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2026 Medicare Special Needs Plans in Mecklenburg County, NC

Last update: .

Mecklenburg County, NC has 38 Medicare Special Needs Plans available in 2026. These plans serve approximately 21,427 beneficiaries, and roughly 78% achieve 4-star ratings or higher based on CMS data.

Most beneficiaries have access to several types of Medicare coverage beyond SNP plans. Visit Medicare Options in Mecklenburg County, NC to compare other coverage categories available in your area.

At a Glance

Average Monthly Premium: $29.67/mo
$0 Premium Plans: 6
Average MOOP: $7,992 ($9,250 max. Excludes zero-cost D-SNPs.)
Star Ratings (Plan Mix): 4+ Stars: 78% · 3 Stars: 22% · Below 3: 0%
Average Part D Deductible: $545.53
Total SNP Enrollment: 21,427
SNP Plans with the Highest Enrollment
(as of September 8, 2026)
1. UHC Dual Complete NC-S3 (D-SNP) — 6,478 enrollees
2. UHC Dual Complete NC-D001 (D-SNP) — 3,812 enrollees
3. UHC Complete Care NC-28 (C-SNP) — 2,125 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Mecklenburg County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 23
  • Average Monthly Premium: $28.52/mo
  • Beneficiaries Enrolled: 17,352
  • $0 Premium Plans: 0
  • Zero Cost Plans: 15
  • Top D-SNP by Enrollment: UHC Dual Complete NC-S3 (D-SNP) — 6,478 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 D-SNP Medicare Plans available in Mecklenburg County, North Carolina
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED DUAL 009 NC
☆☆☆☆☆
 $36 6750.00 $615 H5299-009-0
DEVOTED DUAL FULL 013 NC
☆☆☆☆☆
 $36 9250.00 $615 H5299-013-0
DEVOTED DUAL PLUS 006 NC
☆☆☆☆☆
 $35 9250.00 $615 H5299-006-0
Humana Dual Select H1036-307
☆☆☆☆☆
 $13 9250.00 $615 H1036-307-0
Humana Gold Plus SNP-DE H1036-167
☆☆☆☆☆
 $14 9250.00 $615 H1036-167-0
Humana Gold Plus SNP-DE H1036-331
☆☆☆☆☆
 $20 9250.00 $615 H1036-331-0
Aetna Medicare Dual
☆☆☆☆☆
 $36 9250.00 $615 H3146-002-0
Aetna Medicare Full Dual Care
☆☆☆☆☆
 $28 9250.00 $615 H3146-022-0
HealthSpring TotalCare
☆☆☆☆☆
 $20 9250.00 $615 H9725-003-0
HealthSpring TotalCare Plus
☆☆☆☆☆
 $28 8200.00 $615 H9725-013-0
UHC Dual Complete NC-D001
☆☆☆☆☆
 $25 9250.00 $615 H5253-041-0
UHC Dual Complete NC-S001
☆☆☆☆☆
 $36 9250.00 $615 H1889-005-0
UHC Dual Complete NC-S2
☆☆☆☆☆
 $36 9250.00 $615 H1889-034-0
UHC Dual Complete NC-S3
☆☆☆☆☆
 $36 9250.00 $615 H5253-184-0
UHC Dual Complete NC-V001
☆☆☆☆☆
 $36 5900.00 $615 H5253-116-0
Healthy Blue + Medicare
☆☆☆☆☆
 $19 9250.00 $615 H9147-001-0
Humana Dual Select H5525-072
☆☆☆☆☆
 $34 9250.00 $615 H5525-072-0
HumanaChoice SNP-DE H5525-036
☆☆☆☆☆
 $30 9250.00 $615 H5525-036-0
Wellcare Dual Access
☆☆☆☆☆
 $32 9250.00 $385 H4073-002-0
Wellcare Dual Liberty
☆☆☆☆☆
 $36 9250.00 $425 H4073-004-0
Wellcare Dual Liberty Open
☆☆☆☆☆
 $26 9250.00 $395 H1914-008-0
Wellcare Dual Reserve
☆☆☆☆☆
 $28 9250.00 $615 H4073-003-0
Liberty Medicare Dual Plan
☆☆☆☆☆
 $15 7550.00 $615 H6351-005-0
What is the most popular D-SNP plan in Mecklenburg County?

