) — 41 enrollees
Plans without Drug Coverage
0
2027 I-SNP Medicare plans in Mcdowell County, North Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo Network
Longevity Health Plan
☆☆☆☆☆
$13 9850.00 $700 H5374-001-0
UHC Nursing Home Plan NC-F001
☆☆☆☆☆
$0 9850.00 $700 H0710-034-0

What is the average monthly premium for I-SNP plans in Mcdowell County?

I-SNP plans in Mcdowell County cost $6.65 per month.

Which I-SNP plan has the highest enrollment in Mcdowell County?

The most popular I-SNP plan in Mcdowell County is UHC Nursing Home Plan NC-F001 (I-SNP), with 41 enrollees.

How many I-SNP plans are available in Mcdowell County?

In 2027, Mcdowell County offers 2 I-SNP plans with 41 enrollees.

Chronic Condition Special Needs Plans (C-SNPs)

Chronic Condition Special Needs Plans (C-SNPs) are Medicare Advantage plans available to beneficiaries who meet CMS eligibility criteria for specific chronic or disabling health conditions.

Total C-SNP Plans
7
Average Monthly Premium
$0.69/mo
Beneficiaries Enrolled
254
$0 Premium C-SNPs
6
Average MOOP
$7,443
Most Popular C-SNP
UHC Complete Care NC-25 (C-SNP) with 191 enrollees
C-SNPs Without Drug Coverage
0
2027 C-SNP Medicare plans in Mcdowell County, North Carolina (comparison chart)
Plan Name CMS Stars* Premium/Mo Network
Alignment Health Heart & Diabetes 011
☆☆☆☆☆
$0 3400.00 $250 H5296-011-0
Alignment Health Heart & Diabetes Plus 009
☆☆☆☆☆
$5 9850.00 $700 H5296-009-0
DEVOTED C-SNP ENHANCED 018 NC
☆☆☆☆☆
$0 5600.00 $461 H5299-018-0
DEVOTED C-SNP GIVEBACK EXTRAS 034 NC
☆☆☆☆☆
$0 7150.00 $700 H5299-034-0
DEVOTED C-SNP PLUS 015 NC
☆☆☆☆☆
$0 9850.00 $461 H5299-015-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 9850.00 $550 H1036-308-0
UHC Complete Care NC-25
☆☆☆☆☆
$0 6400.00 $685 H5253-186-0
What is the total number of C-SNP plans in Mcdowell County?

There are 7 C-SNP plans in 2027, covering 254 enrollees.

How much do C-SNP plans cost in Mcdowell County?

The average C-SNP premium in Mcdowell County is $0.69 per month, with 6 plans offering $0 premiums.

What is the most popular C-SNP plan in Mcdowell County?

UHC Complete Care NC-25 (C-SNP) is the top C-SNP in Mcdowell County, with 191 enrollees.

What is the total number of C-SNP plans in Mcdowell County?

There are 7 C-SNP plans in 2027, covering 254 enrollees.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include Medicare Special Needs Plans (SNP) only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 22 August, 2026
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 24 August, 2026

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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