UHC Dual Complete NC-S3 (D-SNP) is the top D-SNP in Mecklenburg County, with 6,478 enrollees.

What is the total number of D-SNP plans in Mecklenburg County?

There are 23 D-SNP plans in 2026, covering 17,352 enrollees.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 7
  • Average Monthly Premium: $25.86/mo
  • Beneficiaries Enrolled: 282
  • $0 Premium Plans: 2
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: UHC Nursing Home Plan NC-F001 (I-SNP) — 177 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 I-SNP Medicare Plans available in Mecklenburg County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo Network
Erickson Advantage Guardian
☆☆☆☆☆
 $0 1000.00 $0 H5652-003-0
Longevity Health Plan
☆☆☆☆☆
 $36 9250.00 $615 H5374-001-0
UHC Nursing Home Plan NC-F001
☆☆☆☆☆
 $36 9250.00 $615 H0710-034-0
Liberty Medicare Advantage Nursing Home Plan
☆☆☆☆☆
 $36 6800.00 $615 H6351-001-0
Provider Partners North Carolina Advantage Plan
☆☆☆☆☆
 $36 9250.00 $615 H4439-001-0
Provider Partners North Carolina Community Plan
☆☆☆☆☆
 $0 3750.00 $615 H4439-002-0
Provider Partners North Carolina Essential Plan
☆☆☆☆☆
 $36 9250.00 $615 H4439-003-0
What is the total number of I-SNP plans in Mecklenburg County?

Mecklenburg County has 7 I-SNP plans for 2026, with 282 enrollees.

How much do I-SNP plans cost in Mecklenburg County?

The typical I-SNP premium in Mecklenburg County is $25.86, and 2 plans have no monthly premium.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

Total C-SNP Plans
8
Average Monthly Premium
$36.33/mo
Beneficiaries Enrolled
3,793
$0 Premium C-SNPs
4
Average MOOP
$6,375
Most Popular C-SNP
UHC Complete Care NC-28 (C-SNP) with 2,125 enrollees
C-SNPs Without Drug Coverage
0
Comparison table of 2026 C-SNP Medicare Plans available in Mecklenburg County, North Carolina
Health Plan Name CMS Rating* Premium Per Mo Network
DEVOTED C-SNP PLUS 015 NC
☆☆☆☆☆
 $36 9250.00 $615 H5299-015-0
DEVOTED C-SNP PREMIUM 016 NC
☆☆☆☆☆
 $36 4900.00 $615 H5299-016-0
Erickson Advantage Champion
☆☆☆☆☆
 $182 3400.00 $270 H5652-004-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
 $0 9250.00 $450 H1036-308-0
Aetna Medicare Chronic Care
☆☆☆☆☆
 $0 6750.00 $615 H3146-037-0
Aetna Medicare Chronic Care Value
☆☆☆☆☆
 $36 9250.00 $615 H3146-044-0
UHC Complete Care NC-28
☆☆☆☆☆
 $0 4200.00 $355 H5253-189-0
Liberty Medicare Advantage
☆☆☆☆☆
 $0 4000.00 $0 H6351-004-0

What is the typical premium for C-SNP plans in Mecklenburg County?

C-SNP plans in Mecklenburg County cost $36.33 per month.

Which C-SNP plan do most beneficiaries choose in Mecklenburg County?

The most popular C-SNP plan in Mecklenburg County is UHC Complete Care NC-28 (C-SNP), with 2,125 enrollees.

How many Chronic Condition SNP plans are offered in Mecklenburg County?

In 2026, Mecklenburg County offers 8 C-SNP plans with 3,793 enrollees.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .